RazorpayX

Razorpay's business banking suite for Indian companies: current accounts, bulk payouts, vendor payments and payroll.

PaidBusiness banking and payment accounts

Updated Nov 1, 2026 · AppBreakup editorial · Web, iOS, Android

Visit RazorpayX See 2 alternatives

Is RazorpayX free?

No, it's a paid product

Starting price:: ₹1,499/month, billed quarterly (Core)

Checked on RazorpayX's site Nov 8, 2026

Switch from RazorpayX to

All 2

Cashfree Payments
Bank transfer pricing: ₹20 per IMPS/NEFT/RTGS payment
Easebuzz
Paid

Verified facts: 4 of 4
Alternatives ranked: 2
Approved reviews: 0
Visits sent from here: 1

About RazorpayX

RazorpayX is the business banking arm of Razorpay, built for Indian startups and SMEs that pay out a lot of money. It offers current accounts provided by partner banks such as Axis, IDFC FIRST, RBL and YES Bank, and on top of them a payouts engine for sending money by UPI, IMPS, NEFT, RTGS or to cards at any hour, with approval workflows and bulk uploads. Other modules handle vendor payments with invoice OCR and TDS, payroll with automatic PF, PT and TDS filing, escrow accounts, tax payments and a corporate credit card. Developers can trigger payouts through APIs. Plans are monthly subscriptions in rupees that sit on top of per-payout charges, with higher tiers adding bulk payments, custom approvals and vendor management. It fits Indian companies already taking payments through Razorpay or running frequent payouts; it is India-only and the subscription adds cost for businesses with light banking needs.

Best for: Indian startups and SMEs that send many payouts to vendors, employees or customers.

RazorpayX pricing (checked Nov 8, 2026)

Each line is quoted from RazorpayX's own site, with the page it came from.

Plan or term	What it says	Checked	Source
Starting price	₹1,499/month, billed quarterly (Core)	Nov 8, 2026	razorpay.com

What works

Payouts over UPI, IMPS, NEFT and RTGS around the clock
Payroll, vendor payments and tax payments in the same platform
Payout APIs for automating disbursements

Why people leave

Monthly subscription is charged on top of per-payout fees
Only available to Indian businesses
Current accounts come from partner banks, not Razorpay itself

RazorpayX vs Cashfree Payments and Easebuzz

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	RazorpayX	Cashfree Payments	Easebuzz
Pricing	Paid	Paid	Paid
Verified price	₹1,499/month, billed quarterly (Core)	₹20 per IMPS/NEFT/RTGS payment	—
Free plan	No	No	No
Open source	No	No	No
Self-hostable	No	No	No
Platforms	Web, iOS, Android	Web	Web, Android, iOS

Top RazorpayX alternatives

See all 2

1
Cashfree Payments
Payouts API and gateway from another big Indian player, with pay-per-use pricing.
54.4
2
Easebuzz
Bulk payouts and vendor payments alongside collections, priced per business.
52.6

Why people left RazorpayX

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

No switching stories yet. If you moved away from RazorpayX, review the app you switched to and tell us why.

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RazorpayX: common questions

What is RazorpayX?

RazorpayX: Razorpay's business banking suite for Indian companies: current accounts, bulk payouts, vendor payments and payroll. Best for indian startups and SMEs that send many payouts to vendors, employees or customers. Available for Web, iOS and Android.

Is RazorpayX free?

No, RazorpayX is a paid product. Starting price: ₹1,499/month, billed quarterly (Core) (checked on RazorpayX's own site).

How much does RazorpayX cost?

RazorpayX is a paid product. Starting price: ₹1,499/month, billed quarterly (Core). Checked on RazorpayX's own site, November 2026.

Is RazorpayX open source?

No, RazorpayX is not open source.

What platforms does RazorpayX run on?

RazorpayX is available for Web, iOS and Android.

What are the best alternatives to RazorpayX?

The highest-ranked RazorpayX alternatives right now are Cashfree Payments and Easebuzz. See the full ranked list for pricing, platforms and verified facts.

RazorpayX vs Cashfree Payments: what's the difference?

Both RazorpayX and Cashfree Payments are paid products. Verified prices: RazorpayX ₹1,499/month, billed quarterly (Core), Cashfree Payments ₹20 per IMPS/NEFT/RTGS payment. Only RazorpayX runs on iOS and Android.

See all 2 RazorpayX alternatives

RazorpayX facts

4 of 4 verified

Starting price: ₹1,499/month, billed quarterly (Core); Checked Nov 8, 2026razorpay.com(opens source in a new tab); “Core For businesses just starting out with basic payout needs ₹ 1499”
Payout fees: Charged on top of subscription; Checked Nov 8, 2026razorpay.com(opens source in a new tab); “All monthly subscriptions are in addition to per-payout charges”
Partner banks: Axis, IDFC FIRST, RBL, slice SFB, YES Bank; Checked Nov 8, 2026razorpay.com(opens source in a new tab); “Our Current Account is provided by Axis Bank, IDFC FIRST Bank, RBL Bank”
Payout rails: UPI, IMPS, NEFT, RTGS, cards; Checked Nov 8, 2026razorpay.com(opens source in a new tab); “Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7”