State Farm alternatives: 2 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank All insurance apps

Top picks

Best overall
GEICO
Paid

Common reasons people leave State Farm: agent-led model means less self-service rate comparison than online-first rivals, and usage-based savings require sharing driving data. We ranked 2 alternatives by how directly each one replaces State Farm, then by reviews, real visits and how recently each app's facts were checked against its own website. GEICO currently ranks first.

Quick comparison

#	App	Pricing	Verified price	Open source	Platforms	Verified facts	Score
1	GEICO	Paid	—	No	Web, iOS, Android	7 of 7	68.8
2	Progressive	Paid	—	No	Web, iOS, Android	3 of 3	64.8

1. GEICOTop pick
Best for: US drivers who want to buy and manage car insurance themselves online or in an app
PaidWeb, iOS, Android
68.8
score / 100
Why switch from State Farm
Online-first insurer for drivers who'd rather manage everything in an app than through an agent.
Pros
Well-rated app with offline ID cards, claims and roadside requests
Covers cars, bikes, RVs and boats plus bundled home and renters cover
DriveEasy can cut the price for safe drivers
Cons
Home and some other lines are often written by partner insurers, not GEICO itself
DriveEasy tracks driving through your phone, which not everyone wants
US only
Visit GEICO Compare with State Farm Details and reviews
How this score is calculated
Editorial fit ×0.3100
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is GEICO a good State Farm alternative?
Verified facts
7 of 7 verified
Owner
Berkshire Hathaway
Checked Nov 8, 2026geico.com(opens source in a new tab)
Mobile app
Free
Checked Nov 8, 2026geico.com(opens source in a new tab)
Offline ID cards
Yes
Checked Nov 8, 2026geico.com(opens source in a new tab)
Roadside help in app
Yes, 24/7
Checked Nov 8, 2026geico.com(opens source in a new tab)
Usage-based discount
DriveEasy
Checked Nov 8, 2026geico.com(opens source in a new tab)
Renters insurance
From $12 a month
Checked Nov 8, 2026geico.com(opens source in a new tab)
Car insurance switch savings
Over $900 a year, per GEICO
Checked Nov 8, 2026geico.com(opens source in a new tab)
2. Progressive
Best for: US price shoppers who want to compare rates and tune cover to a budget
PaidWeb, iOS, Android
64.8
score / 100
Why switch from State Farm
Compare its rates with other insurers and tune cover to a budget before you buy.
Pros
Buy direct, in the app or through an independent agent
Name Your Price and rate comparison help shoppers on a budget
Covers cars, motorcycles, boats, RVs and commercial vehicles
Cons
Snapshot isn't offered in California or by every agent
Prices can differ depending on whether you buy direct or through an agent
US only
Visit Progressive Compare with State Farm Details and reviews
How this score is calculated
Editorial fit ×0.387
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is Progressive a good State Farm alternative?
Verified facts
3 of 3 verified
Founded
1937
Checked Nov 8, 2026progressive.com(opens source in a new tab)
Ways to buy
Online, phone and independent agents
Checked Nov 8, 2026progressive.com(opens source in a new tab)
Rate comparison
Yes
Checked Nov 8, 2026progressive.com(opens source in a new tab)

The best State Farm alternative for…

The highest-ranked app in this list for each need.

Best State Farm alternative for most people

GEICO

Online-first insurer for drivers who'd rather manage everything in an app than through an agent.

Best State Farm alternative for iPhone and Android

Progressive

Compare its rates with other insurers and tune cover to a budget before you buy.

Best State Farm alternative for working in the browser

GEICO

Online-first insurer for drivers who'd rather manage everything in an app than through an agent.

State Farm alternatives: common questions

What is the best alternative to State Farm?

GEICO ranks first right now. Online-first insurer for drivers who'd rather manage everything in an app than through an agent.

State Farm vs GEICO: what's the difference?

Both State Farm and GEICO are paid products. Both run on Web, iOS and Android.

Is State Farm free?

State Farm is a paid product.

Is there a free alternative to State Farm?

None of the 2 alternatives we track has a free plan; all are paid, though some offer trials.

Is there an open-source alternative to State Farm?

None of the 2 alternatives in this list is open source.

Why do people switch from State Farm?

The complaints we hear most: agent-led model means less self-service rate comparison than online-first rivals; usage-based savings require sharing driving data; US only.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces State Farm, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.