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Adyen

Global payments platform for large businesses, handling online, in-app and in-store payments on one system.

Updated · AppBreakup editorial · Web, iOS, Android

Is Adyen free?

No, it's a paid product

2 alternatives with a free option

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All 5
Verified facts
6 of 6
Alternatives ranked
5
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About Adyen

Adyen is a Dutch payments company that processes online, mobile and in-person payments for large businesses on a single platform. Instead of stitching together separate gateways and acquirers per country, merchants connect once and accept cards, digital wallets, buy now pay later and many local payment methods worldwide, with in-store terminals sharing the same data. It also offers risk management, authentication, payouts, card issuing and embedded finance for platforms and marketplaces. Pricing is per transaction: a small fixed processing fee plus a payment-method fee, with interchange++ pricing for cards and no setup or monthly fees. Adyen holds banking licences in the US, UK and EU. It is built for enterprises and fast-growing companies with significant volume, and onboarding is sales-led, so very small businesses usually find Stripe or Square easier to start with.

Best for: Large and international businesses that want online and in-store payments on one platform.

Adyen pricing (checked Nov 8, 2026)

Each line is quoted from Adyen's own site, with the page it came from.

Plan or termWhat it saysCheckedSource
Pricing modelFixed processing fee + payment-method feeNov 8, 2026adyen.com
Visa and Mastercard$0.13 + 0.80% + Interchange++Nov 8, 2026adyen.com

Pros and cons

What works

  • One integration for online, in-app and in-store payments worldwide
  • Interchange++ card pricing with no setup or monthly fees
  • Wide range of local payment methods and currencies

Why people leave

  • Sales-led onboarding geared to larger merchants, not hobby sellers
  • Fixed fee on every transaction plus method fees can be complex to model
  • Fewer no-code tools for small businesses than Stripe or Square

Adyen vs Stripe, Razorpay and PayU India

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

AttributeAdyenStripeRazorpayPayU India
PricingPaidPaidPaidPaid
Verified price—$10 per monthCustom pricing above ₹5,00,000 monthly revenue—
Free planNoNoNoNo
Open sourceNoNoNoNo
Self-hostableNoNoNoNo
PlatformsWeb, iOS, AndroidWeb, iOS, AndroidWeb, iOS, AndroidWeb

Full Adyen vs Stripe comparisonFull Adyen vs Razorpay comparison

Top Adyen alternatives

See all 5
  1. 1Stripe logo
    Stripe

    Self-serve signup and strong developer tools, easier for startups and smaller volumes.

    68.8
  2. 2Razorpay logo
    Razorpay

    For businesses selling mainly in India, with local methods and quick self-serve onboarding.

    61.8
  3. 3PayU India logo
    PayU India

    Indian gateway with broad EMI and pay-later coverage for domestic sales.

    59.4
  4. 4Square POS logo
    Square POS

    Simpler, flat-rate in-person and online payments for small businesses.

    54.4
  5. 5PayPal logo
    PayPal

    Merchant checkout with card processing and PayPal wallet payments, a familiar option shoppers already trust.

    50.0

Why people left Adyen

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

No switching stories yet. If you moved away from Adyen, review the app you switched to and tell us why.

Reviews

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Adyen: common questions

What is Adyen?

Adyen: Global payments platform for large businesses, handling online, in-app and in-store payments on one system. Best for large and international businesses that want online and in-store payments on one platform. Available for Web, iOS and Android.

Is Adyen free?

No, Adyen is a paid product.

How much does Adyen cost?

Adyen is a paid product. Pricing model: Fixed processing fee + payment-method fee; Visa and Mastercard: $0.13 + 0.80% + Interchange++. Checked on Adyen's own site, November 2026.

Is Adyen open source?

No, Adyen is not open source.

What platforms does Adyen run on?

Adyen is available for Web, iOS and Android.

What are the best alternatives to Adyen?

The highest-ranked Adyen alternatives right now are Stripe, Razorpay and PayU India. See the full ranked list for pricing, platforms and verified facts.

Adyen vs Stripe: what's the difference?

Both Adyen and Stripe are paid products. Both run on Web, iOS and Android.

See all 5 Adyen alternatives