AppBreakup

Best business banking and payment accounts

Online business bank accounts and payment accounts for startups, freelancers and small businesses: checking, cards, invoicing and getting paid from abroad.

9 apps, ordered by visits from AppBreakup and how often our research lists each one as an alternative. Open any app to see its alternatives.

All business banking and payment accounts

  • RazorpayX logo

    Razorpay's business banking suite for Indian companies: current accounts, bulk payouts, vendor payments and payroll.

    PaidWeb, iOS, Android
    Alternatives to RazorpayX
  • Mercury logo

    Online business banking for startups, with free checking, cards, bill pay and treasury in one dashboard.

    Free plan + paidWeb, iOS, Android
    Alternatives to Mercury
  • Payoneer logo

    Cross-border payment account for freelancers, online sellers and businesses getting paid from abroad.

    PaidWeb, iOS, Android
    Alternatives to Payoneer
  • Tide logo

    App-based business current account for UK sole traders and small companies, also in Germany.

    Free plan + paidWeb, iOS, Android
    Alternatives to Tide
  • Bluevine logo

    US online business checking with interest on balances, plus lines of credit for small businesses.

    Free plan + paidWeb, iOS, Android
    Alternatives to Bluevine
  • Rho logo

    US business banking with corporate cards, bill pay and expense management built in.

    FreeWeb, iOS, Android
    Alternatives to Rho
  • Lili logo

    US online business banking for small businesses and freelancers, with bookkeeping and tax tools.

    Free plan + paidWeb, iOS, Android
    Alternatives to Lili
  • Qonto logo

    European online business account with cards, invoicing and finance tools for SMEs and freelancers.

    PaidWeb, iOS, Android
    Alternatives to Qonto
  • ANNA Money logo

    UK business current account with built-in invoicing, receipt capture and tax filing.

    Free plan + paidWeb, iOS, Android
    Alternatives to ANNA Money

Our picks by need

RazorpayX logo

Best for most people

RazorpayX
Rho logo

Best for a free option

Rho
Mercury logo

Best for iPhone and Android

Mercury

Common questions

What are the best business banking and payment accounts?

Based on how often our research lists them as alternatives and visits from AppBreakup, the leading business banking and payment accounts right now are RazorpayX, Mercury, Payoneer, Tide and Bluevine.

Are there free business banking and payment accounts?

Yes. Mercury (free plan + paid), Tide (free plan + paid), Bluevine (free plan + paid), Rho (free) and Lili (free plan + paid) have a free option, out of 6 free or freemium apps we track.

Which business banking and payment accounts are open source?

None of the apps in this category is open source.