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Digit Insurance logo

Digit Insurance

Indian general insurer selling car, bike, health, travel and home cover online with app-based claims.

Updated · AppBreakup editorial · Web, Android, iOS

Is Digit Insurance free?

No, it's a paid product

1 alternative with a free option

Switch from Digit Insurance to

All 4
  • ACKO logo
    ACKO

    Starting price: ₹45 per travel day (travel insurance)

  • Na
    Navi

    Free

  • LIC logo
    LIC

    Paid

Verified facts
5 of 5
Alternatives ranked
4
Approved reviews
0
Visits sent from here
0

About Digit Insurance

Digit Insurance (Go Digit General Insurance) is an Indian general insurer that sells most of its policies online. It covers cars, two-wheelers and commercial vehicles, health, travel, home and small businesses, and a separate group company handles term life insurance. Motor policies come with optional add-ons such as zero depreciation, engine protection and a pay-as-you-drive discount for people who drive little, and claims can be filed in the Digit app using smartphone self-inspection rather than waiting for a surveyor. It has a large network of cashless garages and hospitals and publishes regular transparency reports with claim and grievance numbers. Pricing is per policy and depends on the vehicle, age, cover and add-ons you choose. Digit suits Indian buyers comfortable doing insurance entirely online who want quick motor claims. Policies can be bought on the website or the Android and iPhone apps, and they're also sold through aggregators and agents. It only insures people and property in India.

Best for: Indian drivers and families who want to buy and claim car, bike or health insurance online.

Pros and cons

What works

  • Smartphone self-inspection for motor claims in the app
  • Wide range: motor, health, travel, home and business cover
  • Publishes transparency reports with claim data
  • Pay-as-you-drive add-on for people who drive little

Why people leave

  • Covers India only
  • Life insurance sits with a separate group company
  • Premiums climb quickly once several add-ons are chosen

Digit Insurance vs ACKO, Navi and LIC

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

AttributeDigit InsuranceACKONaviLIC
PricingPaidPaidFreePaid
Verified price—₹45 per travel day (travel insurance)——
Free planNoNoFree appNo
Open sourceNoNoNoNo
Self-hostableNoNoNoNo
PlatformsWeb, Android, iOSWeb, Android, iOSAndroid, iOSiOS, Android, Web

Top Digit Insurance alternatives

See all 4
  1. 1ACKO logo
    ACKO

    Another digital-first Indian insurer for car, bike and health cover, often with lower online prices.

    68.8
  2. 2Na
    Navi

    Sells health insurance inside a finance app, if health cover is all you need.

    50.3
  3. 3LIC logo
    LIC

    State-owned life insurer with a wide range of plans and the MyLIC app for policy management.

    42.3
  4. 4Niva Bupa logo
    Niva Bupa

    Health-only insurer with wider plan choice for families and senior citizens.

    42.3

Why people left Digit Insurance

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

No switching stories yet. If you moved away from Digit Insurance, review the app you switched to and tell us why.

Reviews

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Digit Insurance: common questions

What is Digit Insurance?

Digit Insurance: Indian general insurer selling car, bike, health, travel and home cover online with app-based claims. Best for indian drivers and families who want to buy and claim car, bike or health insurance online. Available for Web, Android and iOS.

Is Digit Insurance free?

No, Digit Insurance is a paid product.

Is Digit Insurance open source?

No, Digit Insurance is not open source.

What platforms does Digit Insurance run on?

Digit Insurance is available for Web, Android and iOS.

What are the best alternatives to Digit Insurance?

The highest-ranked Digit Insurance alternatives right now are ACKO, Navi and LIC. See the full ranked list for pricing, platforms and verified facts.

Digit Insurance vs ACKO: what's the difference?

Both Digit Insurance and ACKO are paid products. Both run on Web, Android and iOS.

See all 4 Digit Insurance alternatives