Free Adyen alternatives: 2 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank

2 of the 5 Adyen alternatives we track can be used for free (free, open source, or with a free plan). Square POS and PayPal rank highest, with facts last verified Nov 8, 2026.

Quick comparison

#	App	Pricing	Verified price	Open source	Platforms	Verified facts	Score
1	Square POS	Free plan + paid	$49/month per location (Square Plus)	No	iOS, Android, Web	7 of 7	54.4
2	PayPal	Free plan + paid	—	No	Web, iOS, Android	8 of 8	50.0

1. Square POSTop pick
Best for: Small cafes, food trucks and shops that want a POS with no monthly fee to start
Free plan + paidiOS, Android, Web
54.4
score / 100
Why switch from Adyen
Simpler, flat-rate in-person and online payments for small businesses.
Pros
Free plan with no monthly fee, only processing charges
Pricing and hardware are listed openly and sold online
Takes offline card payments for up to 24 hours
Connects to Square's payroll, banking and online store
Cons
Payments must run through Square's own processing
Kitchen display and kiosk software cost extra per device
Offline payments that fail later are the seller's loss
Visit Square POS Details and reviews
How this score is calculated
Editorial fit ×0.352
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is Square POS a good Adyen alternative?
Verified facts
7 of 7 verified
Free plan
Yes, Square Free at $0/month
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Plus plan
$49/month per location
Checked Nov 8, 2026squareup.com(opens source in a new tab)
In-person card fee
2.6% + 15¢ (Free plan)
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Offline mode
Offline payments for up to 24 hours
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Hardware
Sold separately
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Starting price
$49/month per location (Square Plus)
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Premium plan
$149/month per location
Checked Nov 8, 2026squareup.com(opens source in a new tab)
2. PayPal
Best for: People who pay online often or send money to friends across iPhone and Android
Free plan + paidWeb, iOS, Android
50.0
score / 100
Why switch from Adyen
Merchant checkout with card processing and PayPal wallet payments, a familiar option shoppers already trust.
Pros
Accepted at a very large number of online stores
Works on any phone and in the browser
Purchase Protection on eligible purchases
Cons
Fees on some transfers, currency conversion and receiving payments
Not a full tap-to-pay phone wallet in most countries
Features like Pay Later and crypto vary by country
Visit PayPal Details and reviews
How this score is calculated
Editorial fit ×0.338
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is PayPal a good Adyen alternative?
Verified facts
8 of 8 verified
Account cost
Free to open
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Platforms
iOS, Android
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Buy now, pay later
Pay in 4, Pay Monthly (US)
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Buyer protection
Purchase Protection
Checked Nov 8, 2026paypal.com(opens source in a new tab)
PayPal Checkout fee
3.49% + fixed fee (US)
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Card payments fee
2.99% + fixed fee (US)
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Fixed fee
$0.49 per US dollar transaction
Checked Nov 8, 2026paypal.com(opens source in a new tab)
International fee
Extra 1.50% on international commercial payments
Checked Nov 8, 2026paypal.com(opens source in a new tab)

Quick comparison

1. Square POSTop pick

Pros

Cons

Verified facts

2. PayPal

Pros

Cons

Verified facts