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Free Swipe alternatives: 4 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank

4 of the 6 Swipe alternatives we track can be used for free (free, open source, or with a free plan). Vyapar, Zoho Books and Zoho Invoice rank highest, with facts last verified Nov 8, 2026.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Vyapar logoVyaparFree plan + paid₹699 a year (Silver, mobile)NoAndroid, iOS, Windows9 of 968.8
2Zoho Books logoZoho BooksFree plan + paid$15 per org/month billed annually (Standard)NoWeb, Windows, macOS +28 of 861.8
3Zoho Invoice logoZoho InvoiceFree—NoWeb, iOS, Android3 of 357.5
4OkCredit logoOkCreditFree plan + paid₹30 for 30 days (Unlimited Transactions)NoAndroid, iOS, Web7 of 755.9
  1. Vyapar logo

    1. VyaparTop pick

    Best for: Indian shop owners and traders who need fast GST billing and stock tracking on phone and PC

    Free plan + paidAndroid, iOS, Windows

    68.8

    score / 100

    Why switch from Swipe

    Popular Indian GST billing app with offline desktop use and inventory, at a one-off style price.

    Pros

    • Free basic plan on mobile
    • Works offline and syncs when connected
    • E-invoices, e-way bills and GST reports built in
    • Supports several Indian languages

    Cons

    • Built around Indian GST, so of little use elsewhere
    • Desktop app needs a paid licence after the 7-day trial
    • No macOS app
    Visit Vyapar Compare with SwipeDetails and reviews
    How this score is calculated
    Editorial fit ×0.3100
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Vyapar a good Swipe alternative?

    Verified facts

    9 of 9 verified
    Free plan
    Yes, lifetime free on mobile, limited access
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    Desktop trial
    7 days
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    Offline mode
    Yes, syncs when online
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    E-invoicing
    E-invoices and e-way bills
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    Languages
    9+ Indian languages
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    Starting price
    ₹699 a year (Silver, mobile)
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    Gold plan
    ₹799 a year (mobile)
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    Silver desktop plan
    ₹3,799 a year
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
    Platinum plan
    ₹9,999 a year
    Checked Nov 8, 2026vyaparapp.in(opens source in a new tab)
  2. Zoho Books logo

    2. Zoho Books

    Best for: Cost-conscious small businesses, especially those already using other Zoho apps

    Free plan + paidWeb, Windows, macOS, iOS, Android

    61.8

    score / 100

    Why switch from Swipe

    Full cloud accounting with GST returns, bank feeds and an accountant-friendly ledger.

    Pros

    • Free plan plus low per-organisation pricing
    • Automation rules and custom fields at small-business prices
    • Works closely with Zoho CRM, Inventory and Payroll

    Cons

    • Fewer accountants know it than QuickBooks or Xero
    • Features and pricing vary by country edition
    • Interface can feel crowded
    Visit Zoho Books Compare with SwipeDetails and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Zoho Books a good Swipe alternative?

    Verified facts

    8 of 8 verified
    Free plan
    Yes, while yearly revenue stays under $50K
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Free plan users
    1 user + 1 accountant
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Standard plan
    $15/org/month billed annually
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Professional plan
    $40 per org/month billed annually
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Apps
    Mobile and desktop
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Starting price
    $15 per org/month billed annually (Standard)
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Premium plan
    $60 per org/month billed annually
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Extra users
    $3 per user/month, or $2.50 billed annually
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
  3. Zoho Invoice logo

    3. Zoho Invoice

    Best for: Freelancers and small businesses that only need invoicing and want it free

    FreeWeb, iOS, Android

    57.5

    score / 100

    Why switch from Swipe

    Free invoicing from Zoho with clean templates and payment reminders.

    Pros

    • Free with recurring invoices and reminders
    • Time and expense tracking for billable work
    • Easy upgrade path to Zoho Books

    Cons

    • Not full accounting: no bank reconciliation or ledgers
    • Payment gateway fees still apply
    • Best value only if you stay in Zoho
    Visit Zoho Invoice Details and reviews
    How this score is calculated
    Editorial fit ×0.363
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Zoho Invoice a good Swipe alternative?

    Verified facts

    3 of 3 verified
    Price
    Free for small businesses
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Cost
    $0
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
    Recurring invoices
    Yes
    Checked Nov 8, 2026zoho.com(opens source in a new tab)
  4. OkCredit logo

    4. OkCredit

    Best for: Indian shopkeepers who sell on credit and want to replace a paper khata with a phone app

    Free plan + paidAndroid, iOS, Web

    55.9

    score / 100

    Why switch from Swipe

    Simpler and free if you mainly need to track customer credit rather than issue GST bills.

    Pros

    • Free plan covers unlimited customers and entries
    • Automatic SMS and WhatsApp payment reminders with UPI links
    • Works offline and in 11 Indian languages

    Cons

    • A credit ledger, not full accounting or tax filing
    • Built for India; little use for shops elsewhere
    • GST billing and multi-device use need a premium plan
    Visit OkCredit Details and reviews
    How this score is calculated
    Editorial fit ×0.357
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is OkCredit a good Swipe alternative?

    Verified facts

    7 of 7 verified
    Free plan
    Yes, with ads
    Checked Nov 8, 2026okcredit.in(opens source in a new tab)
    Languages
    11 Indian languages
    Checked Nov 8, 2026okcredit.in(opens source in a new tab)
    Offline mode
    Yes
    Checked Nov 8, 2026okcredit.in(opens source in a new tab)
    Web app
    Yes, at web.okcredit.in
    Checked Nov 8, 2026okcredit.in(opens source in a new tab)
    Starting price
    ₹30 for 30 days (Unlimited Transactions)
    Checked Nov 8, 2026okcredit.in(opens source in a new tab)
    Ads Free++ plan
    ₹75 for 30 days
    Checked Nov 8, 2026okcredit.in(opens source in a new tab)
    Premium plan
    ₹99 for 30 days
    Checked Nov 8, 2026okcredit.in(opens source in a new tab)