Monzo alternatives: 1 apps ranked by verified data
Common reasons people leave Monzo: only open to UK residents, and paying in cash costs a fee at PayPoint or the Post Office. We ranked 1 alternatives by how directly each one replaces Monzo, then by reviews, real visits and how recently each app's facts were checked against its own website. YNAB currently ranks first.
No alternatives match these filters.
Show all 1 alternativesThe best Monzo alternative for…
The highest-ranked app in this list for each need.
Best Monzo alternative for most people
YNABIf you mainly use Monzo for budgeting, YNAB gives envelope-style budgets across any bank you use.
Best Monzo alternative for iPhone and Android
YNABIf you mainly use Monzo for budgeting, YNAB gives envelope-style budgets across any bank you use.
Best Monzo alternative for working in the browser
YNABIf you mainly use Monzo for budgeting, YNAB gives envelope-style budgets across any bank you use.
Monzo alternatives: common questions
What is the best alternative to Monzo?
YNAB ranks first right now. If you mainly use Monzo for budgeting, YNAB gives envelope-style budgets across any bank you use.
Is there a free alternative to Monzo?
None of the 1 alternatives we track has a free plan; all are paid, though some offer trials.
Is there an open-source alternative to Monzo?
None of the 1 alternatives in this list is open source.
Why do people switch from Monzo?
The complaints we hear most: only open to UK residents; paying in cash costs a fee at PayPoint or the Post Office; best savings rates and some tools need a paid plan.
How is this list ranked?
Every app is scored with the same published formula: how directly it replaces Monzo, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.