Progressive alternatives: 2 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank All insurance apps

Top picks

Best overall
GEICO
Paid

Common reasons people leave Progressive: snapshot isn't offered in California or by every agent, and prices can differ depending on whether you buy direct or through an agent. We ranked 2 alternatives by how directly each one replaces Progressive, then by reviews, real visits and how recently each app's facts were checked against its own website. GEICO currently ranks first.

Quick comparison

#	App	Pricing	Verified price	Open source	Platforms	Verified facts	Score
1	GEICO	Paid	—	No	Web, iOS, Android	7 of 7	68.8
2	State Farm	Paid	—	No	Web, iOS, Android	5 of 5	64.8

1. GEICOTop pick
Best for: US drivers who want to buy and manage car insurance themselves online or in an app
PaidWeb, iOS, Android
68.8
score / 100
Why switch from Progressive
Direct-to-customer insurer with a highly rated app, for drivers happy to skip agents entirely.
Pros
Well-rated app with offline ID cards, claims and roadside requests
Covers cars, bikes, RVs and boats plus bundled home and renters cover
DriveEasy can cut the price for safe drivers
Cons
Home and some other lines are often written by partner insurers, not GEICO itself
DriveEasy tracks driving through your phone, which not everyone wants
US only
Visit GEICO Compare with Progressive Details and reviews
How this score is calculated
Editorial fit ×0.3100
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is GEICO a good Progressive alternative?
Verified facts
7 of 7 verified
Owner
Berkshire Hathaway
Checked Nov 8, 2026geico.com(opens source in a new tab)
Mobile app
Free
Checked Nov 8, 2026geico.com(opens source in a new tab)
Offline ID cards
Yes
Checked Nov 8, 2026geico.com(opens source in a new tab)
Roadside help in app
Yes, 24/7
Checked Nov 8, 2026geico.com(opens source in a new tab)
Usage-based discount
DriveEasy
Checked Nov 8, 2026geico.com(opens source in a new tab)
Renters insurance
From $12 a month
Checked Nov 8, 2026geico.com(opens source in a new tab)
Car insurance switch savings
Over $900 a year, per GEICO
Checked Nov 8, 2026geico.com(opens source in a new tab)
2. State Farm
Best for: US households who want a local agent and car, home and life cover from one company
PaidWeb, iOS, Android
64.8
score / 100
Why switch from Progressive
Local agent network and a mutual company structure, if in-person service matters more than tools.
Pros
More than 19,000 local agents for in-person help
One app for policies, claims, roadside help and banking
Drive Safe & Save and Steer Clear discounts for careful and young drivers
Cons
Agent-led model means less self-service rate comparison than online-first rivals
Usage-based savings require sharing driving data
US only
Visit State Farm Compare with Progressive Details and reviews
How this score is calculated
Editorial fit ×0.387
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is State Farm a good Progressive alternative?
Verified facts
5 of 5 verified
Insuring cars since
1922
Checked Nov 8, 2026statefarm.com(opens source in a new tab)
Local agents
19,000+
Checked Nov 8, 2026statefarm.com(opens source in a new tab)
Company type
Mutual (policyholder-owned)
Checked Nov 8, 2026statefarm.com(opens source in a new tab)
Usage-based program
Drive Safe & Save in the app
Checked Nov 8, 2026statefarm.com(opens source in a new tab)
Banking in app
Yes
Checked Nov 8, 2026statefarm.com(opens source in a new tab)

The best Progressive alternative for…

The highest-ranked app in this list for each need.

Best Progressive alternative for most people

GEICO

Direct-to-customer insurer with a highly rated app, for drivers happy to skip agents entirely.

Best Progressive alternative for iPhone and Android

State Farm

Local agent network and a mutual company structure, if in-person service matters more than tools.

Best Progressive alternative for working in the browser

GEICO

Direct-to-customer insurer with a highly rated app, for drivers happy to skip agents entirely.

Progressive alternatives: common questions

What is the best alternative to Progressive?

GEICO ranks first right now. Direct-to-customer insurer with a highly rated app, for drivers happy to skip agents entirely.

Progressive vs GEICO: what's the difference?

Both Progressive and GEICO are paid products. Both run on Web, iOS and Android.

Is Progressive free?

Progressive is a paid product.

Is there a free alternative to Progressive?

None of the 2 alternatives we track has a free plan; all are paid, though some offer trials.

Is there an open-source alternative to Progressive?

None of the 2 alternatives in this list is open source.

Why do people switch from Progressive?

The complaints we hear most: snapshot isn't offered in California or by every agent; prices can differ depending on whether you buy direct or through an agent; US only.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Progressive, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.