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Paytm for Business logo

Paytm for Business

Paytm's merchant suite: online payment gateway, payment links, UPI QR codes and card machines for Indian businesses.

Updated · AppBreakup editorial · Web, Android, iOS

Is Paytm for Business free?

No, it's a paid product

2 alternatives with a free option

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All 7
Verified facts
5 of 5
Alternatives ranked
7
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About Paytm for Business

Paytm for Business is the merchant side of Paytm, covering both online and in-store payments in India. Online, businesses integrate the Paytm Payment Gateway through APIs, SDKs or plugins for platforms like Shopify and WooCommerce, and accept UPI, cards, netbanking, EMI and Paytm Postpaid, with payment links and subscriptions for collecting money without a website. In shops, it provides QR codes, a soundbox for payment alerts and card machines. Settlement options include next-day, same-day and on-demand payouts, and there is a dashboard for reports and reconciliation. Pricing is a per-transaction merchant discount rate that varies by payment method and merchant size, with no setup or annual maintenance fee on the gateway. It is used by everything from neighbourhood stores to large Indian online brands, and is only for businesses operating in India.

Best for: Indian businesses that want online and in-store payments from one widely recognised provider.

Pros and cons

What works

  • Covers online gateway, payment links, QR codes and card machines
  • No setup or annual maintenance fee on the payment gateway
  • Plugins for Shopify, WooCommerce, Magento and other platforms

Why people leave

  • Card rates vary by category and merchant size, which makes costs harder to predict
  • Only for businesses operating in India
  • Card machine and soundbox hardware are separate products with their own terms

Paytm for Business vs Razorpay, Cashfree Payments and PayU India

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

AttributePaytm for BusinessRazorpayCashfree PaymentsPayU India
PricingPaidPaidPaidPaid
Verified price—Custom pricing above ₹5,00,000 monthly revenue₹20 per IMPS/NEFT/RTGS payment—
Free planNoNoNoNo
Open sourceNoNoNoNo
Self-hostableNoNoNoNo
PlatformsWeb, Android, iOSWeb, iOS, AndroidWebWeb

Full Paytm for Business vs Razorpay comparisonFull Paytm for Business vs Cashfree Payments comparison

Top Paytm for Business alternatives

See all 7
  1. 1Razorpay logo
    Razorpay

    Popular developer-friendly gateway with payouts and business banking alongside payments.

    68.8
  2. 2Cashfree Payments logo
    Cashfree Payments

    Gateway with strong payouts and instant settlement options for Indian businesses.

    64.8
  3. 3PayU India logo
    PayU India

    Long-running Indian gateway with wide EMI and pay-later coverage.

    61.8
  4. 4Cc
    CCAvenue

    Established gateway with many payment options and multi-currency processing.

    59.4
  5. 5Instamojo logo
    Instamojo

    Payment links and a free online store for small Indian sellers who want to sell online without a full gateway integration.

    50.0

Why people left Paytm for Business

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

No switching stories yet. If you moved away from Paytm for Business, review the app you switched to and tell us why.

Reviews

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Paytm for Business: common questions

What is Paytm for Business?

Paytm for Business: Paytm's merchant suite: online payment gateway, payment links, UPI QR codes and card machines for Indian businesses. Best for indian businesses that want online and in-store payments from one widely recognised provider. Available for Web, Android and iOS.

Is Paytm for Business free?

No, Paytm for Business is a paid product.

Is Paytm for Business open source?

No, Paytm for Business is not open source.

What platforms does Paytm for Business run on?

Paytm for Business is available for Web, Android and iOS.

What are the best alternatives to Paytm for Business?

The highest-ranked Paytm for Business alternatives right now are Razorpay, Cashfree Payments and PayU India. See the full ranked list for pricing, platforms and verified facts.

Paytm for Business vs Razorpay: what's the difference?

Both Paytm for Business and Razorpay are paid products. Both run on Web, Android and iOS.

See all 7 Paytm for Business alternatives