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Amazon Pay alternatives: 5 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll payment gateways

Top picks

  • Stripe logo

    Best overall

    Stripe

    Custom domain price: $10 per month

  • PayPal logo

    Best free option

    PayPal

    Free plan + paid

Common reasons people leave Amazon Pay: useless to shoppers who don't have an Amazon account, and some merchants are wary of sharing customer data with a retail competitor. We ranked 5 alternatives by how directly each one replaces Amazon Pay, then by reviews, real visits and how recently each app's facts were checked against its own website. Stripe currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Stripe logoStripePaid$10 per monthNoWeb, iOS, Android7 of 764.8
2Adyen logoAdyenPaid—NoWeb, iOS, Android6 of 661.8
3Razorpay logoRazorpayPaidCustom pricing above ₹5,00,000 monthly revenueNoWeb, iOS, Android8 of 857.5
4PayPal logoPayPalFree plan + paid—NoWeb, iOS, Android8 of 856.8
5Google Wallet logoGoogle WalletFree—NoAndroid, Web5 of 551.2
  1. Stripe logo

    1. StripeTop pick

    Best for: SaaS companies and marketplaces that sell internationally and want strong developer tooling

    PaidWeb, iOS, Android

    64.8

    score / 100

    Why switch from Amazon Pay

    Full payment platform that adds cards, wallets and local methods under one integration and dashboard.

    Pros

    • Well-documented APIs with a full test mode
    • Large set of payment methods and currencies from one integration
    • Billing, tax, fraud and marketplace payouts available as add-ons

    Cons

    • Not available to businesses in every country
    • Add-on products like Billing and Tax carry their own fees
    • Rates vary by country and payment method, so costs need checking per market
    Visit Stripe Compare with Amazon PayDetails and reviews
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Stripe a good Amazon Pay alternative?

    Verified facts

    7 of 7 verified
    Setup and monthly fees
    None on standard pricing
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Currencies
    135+
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Payment methods
    100+
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Tax automation
    Calculations in 100+ countries
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Pricing
    Pay as you go, no setup or monthly fees
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Custom domain price
    $10 per month
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Card pricing
    2.9% + a fixed fee per successful domestic card charge
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
  2. Adyen logo

    2. Adyen

    Best for: Large and international businesses that want online and in-store payments on one platform

    PaidWeb, iOS, Android

    61.8

    score / 100

    Why switch from Amazon Pay

    Enterprise payment processing across many countries and methods for larger merchants.

    Pros

    • One integration for online, in-app and in-store payments worldwide
    • Interchange++ card pricing with no setup or monthly fees
    • Wide range of local payment methods and currencies

    Cons

    • Sales-led onboarding geared to larger merchants, not hobby sellers
    • Fixed fee on every transaction plus method fees can be complex to model
    • Fewer no-code tools for small businesses than Stripe or Square
    Visit Adyen Details and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Adyen a good Amazon Pay alternative?

    Verified facts

    6 of 6 verified
    Setup fee
    None, and no monthly fees
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Pricing model
    Fixed processing fee + payment-method fee
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Currencies
    150+
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Local payment methods
    200+
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Banking licences
    US, UK and EU
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Visa and Mastercard
    $0.13 + 0.80% + Interchange++
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
  3. Razorpay logo

    3. Razorpay

    Best for: Indian businesses that want a single gateway for UPI, cards and netbanking plus payouts

    PaidWeb, iOS, Android

    57.5

    score / 100

    Why switch from Amazon Pay

    Indian payment gateway covering UPI, cards and wallets, a common pick for Indian stores.

    Pros

    • Covers UPI, cards, netbanking, EMI and wallets in one integration
    • No setup fee or annual maintenance charge on the standard plan
    • Payment links, subscriptions and payouts live in the same dashboard

    Cons

    • Built for Indian businesses; not a general global processor
    • Standard fee applies even to UPI payments, which carry no bank MDR
    • Account activation needs KYC documents and review before going live
    Visit Razorpay Details and reviews
    How this score is calculated
    Editorial fit ×0.363
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Razorpay a good Amazon Pay alternative?

    Verified facts

    8 of 8 verified
    Standard fee
    2% + GST per transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup fee
    None, and no annual maintenance charge
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Payment methods
    Cards, netbanking, UPI and wallets
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Regulation
    RBI-authorised payment aggregator
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Standard pricing
    2% + GST per successful transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup cost
    ₹0 setup and ₹0 maintenance
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Free trial
    0% gateway fee for the first 90 days
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Enterprise plan
    Custom pricing above ₹5,00,000 monthly revenue
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
  4. PayPal logo

    4. PayPal

    Best for: People who pay online often or send money to friends across iPhone and Android

    Free plan + paidWeb, iOS, Android

    56.8

    score / 100

    Why switch from Amazon Pay

    The most widely recognised checkout button, usable by shoppers without an Amazon account.

    Pros

    • Accepted at a very large number of online stores
    • Works on any phone and in the browser
    • Purchase Protection on eligible purchases

    Cons

    • Fees on some transfers, currency conversion and receiving payments
    • Not a full tap-to-pay phone wallet in most countries
    • Features like Pay Later and crypto vary by country
    Visit PayPal Details and reviews
    How this score is calculated
    Editorial fit ×0.360
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is PayPal a good Amazon Pay alternative?

    Verified facts

    8 of 8 verified
    Account cost
    Free to open
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Platforms
    iOS, Android
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Buy now, pay later
    Pay in 4, Pay Monthly (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Buyer protection
    Purchase Protection
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    PayPal Checkout fee
    3.49% + fixed fee (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Card payments fee
    2.99% + fixed fee (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Fixed fee
    $0.49 per US dollar transaction
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    International fee
    Extra 1.50% on international commercial payments
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
  5. Google Wallet logo

    5. Google Wallet

    Best for: Android and Wear OS users who want one free app for payments and passes

    FreeAndroid, Web

    51.2

    score / 100

    Why switch from Amazon Pay

    Google Pay checkout lets Android and Chrome users pay with saved cards, without an Amazon account.

    Pros

    • Comes on most Android phones and works with Wear OS watches
    • Holds passes, tickets, loyalty cards and transit cards alongside payment cards
    • Uses tokenized card numbers instead of your real card number

    Cons

    • Android only; no iPhone app
    • Needs an NFC phone for tap-to-pay
    • Supported banks and features vary widely by country
    Visit Google Wallet Details and reviews
    How this score is calculated
    Editorial fit ×0.341
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Google Wallet a good Amazon Pay alternative?

    Verified facts

    5 of 5 verified
    Platforms
    Android only
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Transit and boarding passes
    Yes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Digital car keys
    Yes, select cars
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Loyalty and gift cards
    Yes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Card security
    Encrypted payment codes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)

The best Amazon Pay alternative for…

The highest-ranked app in this list for each need.

Stripe logo

Best Amazon Pay alternative for most people

Stripe

Full payment platform that adds cards, wallets and local methods under one integration and dashboard.

Google Wallet logo

Best Amazon Pay alternative for a free option

Google Wallet

Google Pay checkout lets Android and Chrome users pay with saved cards, without an Amazon account.

PayPal logo

Best Amazon Pay alternative for a free plan you can upgrade

PayPal

The most widely recognised checkout button, usable by shoppers without an Amazon account.

Adyen logo

Best Amazon Pay alternative for iPhone and Android

Adyen

Enterprise payment processing across many countries and methods for larger merchants.

Razorpay logo

Best Amazon Pay alternative for working in the browser

Razorpay

Indian payment gateway covering UPI, cards and wallets, a common pick for Indian stores.

Amazon Pay alternatives: common questions

What is the best alternative to Amazon Pay?

Stripe ranks first right now. Full payment platform that adds cards, wallets and local methods under one integration and dashboard. Adyen and Razorpay follow it in our ranking.

Amazon Pay vs Stripe: what's the difference?

Both Amazon Pay and Stripe are paid products. Only Stripe runs on iOS and Android.

Is Amazon Pay free?

Amazon Pay is a paid product.

How much do Amazon Pay alternatives cost?

Verified prices for the top-ranked Amazon Pay alternatives: Stripe, $10 per month; Razorpay, Custom pricing above ₹5,00,000 monthly revenue. Each price was checked on the app's own site; see each card below for the date and source.

Is there a free alternative to Amazon Pay?

Yes. PayPal (free plan + paid) and Google Wallet (free) have a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to Amazon Pay?

None of the 5 alternatives in this list is open source.

Why do people switch from Amazon Pay?

The complaints we hear most: useless to shoppers who don't have an Amazon account; some merchants are wary of sharing customer data with a retail competitor; features and availability differ a lot from country to country.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Amazon Pay, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.