Monarch Money pricing
Monarch Money is a paid product. Price: $99.99/year or $14.99/month. Free trial: First week free.
PaidPrices last checked Oct 29, 2026
Monarch Money plans and prices
Every line links to the page it came from. Prices are what Monarch Money publishes; taxes, currency and regional pricing can change what you pay.
Monarch Money pricing facts
2 of 2 verified- Price
- $99.99/year or $14.99/month
- Checked Oct 29, 2026monarch.com(opens source in a new tab)
- “Monarch offers two subscription options: a yearly subscription at $99.99 or a monthly subscription at $14.99.”
- Free trial
- First week free
- Checked Oct 29, 2026monarch.com(opens source in a new tab)
- “Your first week is on us”
Monarch Money alternatives by price
Starting prices from each app's own site, ranked by our alternatives score.
| App | Pricing | Price | Free plan |
|---|---|---|---|
 YNAB | Paid | $109 per year | No |
 Copilot Money | Paid | $109/year (limited-time, normally $119) | No |
 Quicken Simplifi | Paid | $3.99/month billed annually (listed down from $6.99) | No |
 Lunch Money | Paid | Pay what you want, annual from $60 | No |
 Rocket Money | Free plan + paid | — | Up to two custom category budgets |
Monarch Money pricing: common questions
Is Monarch Money free?
No, Monarch Money is a paid product. It offers a free trial: First week free.
How much does Monarch Money cost?
Price: $99.99/year or $14.99/month, according to monarch.com (checked Oct 29, 2026). Prices can vary by country and billing period.
Does Monarch Money have a free trial?
Yes: First week free.
What are free alternatives to Monarch Money?
Free or freemium alternatives include Rocket Money.