Bitpanda
European investing app for crypto, stocks, ETFs and precious metals in one account.
Updated · AppBreakup editorial · Web, iOS, Android
Is Bitpanda free?
Free plan, plus paid plans
- Crypto savings plans:
- From €10, premiums from 0.99%
Checked on Bitpanda's site Nov 8, 2026
Full Bitpanda pricing and plansSwitch from Bitpanda to
All 3- Verified facts
- 8 of 8
- Alternatives ranked
- 3
- Approved reviews
- 0
- Visits sent from here
- 0
About Bitpanda
Bitpanda is a Vienna-founded investment platform aimed mainly at retail investors in Europe. One account covers hundreds of cryptocurrencies, fractional stocks and ETFs, crypto indices and physically backed gold, silver and other metals, with savings plans for recurring buys. It is a broker-style app first: you buy from Bitpanda at a quoted price, while a separate advanced trading product, Bitpanda Fusion, offers an order book for more active traders. Its main selling point is regulation: it holds MiCA licences in Austria, Germany and Malta and publishes its security certifications. Opening an account is free; costs come from spreads and trading fees, with a flat fee per stock trade. It runs on the web and on iOS and Android. People outside Europe have fewer reasons to choose it, and the range of features differs by country.
Best for: European investors who want crypto, stocks, ETFs and metals in one regulated app.
Bitpanda pricing (checked Nov 8, 2026)
Each line is quoted from Bitpanda's own site, with the page it came from.
| Plan or term | What it says | Checked | Source |
|---|---|---|---|
| Stock and ETF trades | €1 flat fee per trade | Nov 8, 2026 | bitpanda.com |
| Crypto savings plans | From €10, premiums from 0.99% | Nov 8, 2026 | bitpanda.com |
| ETF savings plan order fee | €0 | Nov 8, 2026 | bitpanda.com |
| Savings plan setup fee | €0 | Nov 8, 2026 | bitpanda.com |
Pros and cons
What works
- Crypto, stocks, ETFs and metals in one account
- MiCA-licensed in the EU, with ISO 27001 and SOC 2 reports
- Savings plans for recurring crypto and ETF buys
- Fractional shares with a flat per-trade fee
Why people leave
- Focused on Europe; little reason to use it elsewhere
- Simple buy/sell uses spreads, which can cost more than an order-book exchange
- Features and products vary by country
Bitpanda vs Coinbase, Kraken and OKX
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
| Attribute | Bitpanda | Coinbase | Kraken | OKX |
|---|---|---|---|---|
| Pricing | Free plan + paid | Free plan + paid | Free plan + paid | Free plan + paid |
| Verified price | From €10, premiums from 0.99% | — | $4.99 a month, zero fees on up to $10k/month trading | — |
| Free plan | Yes | Yes | Yes | Yes |
| Open source | No | No | No | No |
| Self-hostable | No | No | No | No |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android, Windows, macOS | Web, iOS, Android |
Top Bitpanda alternatives
See all 3- 1
Coinbase66.5Large regulated exchange with simple buying, staking and its own self-custody wallet, available across the EU.
- 2
Kraken64.8EU-licensed exchange whose Kraken Pro side has lower trading fees than Bitpanda's spread-based pricing.
- 3
OKX61.8EU-licensed exchange with low trading fees and a self-custody Web3 wallet built into the same app.
Why people left Bitpanda
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
No switching stories yet. If you moved away from Bitpanda, review the app you switched to and tell us why.
Reviews
No approved reviews yet. How we verify reviewers
Write a review of Bitpanda
Bitpanda: common questions
What is Bitpanda?
Bitpanda: European investing app for crypto, stocks, ETFs and precious metals in one account. Best for european investors who want crypto, stocks, ETFs and metals in one regulated app. Available for Web, iOS and Android.
Is Bitpanda free?
Bitpanda has a free plan and paid plans.
How much does Bitpanda cost?
Bitpanda is free with paid plans. Stock and ETF trades: €1 flat fee per trade; Crypto savings plans: From €10, premiums from 0.99%; ETF savings plan order fee: €0; Savings plan setup fee: €0. Checked on Bitpanda's own site, November 2026.
Is Bitpanda open source?
No, Bitpanda is not open source.
What platforms does Bitpanda run on?
Bitpanda is available for Web, iOS and Android.
What are the best alternatives to Bitpanda?
The highest-ranked Bitpanda alternatives right now are Coinbase, Kraken and OKX. See the full ranked list for pricing, platforms and verified facts.
Bitpanda vs Coinbase: what's the difference?
Both Bitpanda and Coinbase are free with paid plans. Both run on Web, iOS and Android.