Chase

Consumer banking arm of JPMorgan Chase, with a mobile app for checking, cards, Zelle and investing.

Free plan + paidMobile banking apps

Updated Nov 8, 2026 · AppBreakup editorial · iOS, Android, Web

Visit Chase See 4 alternatives

Is Chase free?

Free plan, plus paid plans

Total Checking plan:: $15 a month, or $0 with qualifying deposits or balance

Checked on Chase's site Nov 8, 2026

Full Chase pricing and plans

Switch from Chase to

All 4

Chime
Free
Capital One
Free
Citi
Starting price: $5 a month (Access Checking, waivable)

Verified facts: 8 of 8
Alternatives ranked: 4
Approved reviews: 0
Visits sent from here: 0

About Chase

Chase is the US consumer and small business bank of JPMorgan Chase, and the Chase Mobile app manages its checking and savings accounts, credit cards, mortgages and auto loans. The app deposits checks by photo, sends money with Zelle at no fee, pays bills, and moves money automatically into savings with Autosave. Credit Journey shows a free credit score without affecting your credit, and a spending and budgeting tool tracks where money goes. You can lock and unlock a lost card from the app, and log in with Face ID, Touch ID or Android fingerprint. Investment accounts from J.P. Morgan Wealth Management sit in the same app, and Chase credit cards are known for their travel rewards. It suits US customers who want a large branch and ATM network with one app for banking, cards and investing. Checking accounts may carry a monthly service fee unless you meet waiver conditions. The app runs on iOS and Android, with online banking on the web.

Best for: US customers who want banking, rewards credit cards and investing from one big bank's app.

Chase pricing (checked Nov 8, 2026)

Each line is quoted from Chase's own site, with the page it came from.

Plan or term	What it says	Checked	Source
Total Checking plan	$15 a month, or $0 with qualifying deposits or balance	Nov 8, 2026	chase.com
Chase Savings plan	$5 a month, or $0 if you meet a waiver condition	Nov 8, 2026	chase.com
Overdraft fee	None if overdrawn by $50 or less	Nov 8, 2026	chase.com

Full Chase pricing and cheaper alternatives

What works

Zelle, check deposit and bill pay built in
Free credit score with Credit Journey
Card lock and Autosave for automatic saving
J.P. Morgan investing accounts in the same app

Why people leave

Checking accounts can carry a monthly fee unless waiver rules are met
Savings rates are usually lower than online-only banks
US-only; no use for customers abroad without a US account

Chase vs Chime, Capital One and Citi

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	Chase	Chime	Capital One	Citi
Pricing	Free plan + paid	Free	Free	Free plan + paid
Verified price	$15 a month, or $0 with qualifying deposits or balance	—	—	$5 a month (Access Checking, waivable)
Free plan	Yes	Free app	Free app	Yes
Open source	No	No	No	No
Self-hostable	No	No	No	No
Platforms	iOS, Android, Web	iOS, Android, Web	Web, iOS, Android	Web, iOS, Android

Top Chase alternatives

See all 4

1
Chime
App-first account with no monthly fees, if you don't need branches or a big bank's card range.
59.6
2
Capital One
Checking and savings with no monthly fees or minimums, plus a strong card lineup, for people tired of Chase account fees.
59.4
3
Citi
Another big national bank with checking, cards and travel rewards, for those who want branches but a different card ecosystem.
57.5
4
U.S. Bank
A large branch network in the Midwest and West, with similar checking, savings and card products to Chase.
55.9

Why people left Chase

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

No switching stories yet. If you moved away from Chase, review the app you switched to and tell us why.

Reviews

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Chase: common questions

What is Chase?

Chase: Consumer banking arm of JPMorgan Chase, with a mobile app for checking, cards, Zelle and investing. Best for US customers who want banking, rewards credit cards and investing from one big bank's app. Available for iOS, Android and Web.

Is Chase free?

Chase has a free plan and paid plans.

How much does Chase cost?

Chase is free with paid plans. Total Checking plan: $15 a month, or $0 with qualifying deposits or balance; Chase Savings plan: $5 a month, or $0 if you meet a waiver condition; Overdraft fee: None if overdrawn by $50 or less. Checked on Chase's own site, November 2026.

Is Chase open source?

No, Chase is not open source.

What platforms does Chase run on?

Chase is available for iOS, Android and Web.

What are the best alternatives to Chase?

The highest-ranked Chase alternatives right now are Chime, Capital One and Citi. See the full ranked list for pricing, platforms and verified facts.

Chase vs Chime: what's the difference?

Chase is free with paid plans; Chime is free to use. Both run on iOS, Android and Web.

See all 4 Chase alternatives

Chase facts

8 of 8 verified

Platforms: iOS and Android; Checked Nov 8, 2026chase.com(opens source in a new tab); “Supported mobile operating systems iOS and Android”
Zelle: Built in, no fee; Checked Nov 8, 2026chase.com(opens source in a new tab); “Plus, you'll get instant access to your money— with no fee— right in the Chase Mobile ® app.”
Mobile check deposit: Yes (QuickDeposit); Checked Nov 8, 2026chase.com(opens source in a new tab); “mobile deposit checks in a snap.”
Free credit score: Yes (Credit Journey); Checked Nov 8, 2026chase.com(opens source in a new tab); “free credit score with Chase Credit Journey ® anytime, without impacting your credit.”
Card lock: Yes; Checked Nov 8, 2026chase.com(opens source in a new tab); “Lock it right from your phone at the first sign that it's missing.”
Total Checking plan: $15 a month, or $0 with qualifying deposits or balance; Checked Nov 8, 2026chase.com(opens source in a new tab); “$15 or $0 Monthly Service Fee”
Chase Savings plan: $5 a month, or $0 if you meet a waiver condition; Checked Nov 8, 2026chase.com(opens source in a new tab); “$5 or $0 Monthly Service Fee”
Overdraft fee: None if overdrawn by $50 or less; Checked Nov 8, 2026chase.com(opens source in a new tab); “No overdraft fee if you're overdrawn by $50 or less”