RazorpayX alternatives: 2 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rank All business banking and payment accounts

Top picks

Best overall
Cashfree Payments
Bank transfer pricing: ₹20 per IMPS/NEFT/RTGS payment

Common reasons people leave RazorpayX: monthly subscription is charged on top of per-payout fees, and only available to Indian businesses. We ranked 2 alternatives by how directly each one replaces RazorpayX, then by reviews, real visits and how recently each app's facts were checked against its own website. Cashfree Payments currently ranks first.

Quick comparison

#	App	Pricing	Verified price	Open source	Platforms	Verified facts	Score
1	Cashfree Payments	Paid	₹20 per IMPS/NEFT/RTGS payment	No	Web	8 of 8	54.4
2	Easebuzz	Paid	—	No	Web, Android, iOS	4 of 4	52.6

1. Cashfree PaymentsTop pick
Best for: Indian businesses that need both payment collection and high-volume payouts
PaidWeb
54.4
score / 100
Why switch from RazorpayX
Payouts API and gateway from another big Indian player, with pay-per-use pricing.
Pros
Standard rate slightly below the common 2% Indian benchmark
Payouts and verification APIs sit alongside the gateway
Accepts international cards and PayPal with INR settlement
Cons
Amex, Diners and international cards cost noticeably more
Mainly for Indian-registered businesses
Promotional zero-fee offers come with detailed eligibility terms
Visit Cashfree Payments Details and reviews
How this score is calculated
Editorial fit ×0.352
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is Cashfree Payments a good RazorpayX alternative?
Verified facts
8 of 8 verified
Standard fee
1.95% + taxes per transaction
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
Setup fee
None
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
Payment methods
180+ payment modes
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
International payments
140+ currencies, settled in INR
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
Standard pricing
1.95% platform fee per transaction
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
International card pricing
2.99% platform fee
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
Bank transfer pricing
₹20 per IMPS/NEFT/RTGS payment
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
Payout pricing
From ₹3 per NEFT payout up to ₹1,000
Checked Nov 8, 2026cashfree.com(opens source in a new tab)
2. Easebuzz
Best for: Indian schools, NBFCs and housing businesses that need recurring and instalment collections
PaidWeb, Android, iOS
52.6
score / 100
Why switch from RazorpayX
Bulk payouts and vendor payments alongside collections, priced per business.
Pros
150+ payment modes including UPI, cards, netbanking and e-NACH
T+1 settlement on all payment modes
Many collection tools (fees, invoices, split payments) on one dashboard
Cons
No public rate card; pricing is shared after sign-up and KYC
Domestic processing is INR only
Product range is broad and can be confusing to navigate
Visit Easebuzz Details and reviews
How this score is calculated
Editorial fit ×0.346
Reviews ×0.363
Clicks (90 days) ×0.150
Freshness ×0.15100
Votes ×0.150
0 counted reviews, 0 up and 0 down votes. Full formula
Is Easebuzz a good RazorpayX alternative?
Verified facts
4 of 4 verified
Settlement
T+1 working day
Checked Nov 8, 2026easebuzz.in(opens source in a new tab)
Payment modes
150+
Checked Nov 8, 2026easebuzz.in(opens source in a new tab)
Licence
RBI authorised payment aggregator
Checked Nov 8, 2026easebuzz.in(opens source in a new tab)
Currency
INR
Checked Nov 8, 2026easebuzz.in(opens source in a new tab)

The best RazorpayX alternative for…

The highest-ranked app in this list for each need.

Best RazorpayX alternative for most people

Cashfree Payments

Payouts API and gateway from another big Indian player, with pay-per-use pricing.

Best RazorpayX alternative for iPhone and Android

Easebuzz

Bulk payouts and vendor payments alongside collections, priced per business.

Best RazorpayX alternative for working in the browser

Cashfree Payments

Payouts API and gateway from another big Indian player, with pay-per-use pricing.

RazorpayX alternatives: common questions

What is the best alternative to RazorpayX?

Cashfree Payments ranks first right now. Payouts API and gateway from another big Indian player, with pay-per-use pricing.

RazorpayX vs Cashfree Payments: what's the difference?

Both RazorpayX and Cashfree Payments are paid products. Verified prices: RazorpayX ₹1,499/month, billed quarterly (Core), Cashfree Payments ₹20 per IMPS/NEFT/RTGS payment. Only RazorpayX runs on iOS and Android.

Is RazorpayX free?

RazorpayX is a paid product. Starting price: ₹1,499/month, billed quarterly (Core). Checked on RazorpayX's own site, November 2026.

Is there a free alternative to RazorpayX?

None of the 2 alternatives we track has a free plan; all are paid, though some offer trials.

Is there an open-source alternative to RazorpayX?

None of the 2 alternatives in this list is open source.

Why do people switch from RazorpayX?

The complaints we hear most: monthly subscription is charged on top of per-payout fees; only available to Indian businesses; current accounts come from partner banks, not Razorpay itself.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces RazorpayX, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.