Quicken Simplifi
Quicken's bank-synced budgeting app with spending plans, savings goals and cash-flow projections.
- Verified facts
- 4 of 4
- Alternatives ranked
- 6
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- 0
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About Quicken Simplifi
Quicken Simplifi is the mobile and web budgeting app from Quicken, separate from the long-running Quicken desktop software. It links bank, card, loan and investment accounts, connecting to more than 14,000 institutions, and categorizes transactions automatically. Its budget shows what's left to spend and save after income, bills, subscriptions and savings, and you can set custom savings goals and commit cash to them. Projected cash flow forecasts future balances from your income, bills and spending and lets you run "what-if" scenarios, and a newer retirement planner builds projections from your savings, expenses and planned retirement age. Investment tracking adds cost basis, performance analysis and real-time quotes, and there are pre-built and custom reports. It runs on the web, iPhone and Android. Simplifi has no free plan; it is sold as an annual subscription, currently advertised at $3.99 a month billed annually, down from a listed $6.99 a month. It suits people who want automatic tracking with forward-looking cash-flow planning at a lower price than many competitors. The trade-off is that it relies on bank connections like other trackers, introductory prices can rise at renewal, and some features are not available on mobile. It is also less structured than a zero-based method, so it shows the plan and forecast but doesn't require every dollar to be assigned.
Best for: People who want automatic tracking with cash-flow forecasts at a modest yearly price.
Pros and cons
What works
- Connects to 14,000+ financial institutions
- Projected cash flow with what-if scenarios
- Investment tracking and a retirement planner
- Lower advertised price than many bank-synced apps
Why people leave
- No free plan; billed annually
- Introductory price may change at renewal
- Some features aren't supported on mobile
Top Quicken Simplifi alternatives
See all 6- 1
Monarch Money77.2A similar all-accounts view with stronger partner collaboration, at a higher yearly price.
- 2
YNAB74.4A zero-based plan for every dollar, if forecasts alone don't change your spending.
- 3
EveryDollar69.7Zero-based budgeting in the Ramsey style, with a free manual version for those who don't want bank syncing.
- 4
Copilot Money64.8Automatic tracking with an assistant and itemized Amazon orders, if you're on Apple devices.
- 5
PocketGuard59.6Focuses on what's left to spend, with a one-time lifetime purchase option.
Why people left Quicken Simplifi
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Quicken Simplifi: common questions
Is Quicken Simplifi free?
No, Quicken Simplifi is a paid product. Price: $3.99/month billed annually (listed down from $6.99) (checked on Quicken Simplifi's own site).
Is Quicken Simplifi open source?
No, Quicken Simplifi is not open source.
What platforms does Quicken Simplifi run on?
Quicken Simplifi is available for Web, iOS and Android.
What are the best alternatives to Quicken Simplifi?
The highest-ranked Quicken Simplifi alternatives right now are Monarch Money, YNAB and EveryDollar. See the full ranked list for pricing, platforms and verified facts.