myBillBook vs Zoho Invoice
Updated November 2026 · AppBreakup editorial
myBillBook
GST billing, inventory and accounting software for Indian small businesses on mobile, web and desktop.
Zoho Invoice
Free invoicing, quotes and payment tracking from Zoho, without the full accounting ledger.
The short answer
Pick myBillBook if you run an Indian shop or wholesale business that needs GST invoices, stock tracking and GSTR reports for your accountant. Pick Zoho Invoice if you mainly send invoices and quotes, want recurring billing and reminders, and want to pay nothing. The biggest difference: myBillBook is paid GST billing with inventory, while Zoho Invoice is free invoicing without stock or accounting.
myBillBook or Zoho Invoice: our take
myBillBook, made by FloBiz, is built around Indian GST billing. It creates GST and non-GST invoices with HSN codes and automatic tax, tracks stock and godowns, records payments and outstanding dues, and produces GSTR-1, GSTR-2 and GSTR-3B reports that can be shared with an accountant or exported to Tally. Higher plans add e-invoicing, e-way bills, POS billing, recurring invoices and WhatsApp or SMS marketing. Zoho Invoice is narrower: quotes, invoices, recurring invoices, payment reminders, online payments through common gateways, time and expense tracking for billable work, and a customer portal where clients can view and pay.
Pricing is the clearest split. myBillBook has no permanent free plan; it starts at ₹3,490/year for the Plus plan billed annually, with a free trial for new mobile users and a seven-day money-back guarantee. The desktop app and godowns need the Pro plan, and e-invoicing and POS sit on the top tier. Zoho Invoice is free for small businesses, though payment gateway fees still apply. Zoho keeps it free because it leads users toward Zoho Books, which adds bank reconciliation, bills and proper financial reports.
On platforms, myBillBook runs on Android, iOS, web and a Windows desktop app with live sync, and every plan includes access for an accountant. Zoho Invoice runs in the browser and on iOS and Android. Neither replaces full accounting software: myBillBook says so for complex books, and Zoho Invoice has no ledgers or reconciliation.
A retailer, wholesaler or distributor in India who bills goods, tracks inventory and files GST will get more from myBillBook. A freelancer, consultant or service business that bills for time and wants a polished free invoicing tool, possibly moving to Zoho Books later, is better served by Zoho Invoice.
Which should you pick?
Choose myBillBook if…
- Indian retailers and wholesalers who want GST billing synced across phone, web and PC
- You need Windows, which Zoho Invoice doesn't list
- Runs on Android, iOS, web and desktop with live sync
- GSTR reports and Tally export for the accountant
Choose Zoho Invoice if…
- Freelancers and small businesses that only need invoicing and want it free
- You want a free option (myBillBook is paid only)
- Free with recurring invoices and reminders
- Time and expense tracking for billable work
About each app
What is myBillBook?
myBillBook, made by FloBiz, is a billing and inventory app for small and medium businesses in India. It creates GST and non-GST invoices with HSN codes and automatic tax, tracks stock and godowns, records payments and outstanding dues, and generates GSTR-1, GSTR-2 and GSTR-3B reports that can be shared with an accountant or exported to Tally. Higher plans add e-invoicing, unlimited e-way bills, POS billing, recurring invoices, loyalty points and SMS or WhatsApp marketing. Data syncs across Android, iOS and the web, with a desktop app on the Pro plan and above, and each plan includes access for an accountant. It is sold on monthly or yearly subscriptions in rupees with discounts for longer terms, a free trial for new mobile users and a seven-day money-back guarantee. It suits retailers, wholesalers and service businesses that want straightforward GST billing on several devices; it isn't meant to replace full accounting software for complex books.
What is Zoho Invoice?
Zoho Invoice is Zoho's standalone invoicing app, and it is free for small businesses. It covers quotes, invoices, recurring invoices, payment reminders, online payments through common gateways, expense and time tracking for billable work, and a customer portal where clients can view and pay. Zoho keeps it free because it feeds users towards Zoho Books and the rest of its suite; when you need bank reconciliation, bills, sales tax returns or proper financial reports, Zoho Books is the natural upgrade and imports the same data. Payment gateway fees still apply. It runs in the browser and on iOS and Android. The limitation is scope: it is not accounting software, so you still need something else, or an accountant with a spreadsheet, for the books. For freelancers who mainly need to send professional invoices and get paid, it is one of the best free options available.
Side by side
| Attribute | myBillBook | Zoho Invoice |
|---|---|---|
| Pricing | Paid | Free |
| Open source | No | No |
| Self-hostable | No | No |
| Platforms | Android, iOS, Web, Windows | Web, iOS, Android |
| Best for | Indian retailers and wholesalers who want GST billing synced across phone, web and PC | Freelancers and small businesses that only need invoicing and want it free |
| Status | Active | Active |
myBillBook vs Zoho Invoice pricing
myBillBook: paid
- Starting price: ₹3,490 a year, billed annually (Plus) source
- Pro plan: ₹3,990 a year, billed annually source
- Pro Max plan: From ₹570 a month, billed annually source
Platforms
| Platform | myBillBook | Zoho Invoice |
|---|---|---|
| Web | ||
| Windows | ||
| iOS | ||
| Android |
myBillBook facts
6 of 6 verified- Platforms
- Android, iOS, web, desktop
- Checked Nov 8, 2026mybillbook.in(opens source in a new tab)
- “Access on Android, iOS, Web & Desktop”
- Money-back guarantee
- 7 days
- Checked Nov 8, 2026mybillbook.in(opens source in a new tab)
- “All plans with 7 days money back guarantee”
- GST reports
- GSTR-1, GSTR-2, GSTR-3B
- Checked Nov 8, 2026mybillbook.in(opens source in a new tab)
- “GST Reports Input Tax Credit e-Invoicing e-Way Billing Generate GSTR-1, GSTR-2, and GSTR-3B reports”
- Starting price
- ₹3,490 a year, billed annually (Plus)
- Checked Nov 8, 2026mybillbook.in(opens source in a new tab)
- “₹4833 ₹3490/year. Billed annually”
- Pro plan
- ₹3,990 a year, billed annually
- Checked Nov 8, 2026mybillbook.in(opens source in a new tab)
- “₹7982 ₹3990/year. Billed annually”
- Pro Max plan
- From ₹570 a month, billed annually
- Checked Nov 8, 2026mybillbook.in(opens source in a new tab)
- “Starts at ₹1026 ₹570 /month Billed annually”
Zoho Invoice facts
3 of 3 verified- Cost
- $0
- Checked Nov 8, 2026zoho.com(opens source in a new tab)
- “$0 for Seamless & Dependable Invoicing.”
- Price
- Free for small businesses
- Checked Nov 8, 2026zoho.com(opens source in a new tab)
- “It's free for all small businesses | Zoho Invoice You're on the United States site.”
- Recurring invoices
- Yes
- Checked Nov 8, 2026zoho.com(opens source in a new tab)
- “Schedule recurring invoices Create recurring invoices for transactions that occur at regular intervals, so you don't have to create them individually every time.”
Pros and cons of myBillBook
- Runs on Android, iOS, web and desktop with live sync
- GSTR reports and Tally export for the accountant
- Accountant access included in every plan
- Seven-day money-back guarantee
- No permanent free plan
- Desktop app and godowns need the Pro plan
- E-invoicing and POS only on the top tier
Pros and cons of Zoho Invoice
- Free with recurring invoices and reminders
- Time and expense tracking for billable work
- Easy upgrade path to Zoho Books
- Not full accounting: no bank reconciliation or ledgers
- Payment gateway fees still apply
- Best value only if you stay in Zoho
Other apps to consider
TallyPrimeInstead of myBillBook
Full accounting package that Indian accountants know, for more complex books.
Invoice NinjaInstead of Zoho Invoice
Free invoicing too, with a self-hosted option and more customisation.
myBillBook vs Zoho Invoice: common questions
Is myBillBook better than Zoho Invoice?
Pick myBillBook if you run an Indian shop or wholesale business that needs GST invoices, stock tracking and GSTR reports for your accountant. Pick Zoho Invoice if you mainly send invoices and quotes, want recurring billing and reminders, and want to pay nothing. The biggest difference: myBillBook is paid GST billing with inventory, while Zoho Invoice is free invoicing without stock or accounting.
Is myBillBook free?
No. myBillBook is paid, though it may offer a trial.
Is Zoho Invoice free?
Yes, Zoho Invoice is free.
Is myBillBook or Zoho Invoice open source?
Neither is open source.
Which platforms do myBillBook and Zoho Invoice support?
myBillBook: Android, iOS, Web and Windows. Zoho Invoice: Web, iOS and Android.