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Free Amazon Pay alternatives: 2 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank

2 of the 5 Amazon Pay alternatives we track can be used for free (free, open source, or with a free plan). PayPal and Google Wallet rank highest, with facts last verified Nov 8, 2026.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1PayPal logoPayPalFree plan + paid—NoWeb, iOS, Android8 of 856.8
2Google Wallet logoGoogle WalletFree—NoAndroid, Web5 of 551.2
  1. PayPal logo

    1. PayPalTop pick

    Best for: People who pay online often or send money to friends across iPhone and Android

    Free plan + paidWeb, iOS, Android

    56.8

    score / 100

    Why switch from Amazon Pay

    The most widely recognised checkout button, usable by shoppers without an Amazon account.

    Pros

    • Accepted at a very large number of online stores
    • Works on any phone and in the browser
    • Purchase Protection on eligible purchases

    Cons

    • Fees on some transfers, currency conversion and receiving payments
    • Not a full tap-to-pay phone wallet in most countries
    • Features like Pay Later and crypto vary by country
    Visit PayPal Details and reviews
    How this score is calculated
    Editorial fit ×0.360
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is PayPal a good Amazon Pay alternative?

    Verified facts

    8 of 8 verified
    Account cost
    Free to open
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Platforms
    iOS, Android
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Buy now, pay later
    Pay in 4, Pay Monthly (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Buyer protection
    Purchase Protection
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    PayPal Checkout fee
    3.49% + fixed fee (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Card payments fee
    2.99% + fixed fee (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Fixed fee
    $0.49 per US dollar transaction
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    International fee
    Extra 1.50% on international commercial payments
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
  2. Google Wallet logo

    2. Google Wallet

    Best for: Android and Wear OS users who want one free app for payments and passes

    FreeAndroid, Web

    51.2

    score / 100

    Why switch from Amazon Pay

    Google Pay checkout lets Android and Chrome users pay with saved cards, without an Amazon account.

    Pros

    • Comes on most Android phones and works with Wear OS watches
    • Holds passes, tickets, loyalty cards and transit cards alongside payment cards
    • Uses tokenized card numbers instead of your real card number

    Cons

    • Android only; no iPhone app
    • Needs an NFC phone for tap-to-pay
    • Supported banks and features vary widely by country
    Visit Google Wallet Details and reviews
    How this score is calculated
    Editorial fit ×0.341
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Google Wallet a good Amazon Pay alternative?

    Verified facts

    5 of 5 verified
    Platforms
    Android only
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Transit and boarding passes
    Yes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Digital car keys
    Yes, select cars
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Loyalty and gift cards
    Yes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Card security
    Encrypted payment codes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)