GCash
The Philippines' most widely used mobile wallet for payments, transfers, bills, savings and loans.
Updated · AppBreakup editorial · iOS, Android
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About GCash
GCash is a mobile wallet and finance app from the Philippines, run by Mynt, a company backed by Globe, Ant Group and Ayala. It started in 2004 as a mobile money service and is now the default way many Filipinos pay without cash. In the app people send money to other users and to bank accounts, pay by scanning QR codes in shops, buy prepaid mobile load, settle bills with a long list of billers, and pay online. On top of payments it bundles savings, credit and loans (GSave, GCredit, GLoan and the GGives instalment plan), insurance, investment funds, local stocks and crypto. The app is free to open and use for most everyday payments, with fees on some cash-in, cash-out and transfer routes. It is built for Philippine numbers and residents, though Filipinos abroad can use an overseas version. Its main local rival is Maya.
Best for: People in the Philippines who want one app for QR payments, transfers, bills and small loans.
Pros and cons
What works
- Accepted by millions of merchants and social sellers across the Philippines
- Pays bills, buys mobile load and sends money to banks from one app
- Savings, loans, insurance and investments sit in the same account
- Regulated by the Philippine central bank
Why people leave
- Designed around Philippine phone numbers and residents
- Some cash-in, cash-out and bank transfer routes carry fees
- The app is crowded with promos and add-on products
GCash vs PayPal
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
| Attribute | GCash | PayPal |
|---|---|---|
| Pricing | Free | Free plan + paid |
| Verified price | — | — |
| Free plan | Free app | Yes |
| Open source | No | No |
| Self-hostable | No | No |
| Platforms | iOS, Android | Web, iOS, Android |
Top GCash alternatives
See all 1- 1
PayPal61.8Better for receiving money from abroad and paying international sites, though less useful in local shops.
Why people left GCash
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
No switching stories yet. If you moved away from GCash, review the app you switched to and tell us why.
Reviews
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GCash: common questions
What is GCash?
GCash: The Philippines' most widely used mobile wallet for payments, transfers, bills, savings and loans. Best for people in the Philippines who want one app for QR payments, transfers, bills and small loans. Available for iOS and Android.
Is GCash free?
Yes, GCash is free to use.
Is GCash open source?
No, GCash is not open source.
What platforms does GCash run on?
GCash is available for iOS and Android.
What are the best alternatives to GCash?
The highest-ranked GCash alternatives right now are PayPal. See the full ranked list for pricing, platforms and verified facts.
GCash vs PayPal: what's the difference?
GCash is free to use; PayPal is free with paid plans. Only PayPal runs on Web.