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Apple Wallet alternatives: 6 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll digital wallet apps

Top picks

Common reasons people leave Apple Wallet: only works on Apple devices, and IDs, transit and key features are limited to certain countries, states and partners. We ranked 6 alternatives by how directly each one replaces Apple Wallet, then by reviews, real visits and how recently each app's facts were checked against its own website. Google Wallet currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Google Wallet logoGoogle WalletFree—NoAndroid, Web5 of 568.8
2Samsung Wallet logoSamsung WalletFree—NoAndroid5 of 564.8
3PayPal logoPayPalFree plan + paid—NoWeb, iOS, Android8 of 861.8
4Zelle logoZelleFree—NoiOS, Android, Web5 of 559.4
5Cash App logoCash AppFree—NoiOS, Android, Web5 of 542.3
6Venmo logoVenmoFree—NoiOS, Android, Web3 of 342.3
  1. Google Wallet logo

    1. Google WalletTop pick

    Best for: Android and Wear OS users who want one free app for payments and passes

    FreeAndroid, Web

    68.8

    score / 100

    Why switch from Apple Wallet

    The Android equivalent for tap-to-pay, passes, tickets and car keys if you're moving to Android.

    Pros

    • Comes on most Android phones and works with Wear OS watches
    • Holds passes, tickets, loyalty cards and transit cards alongside payment cards
    • Uses tokenized card numbers instead of your real card number

    Cons

    • Android only; no iPhone app
    • Needs an NFC phone for tap-to-pay
    • Supported banks and features vary widely by country
    Visit Google Wallet Details and reviews
    How this score is calculated
    Editorial fit ×0.3100
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Google Wallet a good Apple Wallet alternative?

    Verified facts

    5 of 5 verified
    Platforms
    Android only
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Transit and boarding passes
    Yes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Digital car keys
    Yes, select cars
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Loyalty and gift cards
    Yes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
    Card security
    Encrypted payment codes
    Checked Nov 8, 2026wallet.google(opens source in a new tab)
  2. Samsung Wallet logo

    2. Samsung Wallet

    Best for: Samsung Galaxy owners who want payments, passes and keys in Samsung's ecosystem

    FreeAndroid

    64.8

    score / 100

    Why switch from Apple Wallet

    Galaxy phones' wallet, with payments, IDs, digital keys and Samsung Knox security.

    Pros

    • Combines payments, passwords (Samsung Pass) and passes in one app
    • Digital car keys over NFC and UWB
    • Protected by Samsung Knox with on-device storage

    Cons

    • Only for Samsung Galaxy devices
    • ID and key features vary by country, model and partner
    • Overlaps with Google Wallet on the same phone, which can confuse
    Visit Samsung Wallet Details and reviews
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Samsung Wallet a good Apple Wallet alternative?

    Verified facts

    5 of 5 verified
    Includes
    Samsung Pay and Samsung Pass
    Checked Nov 8, 2026samsung.com(opens source in a new tab)
    Digital car keys
    NFC and UWB
    Checked Nov 8, 2026samsung.com(opens source in a new tab)
    Security
    Samsung Knox
    Checked Nov 8, 2026samsung.com(opens source in a new tab)
    Digital ID
    Student, company ID, driver's license (select)
    Checked Nov 8, 2026samsung.com(opens source in a new tab)
    Smartwatch
    Galaxy Watch6 or later
    Checked Nov 8, 2026samsung.com(opens source in a new tab)
  3. PayPal logo

    3. PayPal

    Best for: People who pay online often or send money to friends across iPhone and Android

    Free plan + paidWeb, iOS, Android

    61.8

    score / 100

    Why switch from Apple Wallet

    Works on any phone and online, with buy-now-pay-later and sending money to friends.

    Pros

    • Accepted at a very large number of online stores
    • Works on any phone and in the browser
    • Purchase Protection on eligible purchases

    Cons

    • Fees on some transfers, currency conversion and receiving payments
    • Not a full tap-to-pay phone wallet in most countries
    • Features like Pay Later and crypto vary by country
    Visit PayPal Details and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is PayPal a good Apple Wallet alternative?

    Verified facts

    8 of 8 verified
    Account cost
    Free to open
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Platforms
    iOS, Android
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Buy now, pay later
    Pay in 4, Pay Monthly (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Buyer protection
    Purchase Protection
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    PayPal Checkout fee
    3.49% + fixed fee (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Card payments fee
    2.99% + fixed fee (US)
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    Fixed fee
    $0.49 per US dollar transaction
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
    International fee
    Extra 1.50% on international commercial payments
    Checked Nov 8, 2026paypal.com(opens source in a new tab)
  4. Zelle logo

    4. Zelle

    Best for: People in the US paying friends, family or a landlord directly from one bank account to another

    FreeiOS, Android, Web

    59.4

    score / 100

    Why switch from Apple Wallet

    Bank-to-bank payments in the US from your banking app, an alternative to Apple Cash for paying friends.

    Pros

    • Already built into thousands of US bank and credit union apps
    • Money lands in the recipient's bank account, usually within minutes
    • Typically free for consumers, with no separate balance to cash out

    Cons

    • Payments to enrolled users can't be reversed or cancelled
    • Both people need US bank accounts, so no international transfers
    • Fees and limits depend on each bank rather than on Zelle itself
    Visit Zelle Details and reviews
    How this score is calculated
    Editorial fit ×0.369
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Zelle a good Apple Wallet alternative?

    Verified facts

    5 of 5 verified
    Availability
    2,400+ bank and credit union apps
    Checked Nov 8, 2026zellepay.com(opens source in a new tab)
    Fees
    Typically none for consumers
    Checked Nov 8, 2026zellepay.com(opens source in a new tab)
    International use
    US bank accounts only
    Checked Nov 8, 2026zellepay.com(opens source in a new tab)
    Reversals
    Not possible
    Checked Nov 8, 2026zellepay.com(opens source in a new tab)
    Owner
    Early Warning Services, LLC
    Checked Nov 8, 2026zellepay.com(opens source in a new tab)
  5. Cash App logo

    5. Cash App

    Best for: People in the US who want peer-to-peer payments, a debit card, stocks and bitcoin in one app

    FreeiOS, Android, Web

    42.3

    score / 100

    Why switch from Apple Wallet

    Works on Android as well as iPhone and adds investing, bitcoin and direct deposit.

    Pros

    • Free peer-to-peer payments and no monthly card fee
    • Commission-free stock and bitcoin buying in the same app
    • Free tax filing and early direct deposit

    Cons

    • Not a bank itself; services run through partner banks
    • Available in the US only
    • Investing and bitcoin balances are not FDIC insured
    Visit Cash App Details and reviews
    How this score is calculated
    Editorial fit ×0.312
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Cash App a good Apple Wallet alternative?

    Verified facts

    5 of 5 verified
    Owner
    Block, Inc.
    Checked Nov 8, 2026cash.app(opens source in a new tab)
    Stock trading
    No commission fees
    Checked Nov 8, 2026cash.app(opens source in a new tab)
    Card fees
    No monthly fees
    Checked Nov 8, 2026cash.app(opens source in a new tab)
    Bank status
    Not a bank
    Checked Nov 8, 2026cash.app(opens source in a new tab)
    Active accounts
    59 million+
    Checked Nov 8, 2026cash.app(opens source in a new tab)
  6. Venmo logo

    6. Venmo

    Best for: US friends and roommates splitting bills and paying each other back

    FreeiOS, Android, Web

    42.3

    score / 100

    Why switch from Apple Wallet

    Pays friends on any phone, not just iPhone, and links to US PayPal accounts.

    Pros

    • Free to send money from balance, bank or debit card
    • Can pay US PayPal accounts as well as Venmo users
    • Accepted at checkout in many online stores and apps

    Cons

    • 3% fee when you pay with a credit card
    • US only
    • Public-by-default social feed needs privacy settings changed
    Visit Venmo Details and reviews
    How this score is calculated
    Editorial fit ×0.312
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Venmo a good Apple Wallet alternative?

    Verified facts

    3 of 3 verified
    Monthly fee
    None
    Checked Nov 8, 2026venmo.com(opens source in a new tab)
    Sending money
    Free from balance, bank or debit card
    Checked Nov 8, 2026venmo.com(opens source in a new tab)
    Credit card fee
    3%
    Checked Nov 8, 2026venmo.com(opens source in a new tab)

The best Apple Wallet alternative for…

The highest-ranked app in this list for each need.

Google Wallet logo

Best Apple Wallet alternative for most people

Google Wallet

The Android equivalent for tap-to-pay, passes, tickets and car keys if you're moving to Android.

Samsung Wallet logo

Best Apple Wallet alternative for a free option

Samsung Wallet

Galaxy phones' wallet, with payments, IDs, digital keys and Samsung Knox security.

PayPal logo

Best Apple Wallet alternative for a free plan you can upgrade

PayPal

Works on any phone and online, with buy-now-pay-later and sending money to friends.

Zelle logo

Best Apple Wallet alternative for iPhone and Android

Zelle

Bank-to-bank payments in the US from your banking app, an alternative to Apple Cash for paying friends.

Cash App logo

Best Apple Wallet alternative for working in the browser

Cash App

Works on Android as well as iPhone and adds investing, bitcoin and direct deposit.

Apple Wallet alternatives: common questions

What is the best alternative to Apple Wallet?

Google Wallet ranks first right now. The Android equivalent for tap-to-pay, passes, tickets and car keys if you're moving to Android. Samsung Wallet and PayPal follow it in our ranking.

Apple Wallet vs Google Wallet: what's the difference?

Both Apple Wallet and Google Wallet are free to use. Only Apple Wallet runs on iOS and macOS. Only Google Wallet runs on Android and Web.

Is Apple Wallet free?

Apple Wallet is free to use.

Is there a free alternative to Apple Wallet?

Yes. Google Wallet (free), Samsung Wallet (free), PayPal (free plan + paid) and Zelle (free) have a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to Apple Wallet?

None of the 6 alternatives in this list is open source.

Why do people switch from Apple Wallet?

The complaints we hear most: only works on Apple devices; IDs, transit and key features are limited to certain countries, states and partners; bank and card support depends on your issuer joining Apple Pay.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Apple Wallet, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.