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Cash App

US money app from Block for sending money, banking, investing and buying bitcoin.

Updated · AppBreakup editorial · iOS, Android, Web

Is Cash App free?

Yes, free to use

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All 8
Verified facts
5 of 5
Alternatives ranked
8
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About Cash App

Cash App is a US mobile money app owned by Block, the company behind Square. It began as a way to send money to friends by $cashtag and has grown into an all-in-one finance app: you can receive your paycheck by direct deposit, spend with the Cash App Card debit card, save with interest, borrow small amounts, pay over time with Afterpay, file taxes for free, and buy stocks or bitcoin. Sending money to other users is free, and the card has no monthly fee; the Green status unlocks extras such as free overdraft coverage and in-network ATM withdrawals. Cash App itself is not a bank: card and deposit services are provided through partner banks. It runs on iOS and Android with a web dashboard, and is available in the United States.

Best for: People in the US who want peer-to-peer payments, a debit card, stocks and bitcoin in one app.

Pros and cons

What works

  • Free peer-to-peer payments and no monthly card fee
  • Commission-free stock and bitcoin buying in the same app
  • Free tax filing and early direct deposit

Why people leave

  • Not a bank itself; services run through partner banks
  • Available in the US only
  • Investing and bitcoin balances are not FDIC insured

Cash App vs Venmo, Apple Wallet and PayPal

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

AttributeCash AppVenmoApple WalletPayPal
PricingFreeFreeFreeFree plan + paid
Verified price————
Free planFree appFree appFree appYes
Open sourceNoNoNoNo
Self-hostableNoNoNoNo
PlatformsiOS, Android, WebiOS, Android, WebiOS, macOSWeb, iOS, Android

Full Cash App vs Venmo comparisonFull Cash App vs PayPal comparison

Top Cash App alternatives

See all 8
  1. 1Venmo logo
    Venmo

    The other big US peer-to-peer app, with a social feed and checkout at many online stores.

    68.8
  2. 2Apple Wallet logo
    Apple Wallet

    Apple Cash sends money inside Messages and Wallet, a simple choice for iPhone users.

    64.8
  3. 3PayPal logo
    PayPal

    Sends money to friends and pays at millions of online shops, with buyer protection and wider international reach.

    59.4
  4. 4Google Wallet logo
    Google Wallet

    Android tap-to-pay and card storage built into the phone, if you mainly used Cash App's card in stores.

    57.5
  5. 5Wise logo
    Wise

    Better for sending money abroad, using the mid-market exchange rate across 40+ currencies.

    52.6

Why people left Cash App

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

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Reviews

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Cash App: common questions

What is Cash App?

Cash App: US money app from Block for sending money, banking, investing and buying bitcoin. Best for people in the US who want peer-to-peer payments, a debit card, stocks and bitcoin in one app. Available for iOS, Android and Web.

Is Cash App free?

Yes, Cash App is free to use.

Is Cash App open source?

No, Cash App is not open source.

What platforms does Cash App run on?

Cash App is available for iOS, Android and Web.

What are the best alternatives to Cash App?

The highest-ranked Cash App alternatives right now are Venmo, Apple Wallet and PayPal. See the full ranked list for pricing, platforms and verified facts.

Cash App vs Venmo: what's the difference?

Both Cash App and Venmo are free to use. Both run on iOS, Android and Web.

See all 8 Cash App alternatives