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Free Paytm for Business alternatives: 2 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank

2 of the 7 Paytm for Business alternatives we track can be used for free (free, open source, or with a free plan). Instamojo and BharatPe rank highest, with facts last verified Nov 8, 2026.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Instamojo logoInstamojoFree plan + paid₹6,999 a year (Starter online store)NoWeb, Android, iOS8 of 850.0
2BharatPe logoBharatPeFree plan + paid—NoAndroid, iOS4 of 449.0
  1. Instamojo logo

    1. InstamojoTop pick

    Best for: Indian small sellers who want a store, payment links and shipping in one rupee-priced account

    Free plan + paidWeb, Android, iOS

    50.0

    score / 100

    Why switch from Paytm for Business

    Payment links and a free online store for small Indian sellers who want to sell online without a full gateway integration.

    Pros

    • Free plan includes a working store with cash on delivery and shipping integrations
    • Payment gateway is built in, so there is no separate gateway to sign up for
    • Also sells digital products, workshops and event tickets

    Cons

    • Free and Starter plans take 5% + ₹3 per sale, far higher than a standalone gateway
    • Digital products carry an even higher transaction fee
    • Built for selling in India; not a fit for brands focused on overseas customers
    Visit Instamojo Details and reviews
    How this score is calculated
    Editorial fit ×0.338
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Instamojo a good Paytm for Business alternative?

    Verified facts

    8 of 8 verified
    Free plan
    Yes, Lite at ₹0 a year plus 5% + ₹3 per sale
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Transaction fee (free plan)
    5% + ₹3 per sale
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Payment modes
    UPI, cards, netbanking, wallets
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Users
    20 lakh+ small businesses
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Starting price
    ₹6,999 a year (Starter online store)
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Growth plan
    ₹14,999 a year
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Free trial
    No
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Money-back guarantee
    14 days
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
  2. BharatPe logo

    2. BharatPe

    Best for: Small Indian shops that want free UPI QR payments, card machines and quick business loans

    Free plan + paidAndroid, iOS

    49.0

    score / 100

    Why switch from Paytm for Business

    Simple QR, speaker and card machine setup for small offline shops.

    Pros

    • Free QR code that accepts payments from any UPI app
    • Combined card, QR and speaker device in BharatPe One
    • Business loans offered through the same merchant app

    Cons

    • Not a website payment gateway; aimed at in-person payments
    • No billing, inventory or restaurant POS software built in
    • Only available to businesses in India
    Visit BharatPe Details and reviews
    How this score is calculated
    Editorial fit ×0.334
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is BharatPe a good Paytm for Business alternative?

    Verified facts

    4 of 4 verified
    UPI QR
    Free, accepts any UPI app
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)
    Merchants
    17 million+
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)
    All-in-one device
    BharatPe One
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)
    Payment alerts
    Voice speaker
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)