Cashfree Payments
Indian payment gateway and payouts platform for collecting and sending money via UPI, cards and bank transfers.
Updated · AppBreakup editorial · Web
Is Cashfree Payments free?
No, it's a paid product
- Bank transfer pricing:
- ₹20 per IMPS/NEFT/RTGS payment
Checked on Cashfree Payments's site Nov 8, 2026
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About Cashfree Payments
Cashfree Payments is an Indian payments company offering a payment gateway, hosted checkout, payment links, subscriptions and a payouts API for sending money to vendors, customers and employees. Merchants can accept UPI, cards, netbanking, wallets, EMI and pay-later options, and can collect international card and PayPal payments that settle in rupees. It is popular with marketplaces, lending and insurance companies and D2C stores that need both collections and bulk payouts, and it has a native Shopify integration for Indian stores. Pricing is a per-transaction platform fee with no setup charge on the standard plan; card networks such as Amex and international cards cost more, and enterprises can negotiate custom pricing. Cashfree also sells identity and bank-account verification APIs, which helps businesses that onboard many users. It is aimed at businesses registered in India and is managed through a web dashboard and APIs.
Best for: Indian businesses that need both payment collection and high-volume payouts.
Cashfree Payments pricing (checked Nov 8, 2026)
Each line is quoted from Cashfree Payments's own site, with the page it came from.
| Plan or term | What it says | Checked | Source |
|---|---|---|---|
| Standard pricing | 1.95% platform fee per transaction | Nov 8, 2026 | cashfree.com |
| International card pricing | 2.99% platform fee | Nov 8, 2026 | cashfree.com |
| Bank transfer pricing | ₹20 per IMPS/NEFT/RTGS payment | Nov 8, 2026 | cashfree.com |
| Payout pricing | From ₹3 per NEFT payout up to ₹1,000 | Nov 8, 2026 | cashfree.com |
Pros and cons
What works
- Standard rate slightly below the common 2% Indian benchmark
- Payouts and verification APIs sit alongside the gateway
- Accepts international cards and PayPal with INR settlement
Why people leave
- Amex, Diners and international cards cost noticeably more
- Mainly for Indian-registered businesses
- Promotional zero-fee offers come with detailed eligibility terms
Cashfree Payments vs Razorpay, PayU India and Stripe
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
| Attribute | Cashfree Payments | Razorpay | PayU India | Stripe |
|---|---|---|---|---|
| Pricing | Paid | Paid | Paid | Paid |
| Verified price | ₹20 per IMPS/NEFT/RTGS payment | Custom pricing above ₹5,00,000 monthly revenue | — | $10 per month |
| Free plan | No | No | No | No |
| Open source | No | No | No | No |
| Self-hostable | No | No | No | No |
| Platforms | Web | Web, iOS, Android | Web | Web, iOS, Android |
Full Cashfree Payments vs Razorpay comparisonFull Cashfree Payments vs PayU India comparisonFull Cashfree Payments vs Stripe comparison
Top Cashfree Payments alternatives
See all 5- 1
Razorpay68.8The best-known Indian gateway, with a broader set of banking products such as current accounts.
- 2
PayU India64.8Established Indian gateway with simple 2% domestic pricing and EMI options.
- 3
Stripe61.8Worth it if your customers are mostly outside India and you need global payment methods.
- 4
Instamojo51.2Simple payment links and a free online store for Indian small sellers who don't need a full gateway integration.
- 5
Easebuzz42.3Similar gateway plus payouts mix, popular with education and NBFC businesses.
Why people left Cashfree Payments
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
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Cashfree Payments: common questions
What is Cashfree Payments?
Cashfree Payments: Indian payment gateway and payouts platform for collecting and sending money via UPI, cards and bank transfers. Best for indian businesses that need both payment collection and high-volume payouts. Available for Web.
Is Cashfree Payments free?
No, Cashfree Payments is a paid product.
How much does Cashfree Payments cost?
Cashfree Payments is a paid product. Standard pricing: 1.95% platform fee per transaction; International card pricing: 2.99% platform fee; Bank transfer pricing: ₹20 per IMPS/NEFT/RTGS payment; Payout pricing: From ₹3 per NEFT payout up to ₹1,000. Checked on Cashfree Payments's own site, November 2026.
Is Cashfree Payments open source?
No, Cashfree Payments is not open source.
What platforms does Cashfree Payments run on?
Cashfree Payments is available for Web.
What are the best alternatives to Cashfree Payments?
The highest-ranked Cashfree Payments alternatives right now are Razorpay, PayU India and Stripe. See the full ranked list for pricing, platforms and verified facts.
Cashfree Payments vs Razorpay: what's the difference?
Both Cashfree Payments and Razorpay are paid products. Verified prices: Cashfree Payments ₹20 per IMPS/NEFT/RTGS payment, Razorpay Custom pricing above ₹5,00,000 monthly revenue. Only Razorpay runs on iOS and Android.