
1. PhonePeTop pick
Best for: People in India who want UPI, bills, recharges and investments in one app
FreeAndroid, iOS
54.4
score / 100
Why switch from MyJio
Recharges Jio, Airtel and Vi prepaid numbers and pays postpaid bills from one UPI app, so you don't need the carrier's own app.
Pros
- Accepted almost everywhere in India
- Bills, recharges, FASTag and travel booking in the same app
- UPI Lite, RuPay credit cards and credit lines on UPI
- UPI payments at select merchants abroad
Cons
- Busy app with many offers for loans, insurance and investments
- Requires an Indian bank account and mobile number
- International UPI works only in a handful of countries
How this score is calculated
Editorial fit ×0.352
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Verified facts
4 of 4 verified- International
- Singapore, UAE, Nepal, Sri Lanka, Bhutan, Mauritius
- Checked Nov 8, 2026phonepe.com(opens source in a new tab)
- Credit on UPI
- RuPay credit cards and credit lines
- Checked Nov 8, 2026phonepe.com(opens source in a new tab)