GEICO
Large US direct insurer for car, home, renters and other cover, managed through its app and website.
Updated · AppBreakup editorial · Web, iOS, Android
Is GEICO free?
No, it's a paid product
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About GEICO
GEICO is one of the biggest car insurers in the United States and is owned by Berkshire Hathaway. It built its name selling policies directly by phone and online rather than through a big agent network, and it still pushes customers toward self-service. Besides car insurance it covers motorcycles, RVs, boats and other vehicles, and it sells or arranges homeowners, renters, life, pet, travel and small-business cover, often through partner insurers for the property lines. The free GEICO Mobile app holds digital ID cards that work offline, lets you pay bills, file and track claims, and request roadside help, and the optional DriveEasy program can lower your rate if your phone records safe driving. Premiums depend on your state, car, driving record and the discounts you qualify for, so the only way to see a price is to get a quote. It suits drivers who like to handle insurance themselves, and it only covers people in the US.
Best for: US drivers who want to buy and manage car insurance themselves online or in an app.
GEICO pricing (checked Nov 8, 2026)
Each line is quoted from GEICO's own site, with the page it came from.
Pros and cons
What works
- Well-rated app with offline ID cards, claims and roadside requests
- Covers cars, bikes, RVs and boats plus bundled home and renters cover
- DriveEasy can cut the price for safe drivers
Why people leave
- Home and some other lines are often written by partner insurers, not GEICO itself
- DriveEasy tracks driving through your phone, which not everyone wants
- US only
GEICO vs Progressive and State Farm
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
| Attribute | GEICO | Progressive | State Farm |
|---|---|---|---|
| Pricing | Paid | Paid | Paid |
| Verified price | — | — | — |
| Free plan | No | No | No |
| Open source | No | No | No |
| Self-hostable | No | No | No |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android |
Full GEICO vs Progressive comparisonFull GEICO vs State Farm comparison
Top GEICO alternatives
See all 2- 1
Progressive68.8Lets you compare its quote against other insurers and build a policy to a budget with Name Your Price.
- 2
State Farm64.8Thousands of local agents, for drivers who'd rather have a named person than an app and call centre.
Why people left GEICO
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
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GEICO: common questions
What is GEICO?
GEICO: Large US direct insurer for car, home, renters and other cover, managed through its app and website. Best for US drivers who want to buy and manage car insurance themselves online or in an app. Available for Web, iOS and Android.
Is GEICO free?
No, GEICO is a paid product.
How much does GEICO cost?
GEICO is a paid product. Usage-based discount: DriveEasy; Renters insurance: From $12 a month; Car insurance switch savings: Over $900 a year, per GEICO. Checked on GEICO's own site, November 2026.
Is GEICO open source?
No, GEICO is not open source.
What platforms does GEICO run on?
GEICO is available for Web, iOS and Android.
What are the best alternatives to GEICO?
The highest-ranked GEICO alternatives right now are Progressive and State Farm. See the full ranked list for pricing, platforms and verified facts.
GEICO vs Progressive: what's the difference?
Both GEICO and Progressive are paid products. Both run on Web, iOS and Android.