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SumUp alternatives: 5 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll POS systems

Top picks

  • Square POS logo

    Best overall

    Square POS

    Starting price: $49/month per location (Square Plus)

  • Square POS logo

    Best free option

    Square POS

    Starting price: $49/month per location (Square Plus)

Common reasons people leave SumUp: pricing and products differ by country, and POS features are lighter than restaurant-focused systems. We ranked 5 alternatives by how directly each one replaces SumUp, then by reviews, real visits and how recently each app's facts were checked against its own website. Square POS currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Square POS logoSquare POSFree plan + paid$49/month per location (Square Plus)NoiOS, Android, Web7 of 768.8
2PayPal Point of Sale (Zettle) logoPayPal Point of Sale (Zettle)Paid—NoiOS, Android, Web7 of 764.8
3Clover logoCloverPaid$16/month for 36 months or $349 upfront (Basic retail system)NoAndroid, iOS, Web8 of 861.8
4Toast logoToastPaid—NoAndroid, iOS, Web4 of 457.2
5Shopify logoShopifyPaid—NoWeb, iOS, Android4 of 450.0
  1. Square POS logo

    1. Square POSTop pick

    Best for: Small cafes, food trucks and shops that want a POS with no monthly fee to start

    Free plan + paidiOS, Android, Web

    68.8

    score / 100

    Why switch from SumUp

    Free POS software with deeper inventory and staff tools, strongest in the US.

    Pros

    • Free plan with no monthly fee, only processing charges
    • Pricing and hardware are listed openly and sold online
    • Takes offline card payments for up to 24 hours
    • Connects to Square's payroll, banking and online store

    Cons

    • Payments must run through Square's own processing
    • Kitchen display and kiosk software cost extra per device
    • Offline payments that fail later are the seller's loss
    Visit Square POS Compare with SumUpDetails and reviews
    How this score is calculated
    Editorial fit ×0.3100
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Square POS a good SumUp alternative?

    Verified facts

    7 of 7 verified
    Free plan
    Yes, Square Free at $0/month
    Checked Nov 8, 2026squareup.com(opens source in a new tab)
    Plus plan
    $49/month per location
    Checked Nov 8, 2026squareup.com(opens source in a new tab)
    In-person card fee
    2.6% + 15¢ (Free plan)
    Checked Nov 8, 2026squareup.com(opens source in a new tab)
    Offline mode
    Offline payments for up to 24 hours
    Checked Nov 8, 2026squareup.com(opens source in a new tab)
    Hardware
    Sold separately
    Checked Nov 8, 2026squareup.com(opens source in a new tab)
    Starting price
    $49/month per location (Square Plus)
    Checked Nov 8, 2026squareup.com(opens source in a new tab)
    Premium plan
    $149/month per location
    Checked Nov 8, 2026squareup.com(opens source in a new tab)
  2. PayPal Point of Sale (Zettle) logo

    2. PayPal Point of Sale (Zettle)

    Best for: Small UK and European sellers who already run their business through PayPal

    PaidiOS, Android, Web

    64.8

    score / 100

    Why switch from SumUp

    Similar low-cost reader and app, with funds landing in a PayPal Business account.

    Pros

    • Same flat rate for major cards, including American Express
    • Free POS app with Tap to Pay, no hardware needed
    • Funds usually reach the PayPal Business account within minutes

    Cons

    • Payment Links are temporarily closed to new sellers
    • Tied to a PayPal Business account
    • Lighter feature set than restaurant-focused POS systems
    Visit PayPal Point of Sale (Zettle) Details and reviews
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is PayPal Point of Sale (Zettle) a good SumUp alternative?

    Verified facts

    7 of 7 verified
    UK card rate
    1.75% per transaction
    Checked Nov 8, 2026zettle.com(opens source in a new tab)
    Card reader
    £29 excl. VAT (new business users)
    Checked Nov 8, 2026zettle.com(opens source in a new tab)
    Terminal
    £149 excl. VAT
    Checked Nov 8, 2026zettle.com(opens source in a new tab)
    Name change
    Zettle is now PayPal Point of Sale
    Checked Nov 8, 2026zettle.com(opens source in a new tab)
    Card rate
    1.75% per transaction, incl. American Express
    Checked Nov 8, 2026zettle.com(opens source in a new tab)
    Monthly fee
    No, no contracts or recurring fees
    Checked Nov 8, 2026zettle.com(opens source in a new tab)
    Additional card reader
    £69 excl. VAT
    Checked Nov 8, 2026zettle.com(opens source in a new tab)
  3. Clover logo

    3. Clover

    Best for: Restaurants and shops that want bank-backed POS hardware with an app market for add-ons

    PaidAndroid, iOS, Web

    61.8

    score / 100

    Why switch from SumUp

    Countertop terminals and richer POS for shops that are outgrowing a phone and reader.

    Pros

    • Hundreds of third-party apps in the Clover App Market
    • Packages tailored to restaurants, retail and service businesses
    • Virtual Terminal takes payments from a browser with no device
    • Widely sold through banks and retailers, with local support options

    Cons

    • Terms and fees can differ depending on the bank or reseller you buy from
    • Processing fees are charged on top of the monthly software fee
    • Accounts need credit approval before you can start
    Visit Clover Details and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Clover a good SumUp alternative?

    Verified facts

    8 of 8 verified
    Pricing model
    Monthly software fee plus processing
    Checked Nov 8, 2026clover.com(opens source in a new tab)
    App market
    Hundreds of third-party apps
    Checked Nov 8, 2026clover.com(opens source in a new tab)
    Virtual Terminal
    Yes, browser-based payments
    Checked Nov 8, 2026clover.com(opens source in a new tab)
    Where to buy
    Clover.com, banks and retailers
    Checked Nov 8, 2026clover.com(opens source in a new tab)
    Starting price
    $16/month for 36 months or $349 upfront (Basic retail system)
    Checked Nov 3, 2026clover.com(opens source in a new tab)
    Standard plan
    $1,899 hardware + $84.95/month (retail)
    Checked Nov 3, 2026clover.com(opens source in a new tab)
    Advanced plan
    $2,648 hardware + $104.90/month (retail)
    Checked Nov 3, 2026clover.com(opens source in a new tab)
    In-person card fee
    2.3% + 10¢ to 2.6% + 10¢ per transaction
    Checked Nov 3, 2026clover.com(opens source in a new tab)
  4. Toast logo

    4. Toast

    Best for: US restaurants that want POS, payments, online ordering and payroll from one vendor

    PaidAndroid, iOS, Web

    57.2

    score / 100

    Why switch from SumUp

    Restaurant-specific POS with table service, kitchen screens and online ordering.

    Pros

    • Built only for restaurants, from counter service to fine dining
    • Handhelds let servers take orders and payments at the table
    • Online ordering, loyalty and payroll available in the same system
    • Open APIs and a partner program for third-party integrations

    Cons

    • Card processing is tied to Toast, so you can't shop around for rates
    • Most pricing needs a sales quote and hardware is a separate cost
    • Mainly available in the US and a handful of other countries
    Visit Toast Details and reviews
    How this score is calculated
    Editorial fit ×0.369
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.1585
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Toast a good SumUp alternative?

    Verified facts

    4 of 4 verified
    API
    Standard, analytics and custom API access
    Checked Nov 8, 2026doc.toasttab.com(opens source in a new tab)
    Partner integrations
    Toast Partner Integrations program
    Checked Nov 8, 2026doc.toasttab.com(opens source in a new tab)
    Headquarters
    Boston, Massachusetts
    Checked Nov 8, 2026central.toasttab.com(opens source in a new tab)
    Mobile app
    Toast Now app for support
    Checked Nov 8, 2026central.toasttab.com(opens source in a new tab)
  5. Shopify logo

    5. Shopify

    Best for: Most merchants who want a reliable hosted store that can grow from first sale to enterprise

    PaidWeb, iOS, Android

    50.0

    score / 100

    Why switch from SumUp

    Shopify POS links a card reader to your online store, so in-person and web sales share one stock list.

    Pros

    • Fast, trusted checkout with Shop Pay
    • Largest ecommerce app and theme ecosystem
    • Built-in POS and multichannel selling

    Cons

    • Apps and plan upgrades push monthly costs up
    • Extra fees when using third-party payment gateways
    • Deep checkout customisation reserved for higher plans
    Visit Shopify Details and reviews
    How this score is calculated
    Editorial fit ×0.338
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Shopify a good SumUp alternative?

    Verified facts

    4 of 4 verified
    Free trial
    3 days
    Checked Nov 8, 2026shopify.com(opens source in a new tab)
    App Store
    21,000+ apps
    Checked Nov 8, 2026shopify.com(opens source in a new tab)
    Themes
    200+ pre-built
    Checked Nov 8, 2026shopify.com(opens source in a new tab)
    US ecommerce share
    About 10% of US ecommerce sales
    Checked Nov 8, 2026shopify.com(opens source in a new tab)

The best SumUp alternative for…

The highest-ranked app in this list for each need.

Square POS logo

Best SumUp alternative for most people

Square POS

Free POS software with deeper inventory and staff tools, strongest in the US.

Square POS logo

Best SumUp alternative for a free plan you can upgrade

Square POS

Free POS software with deeper inventory and staff tools, strongest in the US.

PayPal Point of Sale (Zettle) logo

Best SumUp alternative for iPhone and Android

PayPal Point of Sale (Zettle)

Similar low-cost reader and app, with funds landing in a PayPal Business account.

Clover logo

Best SumUp alternative for working in the browser

Clover

Countertop terminals and richer POS for shops that are outgrowing a phone and reader.

SumUp alternatives: common questions

What is the best alternative to SumUp?

Square POS ranks first right now. Free POS software with deeper inventory and staff tools, strongest in the US. PayPal Point of Sale (Zettle) and Clover follow it in our ranking.

SumUp vs Square POS: what's the difference?

SumUp is a paid product; Square POS is free with paid plans. Verified prices: SumUp Payments Plus, £19/month, Square POS $49/month per location (Square Plus). Both run on iOS, Android and Web.

Is SumUp free?

SumUp is a paid product. UK subscription: Payments Plus, £19/month. Checked on SumUp's own site, November 2026.

How much do SumUp alternatives cost?

Verified prices for the top-ranked SumUp alternatives: Square POS, $49/month per location (Square Plus); Clover, $16/month for 36 months or $349 upfront (Basic retail system). Each price was checked on the app's own site; see each card below for the date and source.

Is there a free alternative to SumUp?

Yes. Square POS (free plan + paid) has a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to SumUp?

None of the 5 alternatives in this list is open source.

Why do people switch from SumUp?

The complaints we hear most: pricing and products differ by country; POS features are lighter than restaurant-focused systems; lower rates require a monthly subscription.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces SumUp, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.