Skrooge alternatives: 4 apps ranked by verified data
Common reasons people leave Skrooge: direct bank import relies on the third-party woob tool and doesn't cover every bank, and no mobile app. We ranked 4 alternatives by how directly each one replaces Skrooge, then by reviews, real visits and how recently each app's facts were checked against its own website. YNAB currently ranks first.
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Show all 4 alternativesThe best Skrooge alternative for…
The highest-ranked app in this list for each need.
Best Skrooge alternative for most people
YNABPaid zero-based budgeting with bank sync and polished mobile apps.
Best Skrooge alternative for a free option
Actual BudgetOpen-source envelope budgeting that can be self-hosted and used from a browser or phone.
Best Skrooge alternative for open source
GnuCashDouble-entry accounting for people who want stricter books and business-style reports.
Best Skrooge alternative for self-hosting
Actual BudgetOpen-source envelope budgeting that can be self-hosted and used from a browser or phone.
Best Skrooge alternative for Mac
Actual BudgetOpen-source envelope budgeting that can be self-hosted and used from a browser or phone.
Best Skrooge alternative for Windows
Actual BudgetOpen-source envelope budgeting that can be self-hosted and used from a browser or phone.
Best Skrooge alternative for Linux
Actual BudgetOpen-source envelope budgeting that can be self-hosted and used from a browser or phone.
Best Skrooge alternative for iPhone and Android
Quicken SimplifiSubscription app with automatic bank connections and spending plans on web and mobile.
Best Skrooge alternative for working in the browser
YNABPaid zero-based budgeting with bank sync and polished mobile apps.
Skrooge alternatives: common questions
What is the best alternative to Skrooge?
YNAB ranks first right now. Paid zero-based budgeting with bank sync and polished mobile apps. Actual Budget and Quicken Simplifi follow it in our ranking.
Is there a free alternative to Skrooge?
Yes. Actual Budget (open source) and GnuCash (open source) have a free option. Check each app's verified facts for current plan limits.
Is there an open-source alternative to Skrooge?
Yes: Actual Budget and GnuCash. Actual Budget can also be self-hosted.
Which Skrooge alternatives work on Linux?
Actual Budget and GnuCash run on Linux.
Why do people switch from Skrooge?
The complaints we hear most: direct bank import relies on the third-party woob tool and doesn't cover every bank; no mobile app; windows and macOS builds are less polished than the Linux version.
How is this list ranked?
Every app is scored with the same published formula: how directly it replaces Skrooge, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.