Best business banking and payment accounts
Online business bank accounts and payment accounts for startups, freelancers and small businesses: checking, cards, invoicing and getting paid from abroad.
9 apps, ordered by visits from AppBreakup and how often our research lists each one as an alternative. Open any app to see its alternatives.
All business banking and payment accounts
- Alternatives to RazorpayX

Razorpay's business banking suite for Indian companies: current accounts, bulk payouts, vendor payments and payroll.
PaidWeb, iOS, Android - Alternatives to Mercury

Online business banking for startups, with free checking, cards, bill pay and treasury in one dashboard.
Free plan + paidWeb, iOS, Android - Alternatives to Payoneer

Cross-border payment account for freelancers, online sellers and businesses getting paid from abroad.
PaidWeb, iOS, Android - Alternatives to Tide

App-based business current account for UK sole traders and small companies, also in Germany.
Free plan + paidWeb, iOS, Android - Alternatives to Bluevine

US online business checking with interest on balances, plus lines of credit for small businesses.
Free plan + paidWeb, iOS, Android - Alternatives to Rho

US business banking with corporate cards, bill pay and expense management built in.
FreeWeb, iOS, Android - Alternatives to Lili

US online business banking for small businesses and freelancers, with bookkeeping and tax tools.
Free plan + paidWeb, iOS, Android - Alternatives to Qonto

European online business account with cards, invoicing and finance tools for SMEs and freelancers.
PaidWeb, iOS, Android - Alternatives to ANNA Money

UK business current account with built-in invoicing, receipt capture and tax filing.
Free plan + paidWeb, iOS, Android
Our picks by need
Common questions
What are the best business banking and payment accounts?
Based on how often our research lists them as alternatives and visits from AppBreakup, the leading business banking and payment accounts right now are RazorpayX, Mercury, Payoneer, Tide and Bluevine.
Are there free business banking and payment accounts?
Yes. Mercury (free plan + paid), Tide (free plan + paid), Bluevine (free plan + paid), Rho (free) and Lili (free plan + paid) have a free option, out of 6 free or freemium apps we track.
Which business banking and payment accounts are open source?
None of the apps in this category is open source.