Rocket Money pricing
Rocket Money has a free plan and paid plans. Free plan: Up to two custom category budgets.
Free plan + paidPrices last checked Oct 29, 2026
Rocket Money plans and prices
Every line links to the page it came from. Prices are what Rocket Money publishes; taxes, currency and regional pricing can change what you pay.
Rocket Money pricing facts
2 of 2 verified- Plans
- Free, Premium and Premium+
- Checked Oct 28, 2026rocketmoney.com(opens source in a new tab)
- “Rocket Money offers 3 different pricing tiers, Free, Premium and Premium+.”
- Free tier budgets
- Up to two custom category budgets
- Checked Oct 28, 2026rocketmoney.com(opens source in a new tab)
- “up to two custom category budgets, and more!”
Rocket Money alternatives by price
Starting prices from each app's own site, ranked by our alternatives score.
| App | Pricing | Price | Free plan |
|---|---|---|---|
 Monarch Money | Paid | $99.99/year or $14.99/month | No |
 EveryDollar | Free plan + paid | $79.99/year or $17.99/month | Free with no time limit |
 YNAB | Paid | $109 per year | No |
 Quicken Simplifi | Paid | $3.99/month billed annually (listed down from $6.99) | No |
 Lunch Money | Paid | Pay what you want, annual from $60 | No |
 Copilot Money | Paid | $109/year (limited-time, normally $119) | No |
 PocketGuard | Paid | — | No |
Rocket Money pricing: common questions
Is Rocket Money free?
Rocket Money has a free plan: Up to two custom category budgets. Paid plans add more.
What are free alternatives to Rocket Money?
Free or freemium alternatives include EveryDollar.