IdentityIQ
US identity theft protection and credit monitoring subscription with fraud restoration help.
Updated · AppBreakup editorial · Web, iOS, Android
Is IdentityIQ free?
No, it's a paid product
- Starting price:
- $8.49/month (Secure Basic, monthly)
Checked on IdentityIQ's site Nov 8, 2026
2 alternatives with a free optionSwitch from IdentityIQ to
All 4
AuraStarting price: $12/month billed annually (Individual)
Allstate Identity ProtectionStarting price: $3/month (Identity Restoration, individual)
ExperianPaid plan: $24.99/month after a 7-day trial
- Verified facts
- 5 of 5
- Alternatives ranked
- 4
- Approved reviews
- 0
- Visits sent from here
- 0
About IdentityIQ
IdentityIQ is a US subscription service that watches for signs your identity is being misused and helps clean up the mess if it is. Plans combine credit monitoring from one or all three major bureaus, dark web scans, Social Security number alerts, change-of-address checks and application monitoring that flags new accounts opened in your name. Higher tiers add regular three-bureau credit reports and scores, a score simulator and family coverage for dependents. Every plan includes a US-based restoration team and stolen-funds reimbursement backed by an insurer, and you can bolt on a VPN and antivirus bundle for an extra monthly fee. It is aimed at US adults who want credit data and identity alerts in one dashboard, and it leans more toward credit tracking than rivals that bundle a password manager. There is no free tier: you choose between four paid plans, billed monthly or yearly with a discount. It runs in a web dashboard and mobile apps, and only covers people with US credit files.
Best for: US adults who want three-bureau credit reports and identity alerts from one subscription.
IdentityIQ pricing (checked Nov 8, 2026)
Each line is quoted from IdentityIQ's own site, with the page it came from.
| Plan or term | What it says | Checked | Source |
|---|---|---|---|
| Starting price | $8.49/month (Secure Basic, monthly) | Nov 8, 2026 | identityiq.com |
| Stolen funds reimbursement | Up to $1 million | Nov 8, 2026 | identityiq.com |
Pros and cons
What works
- Four tiers, from basic alerts up to monthly three-bureau credit reports
- Application and change-of-address monitoring beyond plain credit alerts
- US-based restoration team and $1 million stolen-funds reimbursement on every plan
- Optional VPN and antivirus add-on for up to 10 devices
Why people leave
- No free plan; even the entry tier is a paid subscription
- Three-bureau monitoring and family cover only on the pricier tiers
- Only useful for people with a US credit file
IdentityIQ vs Aura, Allstate Identity Protection and Experian
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
| Attribute | IdentityIQ | Aura | Allstate Identity Protection | Experian |
|---|---|---|---|---|
| Pricing | Paid | Paid | Paid | Free plan + paid |
| Verified price | $8.49/month (Secure Basic, monthly) | $12/month billed annually (Individual) | $3/month (Identity Restoration, individual) | $24.99/month after a 7-day trial |
| Free plan | No | No | No | Yes |
| Open source | No | No | No | No |
| Self-hostable | No | No | No | No |
| Platforms | Web, iOS, Android | Web, Windows, macOS, iOS, Android | Web, iOS, Android | Web, iOS, Android |
Top IdentityIQ alternatives
See all 4- 1Aura68.8
Bundles identity and credit monitoring with a password manager, VPN and antivirus in one app.
- 2Allstate Identity Protection64.8
Cheaper entry plans, a 30-day free trial and family plans covering up to 10 members.
- 3Experian52.6
Credit bureau with its own credit monitoring and identity protection plans, plus a free tier showing your Experian report.
- 4
Credit Karma51.2Free credit scores and monitoring alerts, enough for people who mainly used IdentityIQ to watch their credit.
Why people left IdentityIQ
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
No switching stories yet. If you moved away from IdentityIQ, review the app you switched to and tell us why.
Reviews
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IdentityIQ: common questions
What is IdentityIQ?
IdentityIQ: US identity theft protection and credit monitoring subscription with fraud restoration help. Best for US adults who want three-bureau credit reports and identity alerts from one subscription. Available for Web, iOS and Android.
Is IdentityIQ free?
No, IdentityIQ is a paid product. Starting price: $8.49/month (Secure Basic, monthly) (checked on IdentityIQ's own site).
How much does IdentityIQ cost?
IdentityIQ is a paid product. Starting price: $8.49/month (Secure Basic, monthly); Stolen funds reimbursement: Up to $1 million. Checked on IdentityIQ's own site, November 2026.
Is IdentityIQ open source?
No, IdentityIQ is not open source.
What platforms does IdentityIQ run on?
IdentityIQ is available for Web, iOS and Android.
What are the best alternatives to IdentityIQ?
The highest-ranked IdentityIQ alternatives right now are Aura, Allstate Identity Protection and Experian. See the full ranked list for pricing, platforms and verified facts.
IdentityIQ vs Aura: what's the difference?
Both IdentityIQ and Aura are paid products. Verified prices: IdentityIQ $8.49/month (Secure Basic, monthly), Aura $12/month billed annually (Individual). Only Aura runs on Windows and macOS.