Citi pricing
Citi has a free plan and paid plans. Starting price: $5 a month (Access Checking, waivable).
Free plan + paidPrices last checked Nov 8, 2026
Citi plans and prices
Every line links to the page it came from. Prices are what Citi publishes; taxes, currency and regional pricing can change what you pay.
Citi pricing facts
3 of 3 verified- Starting price
- $5 a month (Access Checking, waivable)
- Checked Nov 8, 2026citi.com(opens source in a new tab)
- “Access Checking $5.00 If you receive”
- Regular Checking plan
- $15 a month (waivable)
- Checked Nov 8, 2026citi.com(opens source in a new tab)
- “Regular Checking $15.00”
- Citi Savings plan
- $4.50 a month (waivable)
- Checked Nov 8, 2026citi.com(opens source in a new tab)
- “Citi Savings $4.50”
Citi price history
We've tracked Citi's prices since Nov 8, 2026 and re-check them against citi.com regularly. No price changes so far.
Citi alternatives by price
Starting prices from each app's own site, ranked by our alternatives score.
| App | Pricing | Price | Free plan |
|---|---|---|---|
 Chase | Free plan + paid | $15 a month, or $0 with qualifying deposits or balance | — |
 Capital One | Free | — | — |
 U.S. Bank | Free plan + paid | — | — |
 Chime | Free | — | — |
Citi pricing: common questions
Is Citi free?
Citi has a free plan and paid plans.
How much does Citi cost?
Starting price: $5 a month (Access Checking, waivable), according to citi.com (checked Nov 8, 2026). Prices can vary by country and billing period.
What are free alternatives to Citi?
Free or freemium alternatives include Capital One, U.S. Bank, Chase and Chime.