AppBreakup
Submit an app

Goodbudget alternatives: 6 apps ranked by verified data

Facts checked Oct 30, 2026AppBreakup editorialHow we rank

Common reasons people leave Goodbudget: free plan limits envelopes, accounts, devices and history, and bank sync is Premium only and US banks only. We ranked 6 alternatives by how directly each one replaces Goodbudget, then by reviews, real visits and how recently each app's facts were checked against its own website. YNAB currently ranks first.

Quick comparison

#AppPricingOpen sourcePlatformsVerified factsScore
1Actual Budget logoActual BudgetOpen sourceYesWeb, Windows, macOS +26 of 675.5
  1. Actual Budget logo

    1. Actual BudgetTop pick

    Best for: Technically comfortable people who want free envelope budgeting and control of their own data

    Open sourceSelf-hostableWeb, Windows, macOS, Linux, Self-hosted

    75.5

    score / 100

    Why switch from Goodbudget

    Free, open-source envelope budgeting with optional bank sync in the US, Canada, UK and EU.

    Pros

    • Free and open source, with no subscription
    • Local-first, with optional end-to-end encrypted sync
    • Optional bank sync in the US, Canada, UK and EU
    • Imports full YNAB history and common bank file formats

    Cons

    • Sync, mobile and bank sync need a server you run or rent
    • No native phone app; mobile use is in the browser
    • Support is through community channels
    Visit Actual Budget Details and reviews
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.1571
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Actual Budget a good Goodbudget alternative?

    Verified facts

    6 of 6 verified
    Method
    Envelope budgeting
    Checked Oct 29, 2026actualbudget.org(opens source in a new tab)
    Bank sync
    GoCardless (EU/UK), SimpleFIN (US/Canada)
    Checked Oct 29, 2026actualbudget.org(opens source in a new tab)
    File import
    QIF, OFX, QFX, CAMT.053 and CSV
    Checked Oct 29, 2026actualbudget.org(opens source in a new tab)
    Migration
    Built-in YNAB4 and nYNAB importers
    Checked Oct 29, 2026actualbudget.org(opens source in a new tab)
    Encryption
    Optional end-to-end encryption
    Checked Oct 29, 2026actualbudget.org(opens source in a new tab)
    Server
    Optional, needed for sync and bank sync
    Checked Oct 29, 2026actualbudget.org(opens source in a new tab)

The best Goodbudget alternative for…

The highest-ranked app in this list for each need.

YNAB logo

Best Goodbudget alternative for most people

YNAB

Also envelope-style, with bank import included and a stronger method, but no free plan after the trial.

Actual Budget logo

Best Goodbudget alternative for a free option

Actual Budget

Free, open-source envelope budgeting with optional bank sync in the US, Canada, UK and EU.

EveryDollar logo

Best Goodbudget alternative for a free plan you can upgrade

EveryDollar

A free zero-based budget with unlimited categories, plus bank connect on premium.

Actual Budget logo

Best Goodbudget alternative for open source

Actual Budget

Free, open-source envelope budgeting with optional bank sync in the US, Canada, UK and EU.

Actual Budget logo

Best Goodbudget alternative for self-hosting

Actual Budget

Free, open-source envelope budgeting with optional bank sync in the US, Canada, UK and EU.

Actual Budget logo

Best Goodbudget alternative for Mac

Actual Budget

Free, open-source envelope budgeting with optional bank sync in the US, Canada, UK and EU.

Actual Budget logo

Best Goodbudget alternative for Windows

Actual Budget

Free, open-source envelope budgeting with optional bank sync in the US, Canada, UK and EU.

Actual Budget logo

Best Goodbudget alternative for Linux

Actual Budget

Free, open-source envelope budgeting with optional bank sync in the US, Canada, UK and EU.

Hunter Vault logo

Best Goodbudget alternative for iPhone and Android

Hunter Vault

Manual, offline budgeting on your phone with quests and ranks to encourage logging.

Wallet by BudgetBakers logo

Best Goodbudget alternative for working in the browser

Wallet by BudgetBakers

Shared household budgets with manual entry or bank sync, plus spending charts Goodbudget lacks.

Goodbudget alternatives: common questions

What is the best alternative to Goodbudget?

YNAB ranks first right now. Also envelope-style, with bank import included and a stronger method, but no free plan after the trial. EveryDollar and Actual Budget follow it in our ranking.

Is there a free alternative to Goodbudget?

Yes. EveryDollar (free plan + paid), Actual Budget (open source), Hunter Vault (free plan + paid) and Wallet by BudgetBakers (free plan + paid) have a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to Goodbudget?

Yes: Actual Budget. Actual Budget can also be self-hosted.

Which Goodbudget alternatives work on Linux?

Actual Budget runs on Linux.

Why do people switch from Goodbudget?

The complaints we hear most: free plan limits envelopes, accounts, devices and history; bank sync is Premium only and US banks only; mostly manual entry, which takes regular effort.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Goodbudget, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.