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1. NaviTop pick
Best for: Indian users who want instant personal loans, UPI payments and simple index funds in one app
FreeAndroid, iOS
50.3
score / 100
Why switch from Digit Insurance
Sells health insurance inside a finance app, if health cover is all you need.
Pros
- Cash loans with a fully paperless application and fast payout
- UPI payments, loans, health cover and index funds in one app
- Zero processing fee shown on its cash loan example
- Mutual fund investing starts from small amounts
Cons
- Interest rates can be high for lower credit scores
- Investing is limited to Navi's own mutual funds
- Available only in India
How this score is calculated
Editorial fit ×0.346
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.1585
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula