Monzo pricing

Monzo has a free plan and paid plans. Starting price: £3 a month (Extra). Free plan: Yes, Monzo Free (16+).

Free plan + paidPrices last checked Nov 8, 2026

Monzo plans and prices

Every line links to the page it came from. Prices are what Monzo publishes; taxes, currency and regional pricing can change what you pay.

5 of 5 verified

Paid plans: From £3 a month; Checked Nov 8, 2026monzo.com(opens source in a new tab); “from £3 a month Compare plans Why Monzo?”
Free plan: Yes, Monzo Free (16+); Checked Nov 8, 2026monzo.com(opens source in a new tab); “Get Monzo Free 16+ Get Extra £3 a month”
Starting price: £3 a month (Extra); Checked Nov 8, 2026monzo.com(opens source in a new tab); “Get Extra £3 a month”
Perks plan: £9 a month; Checked Nov 8, 2026monzo.com(opens source in a new tab); “Get Perks £9 a month”
Max plan: From £19 a month, 3 months minimum; Checked Nov 8, 2026monzo.com(opens source in a new tab); “From £19 a month • 3 months minimum”

We've tracked Monzo's prices since Nov 8, 2026 and re-check them against monzo.com regularly. No price changes so far.

Starting prices from each app's own site, ranked by our alternatives score.

App	Pricing	Price	Free plan
YNAB	Paid	$109 per year ($9.08 a month)	No
NatWest	Free plan + paid	£2 a month (Reward account)	Yes, Select account with no monthly fee
Barclays	Free plan + paid	£5 a month (Blue Rewards)	Yes, Barclays Bank Account with no monthly fees
Wise	Free	—	—

Monzo has a free plan: Yes, Monzo Free (16+). Paid plans add more.

Starting price: £3 a month (Extra), according to monzo.com (checked Nov 8, 2026). Prices can vary by country and billing period.

Free or freemium alternatives include Wise, NatWest and Barclays.