YNAB pricing
YNAB is a paid product. Annual price: $109 per year. Free trial: 34 days, no credit card needed.
PaidPrices last checked Oct 29, 2026
YNAB plans and prices
Every line links to the page it came from. Prices are what YNAB publishes; taxes, currency and regional pricing can change what you pay.
YNAB pricing facts
3 of 3 verified- Annual price
- $109 per year
- Checked Oct 29, 2026ynab.com(opens source in a new tab)
- “$109 USD* paid annually That's 30 cents a day!”
- Monthly price
- $14.99 per month
- Checked Oct 29, 2026ynab.com(opens source in a new tab)
- “Monthly Plan $14.99 USD*/month *plus tax where applicable You’ll save that much almost immediately.”
- Free trial
- 34 days, no credit card needed
- Checked Oct 29, 2026ynab.com(opens source in a new tab)
- “try YNAB free for 34 days without ever entering your credit card by using the Free Trial button above.”
YNAB alternatives by price
Starting prices from each app's own site, ranked by our alternatives score.
| App | Pricing | Price | Free plan |
|---|---|---|---|
 EveryDollar | Free plan + paid | $79.99/year or $17.99/month | Free with no time limit |
 Monarch Money | Paid | $99.99/year or $14.99/month | No |
 Goodbudget | Free plan + paid | $10/month or $80/year | 10 regular + 10 more envelopes, 1 account |
 Hunter Vault | Free plan + paid | Free; optional $15.99 one-time upgrade | — |
 Copilot Money | Paid | $109/year (limited-time, normally $119) | No |
 Actual Budget | Open source | — | — |
 Firefly III | Open source | — | — |
YNAB pricing: common questions
Is YNAB free?
No, YNAB is a paid product. It offers a free trial: 34 days, no credit card needed.
How much does YNAB cost?
Annual price: $109 per year, according to ynab.com (checked Oct 29, 2026). Prices can vary by country and billing period.
Does YNAB have a free trial?
Yes: 34 days, no credit card needed.
What are free alternatives to YNAB?
Free or freemium alternatives include Actual Budget, EveryDollar, Goodbudget and Hunter Vault. Open-source options: Actual Budget.