Best digital wallet apps
Phone wallet and payment apps for tap-to-pay, stored cards, passes, tickets and digital keys.
17 apps, ordered by visits from AppBreakup and how often our research lists each one as an alternative. Open any app to see its alternatives.
All digital wallet apps
- Alternatives to PayPal
Online payment account and app for paying shops, sending money and buying now, paying later.
Free plan + paidWeb, iOS, Android - Alternatives to Apple Wallet
Apple's built-in wallet for cards, Apple Pay, passes, tickets, IDs and digital keys on iPhone and Apple Watch.
FreeiOS, macOS - Alternatives to Cash App
US money app from Block for sending money, banking, investing and buying bitcoin.
FreeiOS, Android, Web - Alternatives to Google Wallet
Google's Android wallet for tap-to-pay cards, passes, tickets, transit cards and digital keys.
FreeAndroid, Web - Alternatives to CRED
Indian members-only app for paying credit card bills, UPI payments and earning rewards.
FreeAndroid, iOS - Alternatives to Google Pay
Google's UPI payments app for India: send money, pay shops and settle bills from your bank account.
FreeAndroid, iOS - Alternatives to Venmo
PayPal-owned US app for splitting bills and paying friends and businesses.
FreeiOS, Android, Web - Alternatives to PhonePe
India's large UPI payments app, with bill payments, investments, insurance, loans and travel booking.
FreeAndroid, iOS - Alternatives to Samsung Wallet
Samsung's wallet for Galaxy devices, combining Samsung Pay, passes, IDs and digital keys.
FreeAndroid - MoAlternatives to MobiKwik
Indian mobile wallet and UPI app for payments, bills, recharges and small loans.
FreeAndroid, iOS, Web - Alternatives to Zelle
US bank-to-bank payment network built into the apps of thousands of banks and credit unions.
FreeiOS, Android, Web - Alternatives to BHIM
NPCI's own UPI payments app for sending, requesting and paying money from an Indian bank account.
FreeAndroid, iOS - Alternatives to GCash
The Philippines' most widely used mobile wallet for payments, transfers, bills, savings and loans.
FreeiOS, Android - Alternatives to Link by Stripe
Stripe's checkout wallet that saves your cards, bank and addresses to pay in one click online.
FreeWeb - Alternatives to Skrill
Digital wallet for online payments, international transfers and buying crypto
Free plan + paidWeb, iOS, Android - Alternatives to PayPay
Japan's most widely used QR and barcode payment app for shops, online stores and bills.
FreeiOS, Android - Alternatives to WeChat Pay
Tencent's payment service built into WeChat, used for QR code, in-app and Mini Program payments in China.
FreeiOS, Android
Our picks by need
Best for most people
PayPalBest for a free option
Apple WalletBest for Mac
Apple WalletBest for iPhone and Android
Cash AppPopular comparisons
Common questions
What are the best digital wallet apps?
Based on how often our research lists them as alternatives and visits from AppBreakup, the leading digital wallet apps right now are PayPal, Apple Wallet, Cash App, Google Wallet and CRED.
Are there free digital wallet apps?
Yes. PayPal (free plan + paid), Apple Wallet (free), Cash App (free), Google Wallet (free) and CRED (free) have a free option, out of 17 free or freemium apps we track.
Which digital wallet apps are open source?
None of the apps in this category is open source.