PayU India

Online payment gateway for Indian businesses, covering cards, UPI, netbanking, EMI, pay-later and wallets.

PaidPayment gateways

Updated Nov 3, 2026 · AppBreakup editorial · Web

Visit PayU India See 5 alternatives

Is PayU India free?

No, it's a paid product

1 alternative with a free option

Switch from PayU India to

All 5

Razorpay
Setup cost: ₹0 setup and ₹0 maintenance
Compare
Cashfree Payments
Bank transfer pricing: ₹20 per IMPS/NEFT/RTGS payment
Compare
Stripe
Custom domain price: $10 per month
Compare

Verified facts: 6 of 6
Alternatives ranked: 5
Approved reviews: 0
Visits sent from here: 0

About PayU India

PayU India is the Indian arm of PayU, a payments group owned by Prosus, and one of the older online payment gateways in the country. Merchants use it to accept cards, UPI, netbanking, wallets, EMI and buy-now-pay-later options on websites and apps, with payment links, invoices, subscriptions and plugins for common ecommerce platforms. Its standard plan is pay-as-you-use with a flat percentage on most domestic methods, a higher rate for Amex, Diners, EMI and international cards, and no setup or annual maintenance fee; larger merchants can ask for enterprise pricing with a dedicated account manager. PayU is used by a mix of small sellers and big brands, especially in travel, education and ecommerce, and offers affordability options like card EMIs that matter for higher-priced purchases. It is meant for businesses registered in India and is managed from a web dashboard with developer APIs.

Best for: Indian merchants who want a long-established gateway with strong EMI and pay-later options.

PayU India pricing (checked Nov 8, 2026)

Each line is quoted from PayU India's own site, with the page it came from.

Plan or term	What it says	Checked	Source
Starting price	2% per domestic transaction (Standard plan)	Nov 8, 2026	payu.in

What works

Simple flat rate across most domestic payment methods
Wide range of EMI and buy-now-pay-later options
No setup or annual maintenance fee on the standard plan

Why people leave

EMI, Amex, Diners and international payments cost 3%
Mainly for businesses registered in India
Fewer adjacent banking products than Razorpay

PayU India vs Razorpay, Cashfree Payments and Stripe

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	PayU India	Razorpay	Cashfree Payments	Stripe
Pricing	Paid	Paid	Paid	Paid
Verified price	—	Custom pricing above ₹5,00,000 monthly revenue	₹20 per IMPS/NEFT/RTGS payment	$10 per month
Free plan	No	No	No	No
Open source	No	No	No	No
Self-hostable	No	No	No	No
Platforms	Web	Web, iOS, Android	Web	Web, iOS, Android

Full PayU India vs Razorpay comparison Full PayU India vs Cashfree Payments comparison Full PayU India vs Stripe comparison

Top PayU India alternatives

See all 5

1
Razorpay
Same headline rate with more business banking and payout tools in one account.
68.8
2
Cashfree Payments
Slightly cheaper standard rate and a strong payouts API.
64.8
3
Stripe
Better for companies selling mainly to international customers in many currencies.
61.8
4Cc
CCAvenue
Long-running Indian gateway with a wide spread of bank, wallet and multi-currency options, often chosen by exporters.
59.4
5
Instamojo
Payment links and a simple online store for small Indian sellers who don't need a full gateway integration.
50.0

Why people left PayU India

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

No switching stories yet. If you moved away from PayU India, review the app you switched to and tell us why.

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PayU India: common questions

What is PayU India?

PayU India: Online payment gateway for Indian businesses, covering cards, UPI, netbanking, EMI, pay-later and wallets. Best for indian merchants who want a long-established gateway with strong EMI and pay-later options. Available for Web.

Is PayU India free?

No, PayU India is a paid product. Starting price: 2% per domestic transaction (Standard plan) (checked on PayU India's own site).

How much does PayU India cost?

PayU India is a paid product. Starting price: 2% per domestic transaction (Standard plan). Checked on PayU India's own site, November 2026.

Is PayU India open source?

No, PayU India is not open source.

What platforms does PayU India run on?

PayU India is available for Web.

What are the best alternatives to PayU India?

The highest-ranked PayU India alternatives right now are Razorpay, Cashfree Payments and Stripe. See the full ranked list for pricing, platforms and verified facts.

PayU India vs Razorpay: what's the difference?

Both PayU India and Razorpay are paid products. Only Razorpay runs on iOS and Android.

See all 5 PayU India alternatives

PayU India facts

6 of 6 verified

Domestic fee: 2% on cards, netbanking, wallets and BNPL; Checked Nov 8, 2026payu.in(opens source in a new tab); “PayU follows a transparent Pay-as-you-use model, 2% for domestic cards, net banking, wallets, BNPL and 3% for EMI, Amex, Diners & international transactions.”
International/EMI fee: 3%; Checked Nov 8, 2026payu.in(opens source in a new tab); “3% for EMI, Amex, Diners & international transactions.”
Setup fee: None, and no annual maintenance fee; Checked Nov 8, 2026payu.in(opens source in a new tab); “Zero Setup Fees Zero Annual Maintenance Fee”
Payment methods: 150+; Checked Nov 8, 2026payu.in(opens source in a new tab); “A Smarter Choice for All Your Payment Needs Start Now Multiple Payment Modes 150+ Payment Methods, Including Cards, UPI, EMI, BNPL, And Wallets.”
Starting price: 2% per domestic transaction (Standard plan); Checked Nov 8, 2026payu.in(opens source in a new tab); “Standard Plan 2% Zero Hidden Charges”
International and EMI fee: 3% per transaction; Checked Nov 8, 2026payu.in(opens source in a new tab); “3% for EMI, Amex, Diners & international transactions.”