AppBreakup
Submit an app

Xendit alternatives: 3 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll payment gateways

Top picks

  • Stripe logo

    Best overall

    Stripe

    Custom domain price: $10 per month

Common reasons people leave Xendit: coverage outside Southeast Asia is limited compared with global gateways, and fees vary by country and method, so pricing takes work to compare. We ranked 3 alternatives by how directly each one replaces Xendit, then by reviews, real visits and how recently each app's facts were checked against its own website. Stripe currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Stripe logoStripePaid$10 per monthNoWeb, iOS, Android7 of 768.8
2Adyen logoAdyenPaid—NoWeb, iOS, Android6 of 664.8
3Razorpay logoRazorpayPaidCustom pricing above ₹5,00,000 monthly revenueNoWeb, iOS, Android8 of 861.8
  1. Stripe logo

    1. StripeTop pick

    Best for: SaaS companies and marketplaces that sell internationally and want strong developer tooling

    PaidWeb, iOS, Android

    68.8

    score / 100

    Why switch from Xendit

    Global gateway with excellent developer tools, operating in Singapore, Malaysia and Thailand.

    Pros

    • Well-documented APIs with a full test mode
    • Large set of payment methods and currencies from one integration
    • Billing, tax, fraud and marketplace payouts available as add-ons

    Cons

    • Not available to businesses in every country
    • Add-on products like Billing and Tax carry their own fees
    • Rates vary by country and payment method, so costs need checking per market
    Visit Stripe Details and reviews
    How this score is calculated
    Editorial fit ×0.3100
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Stripe a good Xendit alternative?

    Verified facts

    7 of 7 verified
    Setup and monthly fees
    None on standard pricing
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Currencies
    135+
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Payment methods
    100+
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Tax automation
    Calculations in 100+ countries
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Pricing
    Pay as you go, no setup or monthly fees
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Custom domain price
    $10 per month
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Card pricing
    2.9% + a fixed fee per successful domestic card charge
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
  2. Adyen logo

    2. Adyen

    Best for: Large and international businesses that want online and in-store payments on one platform

    PaidWeb, iOS, Android

    64.8

    score / 100

    Why switch from Xendit

    Enterprise-grade processor with many Asian local methods, suited to large multi-region merchants.

    Pros

    • One integration for online, in-app and in-store payments worldwide
    • Interchange++ card pricing with no setup or monthly fees
    • Wide range of local payment methods and currencies

    Cons

    • Sales-led onboarding geared to larger merchants, not hobby sellers
    • Fixed fee on every transaction plus method fees can be complex to model
    • Fewer no-code tools for small businesses than Stripe or Square
    Visit Adyen Details and reviews
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Adyen a good Xendit alternative?

    Verified facts

    6 of 6 verified
    Setup fee
    None, and no monthly fees
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Pricing model
    Fixed processing fee + payment-method fee
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Currencies
    150+
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Local payment methods
    200+
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Banking licences
    US, UK and EU
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Visa and Mastercard
    $0.13 + 0.80% + Interchange++
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
  3. Razorpay logo

    3. Razorpay

    Best for: Indian businesses that want a single gateway for UPI, cards and netbanking plus payouts

    PaidWeb, iOS, Android

    61.8

    score / 100

    Why switch from Xendit

    Similar local-methods approach for India, and for Malaysia through its Curlec business.

    Pros

    • Covers UPI, cards, netbanking, EMI and wallets in one integration
    • No setup fee or annual maintenance charge on the standard plan
    • Payment links, subscriptions and payouts live in the same dashboard

    Cons

    • Built for Indian businesses; not a general global processor
    • Standard fee applies even to UPI payments, which carry no bank MDR
    • Account activation needs KYC documents and review before going live
    Visit Razorpay Details and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Razorpay a good Xendit alternative?

    Verified facts

    8 of 8 verified
    Standard fee
    2% + GST per transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup fee
    None, and no annual maintenance charge
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Payment methods
    Cards, netbanking, UPI and wallets
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Regulation
    RBI-authorised payment aggregator
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Standard pricing
    2% + GST per successful transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup cost
    ₹0 setup and ₹0 maintenance
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Free trial
    0% gateway fee for the first 90 days
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Enterprise plan
    Custom pricing above ₹5,00,000 monthly revenue
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)

The best Xendit alternative for…

The highest-ranked app in this list for each need.

Stripe logo

Best Xendit alternative for most people

Stripe

Global gateway with excellent developer tools, operating in Singapore, Malaysia and Thailand.

Adyen logo

Best Xendit alternative for iPhone and Android

Adyen

Enterprise-grade processor with many Asian local methods, suited to large multi-region merchants.

Razorpay logo

Best Xendit alternative for working in the browser

Razorpay

Similar local-methods approach for India, and for Malaysia through its Curlec business.

Xendit alternatives: common questions

What is the best alternative to Xendit?

Stripe ranks first right now. Global gateway with excellent developer tools, operating in Singapore, Malaysia and Thailand. Adyen and Razorpay follow it in our ranking.

Xendit vs Stripe: what's the difference?

Both Xendit and Stripe are paid products. Only Stripe runs on iOS and Android.

Is Xendit free?

Xendit is a paid product. Subscriptions: Yes. Checked on Xendit's own site, November 2026.

How much do Xendit alternatives cost?

Verified prices for the top-ranked Xendit alternatives: Stripe, $10 per month; Razorpay, Custom pricing above ₹5,00,000 monthly revenue. Each price was checked on the app's own site; see each card below for the date and source.

Is there a free alternative to Xendit?

None of the 3 alternatives we track has a free plan; all are paid, though some offer trials.

Is there an open-source alternative to Xendit?

None of the 3 alternatives in this list is open source.

Why do people switch from Xendit?

The complaints we hear most: coverage outside Southeast Asia is limited compared with global gateways; fees vary by country and method, so pricing takes work to compare; main marketing site blocks automated checks; detail lives in the docs.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Xendit, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.