Adyen alternatives: 5 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank All payment gateways

Top picks

Best overall
Stripe
Custom domain price: $10 per month
Best free option
Square POS
Starting price: $49/month per location (Square Plus)

Common reasons people leave Adyen: sales-led onboarding geared to larger merchants, not hobby sellers, and fixed fee on every transaction plus method fees can be complex to model. We ranked 5 alternatives by how directly each one replaces Adyen, then by reviews, real visits and how recently each app's facts were checked against its own website. Stripe currently ranks first.

Quick comparison

#	App	Pricing	Verified price	Open source	Platforms	Verified facts	Score
1	Stripe	Paid	$10 per month	No	Web, iOS, Android	7 of 7	68.8
2	Razorpay	Paid	Custom pricing above ₹5,00,000 monthly revenue	No	Web, iOS, Android	8 of 8	61.8
3	PayU India	Paid	—	No	Web	6 of 6	59.4
4	Square POS	Free plan + paid	$49/month per location (Square Plus)	No	iOS, Android, Web	7 of 7	54.4
5	PayPal	Free plan + paid	—	No	Web, iOS, Android	8 of 8	50.0

1. StripeTop pick
Best for: SaaS companies and marketplaces that sell internationally and want strong developer tooling
PaidWeb, iOS, Android
68.8
score / 100
Why switch from Adyen
Self-serve signup and strong developer tools, easier for startups and smaller volumes.
Pros
Well-documented APIs with a full test mode
Large set of payment methods and currencies from one integration
Billing, tax, fraud and marketplace payouts available as add-ons
Cons
Not available to businesses in every country
Add-on products like Billing and Tax carry their own fees
Rates vary by country and payment method, so costs need checking per market
Visit Stripe Compare with Adyen Details and reviews
How this score is calculated
Editorial fit ×0.3100
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is Stripe a good Adyen alternative?
Verified facts
7 of 7 verified
Setup and monthly fees
None on standard pricing
Checked Nov 8, 2026stripe.com(opens source in a new tab)
Currencies
135+
Checked Nov 8, 2026stripe.com(opens source in a new tab)
Payment methods
100+
Checked Nov 8, 2026stripe.com(opens source in a new tab)
Tax automation
Calculations in 100+ countries
Checked Nov 8, 2026stripe.com(opens source in a new tab)
Pricing
Pay as you go, no setup or monthly fees
Checked Nov 8, 2026stripe.com(opens source in a new tab)
Custom domain price
$10 per month
Checked Nov 8, 2026stripe.com(opens source in a new tab)
Card pricing
2.9% + a fixed fee per successful domestic card charge
Checked Nov 8, 2026stripe.com(opens source in a new tab)
2. Razorpay
Best for: Indian businesses that want a single gateway for UPI, cards and netbanking plus payouts
PaidWeb, iOS, Android
61.8
score / 100
Why switch from Adyen
For businesses selling mainly in India, with local methods and quick self-serve onboarding.
Pros
Covers UPI, cards, netbanking, EMI and wallets in one integration
No setup fee or annual maintenance charge on the standard plan
Payment links, subscriptions and payouts live in the same dashboard
Cons
Built for Indian businesses; not a general global processor
Standard fee applies even to UPI payments, which carry no bank MDR
Account activation needs KYC documents and review before going live
Visit Razorpay Compare with Adyen Details and reviews
How this score is calculated
Editorial fit ×0.377
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is Razorpay a good Adyen alternative?
Verified facts
8 of 8 verified
Standard fee
2% + GST per transaction
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
Setup fee
None, and no annual maintenance charge
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
Payment methods
Cards, netbanking, UPI and wallets
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
Regulation
RBI-authorised payment aggregator
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
Standard pricing
2% + GST per successful transaction
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
Setup cost
₹0 setup and ₹0 maintenance
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
Free trial
0% gateway fee for the first 90 days
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
Enterprise plan
Custom pricing above ₹5,00,000 monthly revenue
Checked Nov 8, 2026razorpay.com(opens source in a new tab)
3. PayU India
Best for: Indian merchants who want a long-established gateway with strong EMI and pay-later options
PaidWeb
59.4
score / 100
Why switch from Adyen
Indian gateway with broad EMI and pay-later coverage for domestic sales.
Pros
Simple flat rate across most domestic payment methods
Wide range of EMI and buy-now-pay-later options
No setup or annual maintenance fee on the standard plan
Cons
EMI, Amex, Diners and international payments cost 3%
Mainly for businesses registered in India
Fewer adjacent banking products than Razorpay
Visit PayU India Details and reviews
How this score is calculated
Editorial fit ×0.369
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is PayU India a good Adyen alternative?
Verified facts
6 of 6 verified
Domestic fee
2% on cards, netbanking, wallets and BNPL
Checked Nov 8, 2026payu.in(opens source in a new tab)
International/EMI fee
3%
Checked Nov 8, 2026payu.in(opens source in a new tab)
Setup fee
None, and no annual maintenance fee
Checked Nov 8, 2026payu.in(opens source in a new tab)
Payment methods
150+
Checked Nov 8, 2026payu.in(opens source in a new tab)
Starting price
2% per domestic transaction (Standard plan)
Checked Nov 8, 2026payu.in(opens source in a new tab)
International and EMI fee
3% per transaction
Checked Nov 8, 2026payu.in(opens source in a new tab)
4. Square POS
Best for: Small cafes, food trucks and shops that want a POS with no monthly fee to start
Free plan + paidiOS, Android, Web
54.4
score / 100
Why switch from Adyen
Simpler, flat-rate in-person and online payments for small businesses.
Pros
Free plan with no monthly fee, only processing charges
Pricing and hardware are listed openly and sold online
Takes offline card payments for up to 24 hours
Connects to Square's payroll, banking and online store
Cons
Payments must run through Square's own processing
Kitchen display and kiosk software cost extra per device
Offline payments that fail later are the seller's loss
Visit Square POS Details and reviews
How this score is calculated
Editorial fit ×0.352
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is Square POS a good Adyen alternative?
Verified facts
7 of 7 verified
Free plan
Yes, Square Free at $0/month
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Plus plan
$49/month per location
Checked Nov 8, 2026squareup.com(opens source in a new tab)
In-person card fee
2.6% + 15¢ (Free plan)
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Offline mode
Offline payments for up to 24 hours
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Hardware
Sold separately
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Starting price
$49/month per location (Square Plus)
Checked Nov 8, 2026squareup.com(opens source in a new tab)
Premium plan
$149/month per location
Checked Nov 8, 2026squareup.com(opens source in a new tab)
5. PayPal
Best for: People who pay online often or send money to friends across iPhone and Android
Free plan + paidWeb, iOS, Android
50.0
score / 100
Why switch from Adyen
Merchant checkout with card processing and PayPal wallet payments, a familiar option shoppers already trust.
Pros
Accepted at a very large number of online stores
Works on any phone and in the browser
Purchase Protection on eligible purchases
Cons
Fees on some transfers, currency conversion and receiving payments
Not a full tap-to-pay phone wallet in most countries
Features like Pay Later and crypto vary by country
Visit PayPal Details and reviews
How this score is calculated
Editorial fit ×0.338
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is PayPal a good Adyen alternative?
Verified facts
8 of 8 verified
Account cost
Free to open
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Platforms
iOS, Android
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Buy now, pay later
Pay in 4, Pay Monthly (US)
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Buyer protection
Purchase Protection
Checked Nov 8, 2026paypal.com(opens source in a new tab)
PayPal Checkout fee
3.49% + fixed fee (US)
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Card payments fee
2.99% + fixed fee (US)
Checked Nov 8, 2026paypal.com(opens source in a new tab)
Fixed fee
$0.49 per US dollar transaction
Checked Nov 8, 2026paypal.com(opens source in a new tab)
International fee
Extra 1.50% on international commercial payments
Checked Nov 8, 2026paypal.com(opens source in a new tab)

The best Adyen alternative for…

The highest-ranked app in this list for each need.

Best Adyen alternative for most people

Stripe

Self-serve signup and strong developer tools, easier for startups and smaller volumes.

Best Adyen alternative for a free plan you can upgrade

Square POS

Simpler, flat-rate in-person and online payments for small businesses.

Best Adyen alternative for iPhone and Android

Razorpay

For businesses selling mainly in India, with local methods and quick self-serve onboarding.

Best Adyen alternative for working in the browser

PayU India

Indian gateway with broad EMI and pay-later coverage for domestic sales.

Adyen alternatives: common questions

What is the best alternative to Adyen?

Stripe ranks first right now. Self-serve signup and strong developer tools, easier for startups and smaller volumes. Razorpay and PayU India follow it in our ranking.

Adyen vs Stripe: what's the difference?

Both Adyen and Stripe are paid products. Both run on Web, iOS and Android.

Is Adyen free?

Adyen is a paid product. Pricing model: Fixed processing fee + payment-method fee; Visa and Mastercard: $0.13 + 0.80% + Interchange++. Checked on Adyen's own site, November 2026.

How much do Adyen alternatives cost?

Verified prices for the top-ranked Adyen alternatives: Stripe, $10 per month; Razorpay, Custom pricing above ₹5,00,000 monthly revenue; Square POS, $49/month per location (Square Plus). Each price was checked on the app's own site; see each card below for the date and source.

Is there a free alternative to Adyen?

Yes. Square POS (free plan + paid) and PayPal (free plan + paid) have a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to Adyen?

None of the 5 alternatives in this list is open source.

Why do people switch from Adyen?

The complaints we hear most: sales-led onboarding geared to larger merchants, not hobby sellers; fixed fee on every transaction plus method fees can be complex to model; fewer no-code tools for small businesses than Stripe or Square.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Adyen, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.

Top picks

Quick comparison

1. StripeTop pick

Pros

Cons

Verified facts

2. Razorpay

Pros

Cons

Verified facts

3. PayU India

Pros

Cons

Verified facts

4. Square POS

Pros

Cons

Verified facts

5. PayPal

Pros

Cons

Verified facts

The best Adyen alternative for…

Best Adyen alternative for most people

Best Adyen alternative for a free plan you can upgrade

Best Adyen alternative for iPhone and Android

Best Adyen alternative for working in the browser

Adyen alternatives: common questions

What is the best alternative to Adyen?

Adyen vs Stripe: what's the difference?

Is Adyen free?

How much do Adyen alternatives cost?

Is there a free alternative to Adyen?

Is there an open-source alternative to Adyen?

Why do people switch from Adyen?

How is this list ranked?