Xendit
Payment gateway for Southeast Asia covering cards, e-wallets, QR codes, virtual accounts and payouts.
Updated · AppBreakup editorial · Web
Is Xendit free?
No, it's a paid product
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All 3- Verified facts
- 5 of 5
- Alternatives ranked
- 3
- Approved reviews
- 0
- Visits sent from here
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About Xendit
Xendit is a payments company built for businesses selling in Southeast Asia, where cards are only one of many ways people pay. Through one API and dashboard it accepts local methods such as bank virtual accounts, QRIS and PromptPay QR codes, e-wallets like OVO, GrabPay and ShopeePay, buy-now-pay-later providers and cards, across Indonesia, the Philippines, Malaysia, Thailand and Vietnam. It also handles the other direction with payouts to bank accounts and wallets, including batch payouts from a spreadsheet upload. No-code tools include payment links and recurring subscriptions, and xenPlatform lets marketplaces route money to sub-merchants. There is no monthly fee; Xendit charges per transaction, with rates that differ by country and payment method. It suits startups, marketplaces and larger merchants that need regional coverage, while businesses selling mainly to the US or Europe will usually find Stripe or Adyen a more natural fit.
Best for: Businesses selling across Indonesia, the Philippines and wider Southeast Asia that need local payment methods.
Xendit pricing (checked Nov 8, 2026)
Each line is quoted from Xendit's own site, with the page it came from.
| Plan or term | What it says | Checked | Source |
|---|---|---|---|
| Subscriptions | Yes | Nov 8, 2026 | docs.xendit.co |
Pros and cons
What works
- Deep coverage of Southeast Asian e-wallets, QR codes and bank virtual accounts
- Payouts and collections through the same API
- Payment links and subscriptions work without writing code
- xenPlatform supports marketplace split payments
Why people leave
- Coverage outside Southeast Asia is limited compared with global gateways
- Fees vary by country and method, so pricing takes work to compare
- Main marketing site blocks automated checks; detail lives in the docs
Xendit vs Stripe, Adyen and Razorpay
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
Top Xendit alternatives
See all 3- 1
Stripe68.8Global gateway with excellent developer tools, operating in Singapore, Malaysia and Thailand.
- 2
Adyen64.8Enterprise-grade processor with many Asian local methods, suited to large multi-region merchants.
- 3
Razorpay61.8Similar local-methods approach for India, and for Malaysia through its Curlec business.
Why people left Xendit
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
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Reviews
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Xendit: common questions
What is Xendit?
Xendit: Payment gateway for Southeast Asia covering cards, e-wallets, QR codes, virtual accounts and payouts. Best for businesses selling across Indonesia, the Philippines and wider Southeast Asia that need local payment methods. Available for Web.
Is Xendit free?
No, Xendit is a paid product.
How much does Xendit cost?
Xendit is a paid product. Subscriptions: Yes. Checked on Xendit's own site, November 2026.
Is Xendit open source?
No, Xendit is not open source.
What platforms does Xendit run on?
Xendit is available for Web.
What are the best alternatives to Xendit?
The highest-ranked Xendit alternatives right now are Stripe, Adyen and Razorpay. See the full ranked list for pricing, platforms and verified facts.
Xendit vs Stripe: what's the difference?
Both Xendit and Stripe are paid products. Only Stripe runs on iOS and Android.