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KMyMoney alternatives: 6 apps ranked by verified data

Facts checked Nov 1, 2026AppBreakup editorialHow we rank

Common reasons people leave KMyMoney: no mobile app or cloud sync, and online bank connections are limited and region-dependent. We ranked 6 alternatives by how directly each one replaces KMyMoney, then by reviews, real visits and how recently each app's facts were checked against its own website. YNAB currently ranks first.

Quick comparison

#AppPricingOpen sourcePlatformsVerified factsScore
1YNAB logoYNABPaidNoWeb, iOS, Android6 of 672.5
2Money Manager Ex logoMoney Manager ExOpen sourceYesWindows, macOS, Linux +25 of 559.6
3Quicken Simplifi logoQuicken SimplifiPaidNoWeb, iOS, Android4 of 455.9
  1. YNAB logo

    1. YNABTop pick

    Best for: People who want a hands-on, zero-based method and will review their budget every few days

    PaidWeb, iOS, Android

    72.5

    score / 100

    Why switch from KMyMoney

    Paid zero-based budgeting with bank sync and polished mobile apps.

    Pros

    • A clear method: you only budget money you already have
    • 34-day free trial with no credit card
    • One subscription covers up to six people
    • Bank import or manual entry, synced across devices
    • No ads, and a large library of workshops and guides

    Cons

    • No free tier once the trial ends
    • $109 a year is at the high end of the category
    • Takes time to learn and regular attention to keep up
    Visit YNAB Details and reviews
    How this score is calculated
    Editorial fit ×0.363
    Reviews ×0.363
    Clicks (90 days) ×0.15100
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is YNAB a good KMyMoney alternative?

    Verified facts

    6 of 6 verified
    Annual price
    $109 per year
    Checked Oct 29, 2026ynab.com(opens source in a new tab)
    Monthly price
    $14.99 per month
    Checked Oct 29, 2026ynab.com(opens source in a new tab)
    Free trial
    34 days, no credit card needed
    Checked Oct 29, 2026ynab.com(opens source in a new tab)
    Sharing
    Up to six people on one subscription
    Checked Oct 29, 2026ynab.com(opens source in a new tab)
    Bank import
    Link accounts and import transactions automatically
    Checked Oct 29, 2026ynab.com(opens source in a new tab)
    Ads
    None
    Checked Oct 29, 2026ynab.com(opens source in a new tab)
  2. Money Manager Ex logo

    2. Money Manager Ex

    Best for: People who want a free, offline money tracker with budgets and investments and no bank-login cloud.

    Open sourceWindows, macOS, Linux, Android, iOS

    59.6

    score / 100

    Why switch from KMyMoney

    Free, lightweight finance manager with a mobile companion app.

    Pros

    • Free and open source with no ads or subscription
    • Tracks stocks, shares and assets alongside everyday spending
    • Local database file with optional encryption
    • Custom reports with SQL, Lua and HTML for power users

    Cons

    • No automatic bank connections; imports are QIF or CSV files
    • Desktop interface feels dated next to modern budgeting apps
    • Syncing between devices means managing the database file yourself
    Visit Money Manager Ex Details and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.1585
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Money Manager Ex a good KMyMoney alternative?

    Verified facts

    5 of 5 verified
    License
    GPL-2.0
    Checked Oct 29, 2026github.com(opens source in a new tab)
    Price
    Free, no ads
    Checked Oct 29, 2026moneymanagerex.org(opens source in a new tab)
    Platforms
    Windows, macOS, Linux, Android
    Checked Oct 29, 2026moneymanagerex.org(opens source in a new tab)
    Encryption
    AES-256
    Checked Oct 29, 2026moneymanagerex.org(opens source in a new tab)
    Import formats
    QIF and CSV
    Checked Oct 29, 2026moneymanagerex.org(opens source in a new tab)
  3. Quicken Simplifi logo

    3. Quicken Simplifi

    Best for: People who want automatic tracking with cash-flow forecasts at a modest yearly price

    PaidWeb, iOS, Android

    55.9

    score / 100

    Why switch from KMyMoney

    Commercial, cloud-based tracker with automatic bank sync, if you want less manual entry.

    Pros

    • Connects to 14,000+ financial institutions
    • Projected cash flow with what-if scenarios
    • Investment tracking and a retirement planner
    • Lower advertised price than many bank-synced apps

    Cons

    • No free plan; billed annually
    • Introductory price may change at renewal
    • Some features aren't supported on mobile
    Visit Quicken Simplifi Details and reviews
    How this score is calculated
    Editorial fit ×0.357
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Quicken Simplifi a good KMyMoney alternative?

    Verified facts

    4 of 4 verified
    Price
    $3.99/month billed annually (listed down from $6.99)
    Checked Oct 29, 2026quicken.com(opens source in a new tab)
    Institutions
    14,000+
    Checked Oct 29, 2026quicken.com(opens source in a new tab)
    Cash-flow forecast
    Projects future balances, with what-if scenarios
    Checked Oct 29, 2026quicken.com(opens source in a new tab)
    Investments
    Cost basis, performance and real-time quotes
    Checked Oct 29, 2026quicken.com(opens source in a new tab)

The best KMyMoney alternative for…

The highest-ranked app in this list for each need.

YNAB logo

Best KMyMoney alternative for most people

YNAB

Paid zero-based budgeting with bank sync and polished mobile apps.

Actual Budget logo

Best KMyMoney alternative for a free option

Actual Budget

Open-source envelope budgeting with sync across devices and optional bank links.

Money Manager Ex logo

Best KMyMoney alternative for open source

Money Manager Ex

Free, lightweight finance manager with a mobile companion app.

Actual Budget logo

Best KMyMoney alternative for self-hosting

Actual Budget

Open-source envelope budgeting with sync across devices and optional bank links.

HomeBank logo

Best KMyMoney alternative for Mac

HomeBank

Free and simpler cross-platform money tracker with quick charts and budgets.

GnuCash logo

Best KMyMoney alternative for Windows

GnuCash

The other big open-source finance app, stronger for small-business accounting.

Actual Budget logo

Best KMyMoney alternative for Linux

Actual Budget

Open-source envelope budgeting with sync across devices and optional bank links.

Quicken Simplifi logo

Best KMyMoney alternative for iPhone and Android

Quicken Simplifi

Commercial, cloud-based tracker with automatic bank sync, if you want less manual entry.

YNAB logo

Best KMyMoney alternative for working in the browser

YNAB

Paid zero-based budgeting with bank sync and polished mobile apps.

KMyMoney alternatives: common questions

What is the best alternative to KMyMoney?

YNAB ranks first right now. Paid zero-based budgeting with bank sync and polished mobile apps. Actual Budget and HomeBank follow it in our ranking.

Is there a free alternative to KMyMoney?

Yes. Actual Budget (open source), HomeBank (open source), Money Manager Ex (open source) and GnuCash (open source) have a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to KMyMoney?

Yes: Actual Budget, Money Manager Ex and GnuCash. Actual Budget can also be self-hosted.

Which KMyMoney alternatives work on Linux?

Actual Budget, HomeBank, Money Manager Ex and GnuCash run on Linux.

Why do people switch from KMyMoney?

The complaints we hear most: no mobile app or cloud sync; online bank connections are limited and region-dependent; windows and Mac builds come from CI pipelines, less polished than Linux.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces KMyMoney, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.