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Splitwise alternatives: 1 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll bill splitting apps

Top picks

Common reasons people leave Splitwise: free version caps daily expenses and shows ads, and receipt scanning and currency conversion need Pro. We ranked 1 alternatives by how directly each one replaces Splitwise, then by reviews, real visits and how recently each app's facts were checked against its own website. Venmo currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Venmo logoVenmoFree—NoiOS, Android, Web3 of 351.2
  1. Venmo logo

    1. VenmoTop pick

    Best for: US friends and roommates splitting bills and paying each other back

    FreeiOS, Android, Web

    51.2

    score / 100

    Why switch from Splitwise

    If your group is in the US and just needs to pay each other back, it handles both splitting and payment.

    Pros

    • Free to send money from balance, bank or debit card
    • Can pay US PayPal accounts as well as Venmo users
    • Accepted at checkout in many online stores and apps

    Cons

    • 3% fee when you pay with a credit card
    • US only
    • Public-by-default social feed needs privacy settings changed
    Visit Venmo Details and reviews
    How this score is calculated
    Editorial fit ×0.341
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Venmo a good Splitwise alternative?

    Verified facts

    3 of 3 verified
    Monthly fee
    None
    Checked Nov 8, 2026venmo.com(opens source in a new tab)
    Sending money
    Free from balance, bank or debit card
    Checked Nov 8, 2026venmo.com(opens source in a new tab)
    Credit card fee
    3%
    Checked Nov 8, 2026venmo.com(opens source in a new tab)

The best Splitwise alternative for…

The highest-ranked app in this list for each need.

Venmo logo

Best Splitwise alternative for most people

Venmo

If your group is in the US and just needs to pay each other back, it handles both splitting and payment.

Venmo logo

Best Splitwise alternative for a free option

Venmo

If your group is in the US and just needs to pay each other back, it handles both splitting and payment.

Venmo logo

Best Splitwise alternative for iPhone and Android

Venmo

If your group is in the US and just needs to pay each other back, it handles both splitting and payment.

Venmo logo

Best Splitwise alternative for working in the browser

Venmo

If your group is in the US and just needs to pay each other back, it handles both splitting and payment.

Splitwise alternatives: common questions

What is the best alternative to Splitwise?

Venmo ranks first right now. If your group is in the US and just needs to pay each other back, it handles both splitting and payment.

Splitwise vs Venmo: what's the difference?

Splitwise is free with paid plans; Venmo is free to use. Both run on iOS, Android and Web.

Is Splitwise free?

Splitwise is free with paid plans.

Is there a free alternative to Splitwise?

Yes. Venmo (free) has a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to Splitwise?

None of the 1 alternatives in this list is open source.

Why do people switch from Splitwise?

The complaints we hear most: free version caps daily expenses and shows ads; receipt scanning and currency conversion need Pro; card transaction import only works in the US.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Splitwise, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.