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BharatPe alternatives: 5 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll POS systems

Top picks

Common reasons people leave BharatPe: not a website payment gateway; aimed at in-person payments, and no billing, inventory or restaurant POS software built in. We ranked 5 alternatives by how directly each one replaces BharatPe, then by reviews, real visits and how recently each app's facts were checked against its own website. Pine Labs currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1PiPine LabsPaid—NoWeb, Android4 of 461.8
2Petpooja logoPetpoojaPaid—NoWindows, Android, iOS +15 of 557.5
3Paytm for Business logoPaytm for BusinessPaid—NoWeb, Android, iOS5 of 556.8
4PhonePe logoPhonePeFree—NoAndroid, iOS4 of 454.4
5Razorpay logoRazorpayPaidCustom pricing above ₹5,00,000 monthly revenueNoWeb, iOS, Android8 of 851.2
  1. Pi

    1. Pine LabsTop pick

    Best for: Mid-size and large Indian retailers that want card terminals with EMI and brand offers at checkout

    PaidWeb, Android

    61.8

    score / 100

    Why switch from BharatPe

    Card and UPI POS terminals with EMI and brand offers, suited to larger retailers and chains.

    Pros

    • Strong in-store EMI and brand offer features at the terminal
    • Covers in-store POS, online gateway, gift cards and payouts
    • Long track record with large retail chains

    Cons

    • No published pricing; terms are negotiated per merchant
    • Aimed at larger merchants more than small shops
    • Hardware rental adds a recurring cost compared with free QR codes
    Visit Pine Labs Details and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Pine Labs a good BharatPe alternative?

    Verified facts

    4 of 4 verified
    Founded
    1998, in India
    Checked Nov 8, 2026pinelabs.com(opens source in a new tab)
    Card terminal history
    Plutus launched 2005
    Checked Nov 8, 2026pinelabs.com(opens source in a new tab)
    Markets
    Expanded to Malaysia in 2017
    Checked Nov 8, 2026pinelabs.com(opens source in a new tab)
    Gift cards
    Qwikcilver, acquired 2019
    Checked Nov 8, 2026pinelabs.com(opens source in a new tab)
  2. Petpooja logo

    2. Petpooja

    Best for: Restaurants in India and nearby markets that take many Zomato and Swiggy orders

    PaidWindows, Android, iOS, Web

    57.5

    score / 100

    Why switch from BharatPe

    For restaurants: full billing, inventory and order management POS rather than just a payment QR.

    Pros

    • Pulls Zomato and Swiggy orders into the same billing screen
    • Runs on Windows, Android and iOS hardware you may already own
    • Wide set of add-ons: KDS, captain app, QR ordering, loyalty
    • Tiers cover single outlets up to large chains with a central kitchen

    Cons

    • No public prices; you have to book a demo for a quote
    • Built around Indian delivery apps and GST, less suited to other markets
    • Many features such as the KDS and loyalty are paid add-ons
    Visit Petpooja Details and reviews
    How this score is calculated
    Editorial fit ×0.363
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Petpooja a good BharatPe alternative?

    Verified facts

    5 of 5 verified
    Platforms
    iOS, Windows, Android
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Plans
    Basic, Core, Growth, Scale
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Delivery integrations
    Zomato and Swiggy
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Reports
    80+ reports
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Owner
    Prayosha Food Services Pvt. Ltd.
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
  3. Paytm for Business logo

    3. Paytm for Business

    Best for: Indian businesses that want online and in-store payments from one widely recognised provider

    PaidWeb, Android, iOS

    56.8

    score / 100

    Why switch from BharatPe

    Merchant QR, Soundbox and card machines with settlements and business loans, the closest like-for-like.

    Pros

    • Covers online gateway, payment links, QR codes and card machines
    • No setup or annual maintenance fee on the payment gateway
    • Plugins for Shopify, WooCommerce, Magento and other platforms

    Cons

    • Card rates vary by category and merchant size, which makes costs harder to predict
    • Only for businesses operating in India
    • Card machine and soundbox hardware are separate products with their own terms
    Visit Paytm for Business Details and reviews
    How this score is calculated
    Editorial fit ×0.360
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Paytm for Business a good BharatPe alternative?

    Verified facts

    5 of 5 verified
    Setup fee
    None, and no annual maintenance charges
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Payment methods
    100+ including UPI, cards, netbanking, EMI
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Settlement
    T+1, same-day or on-demand
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Plugins
    Shopify, WooCommerce, Magento
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    UPI transaction fee
    0%, free on UPI and RuPay cards
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
  4. PhonePe logo

    4. PhonePe

    Best for: People in India who want UPI, bills, recharges and investments in one app

    FreeAndroid, iOS

    54.4

    score / 100

    Why switch from BharatPe

    PhonePe for Business offers free UPI QR, SmartSpeaker payment alerts and POS devices for shops.

    Pros

    • Accepted almost everywhere in India
    • Bills, recharges, FASTag and travel booking in the same app
    • UPI Lite, RuPay credit cards and credit lines on UPI
    • UPI payments at select merchants abroad

    Cons

    • Busy app with many offers for loans, insurance and investments
    • Requires an Indian bank account and mobile number
    • International UPI works only in a handful of countries
    Visit PhonePe Details and reviews
    How this score is calculated
    Editorial fit ×0.352
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is PhonePe a good BharatPe alternative?

    Verified facts

    4 of 4 verified
    Registered users
    About 73 crore
    Checked Nov 4, 2026phonepe.com(opens source in a new tab)
    Merchants
    Over 5 crore
    Checked Nov 4, 2026phonepe.com(opens source in a new tab)
    International
    Singapore, UAE, Nepal, Sri Lanka, Bhutan, Mauritius
    Checked Nov 8, 2026phonepe.com(opens source in a new tab)
    Credit on UPI
    RuPay credit cards and credit lines
    Checked Nov 8, 2026phonepe.com(opens source in a new tab)
  5. Razorpay logo

    5. Razorpay

    Best for: Indian businesses that want a single gateway for UPI, cards and netbanking plus payouts

    PaidWeb, iOS, Android

    51.2

    score / 100

    Why switch from BharatPe

    Adds online payment links, gateway and POS in one dashboard for shops that also sell online.

    Pros

    • Covers UPI, cards, netbanking, EMI and wallets in one integration
    • No setup fee or annual maintenance charge on the standard plan
    • Payment links, subscriptions and payouts live in the same dashboard

    Cons

    • Built for Indian businesses; not a general global processor
    • Standard fee applies even to UPI payments, which carry no bank MDR
    • Account activation needs KYC documents and review before going live
    Visit Razorpay Details and reviews
    How this score is calculated
    Editorial fit ×0.341
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Razorpay a good BharatPe alternative?

    Verified facts

    8 of 8 verified
    Standard fee
    2% + GST per transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup fee
    None, and no annual maintenance charge
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Payment methods
    Cards, netbanking, UPI and wallets
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Regulation
    RBI-authorised payment aggregator
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Standard pricing
    2% + GST per successful transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup cost
    ₹0 setup and ₹0 maintenance
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Free trial
    0% gateway fee for the first 90 days
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Enterprise plan
    Custom pricing above ₹5,00,000 monthly revenue
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)

The best BharatPe alternative for…

The highest-ranked app in this list for each need.

Pi

Best BharatPe alternative for most people

Pine Labs

Card and UPI POS terminals with EMI and brand offers, suited to larger retailers and chains.

PhonePe logo

Best BharatPe alternative for a free option

PhonePe

PhonePe for Business offers free UPI QR, SmartSpeaker payment alerts and POS devices for shops.

Petpooja logo

Best BharatPe alternative for Windows

Petpooja

For restaurants: full billing, inventory and order management POS rather than just a payment QR.

Paytm for Business logo

Best BharatPe alternative for iPhone and Android

Paytm for Business

Merchant QR, Soundbox and card machines with settlements and business loans, the closest like-for-like.

Razorpay logo

Best BharatPe alternative for working in the browser

Razorpay

Adds online payment links, gateway and POS in one dashboard for shops that also sell online.

BharatPe alternatives: common questions

What is the best alternative to BharatPe?

Pine Labs ranks first right now. Card and UPI POS terminals with EMI and brand offers, suited to larger retailers and chains. Petpooja and Paytm for Business follow it in our ranking.

BharatPe vs Pine Labs: what's the difference?

BharatPe is free with paid plans; Pine Labs is a paid product. Only BharatPe runs on iOS. Only Pine Labs runs on Web.

Is BharatPe free?

BharatPe is free with paid plans.

Is there a free alternative to BharatPe?

Yes. PhonePe (free) has a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to BharatPe?

None of the 5 alternatives in this list is open source.

Why do people switch from BharatPe?

The complaints we hear most: not a website payment gateway; aimed at in-person payments; no billing, inventory or restaurant POS software built in; only available to businesses in India.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces BharatPe, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.