KreditBee
Indian instant personal loan app offering ₹3,000 to ₹10 lakh loans with fully online approval.
Updated · AppBreakup editorial · Web, iOS, Android
- Verified facts
- 4 of 4
- Alternatives ranked
- 3
- Approved reviews
- 0
- Visits sent from here
- 0
About KreditBee
KreditBee is one of India's larger instant loan apps. You sign up with a phone number, complete KYC online, check how much you are eligible for and, once approved, receive the money in your bank account, usually within minutes. Personal loans range from a few thousand rupees to ₹10 lakh with EMIs over 3 to 60 months, and the app also arranges business loans, two-wheeler loans and loans against property or mutual funds. Loans are sanctioned by RBI-registered NBFCs, including KreditBee's own NBFC, KrazyBee Services. The app itself is free; the cost is the interest and processing fees, which depend on your profile and are shown before you accept. It suits salaried and self-employed people who need small, quick unsecured credit without paperwork. Interest on short, small loans can be high compared with bank personal loans, so it is worth comparing offers.
Best for: Salaried or self-employed Indians who need a small personal loan quickly with no paperwork.
KreditBee pricing (checked Nov 8, 2026)
Each line is quoted from KreditBee's own site, with the page it came from.
| Plan or term | What it says | Checked | Source |
|---|---|---|---|
| Loan amount | ₹3,000 to ₹10 lakh | Nov 8, 2026 | kreditbee.in |
Pros and cons
What works
- Wide loan range, from ₹3,000 up to ₹10 lakh
- Fully online process with money usually sent within minutes
- Also covers business, two-wheeler and property loans
Why people leave
- Rates on small, short loans can be far above bank loans
- Offers and limits depend heavily on your credit profile
- Processing fees reduce the amount you actually receive
KreditBee vs Moneyview, Navi and LazyPay
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
Top KreditBee alternatives
See all 3Why people left KreditBee
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
No switching stories yet. If you moved away from KreditBee, review the app you switched to and tell us why.
Reviews
No approved reviews yet. How we verify reviewers
Write a review of KreditBee
KreditBee: common questions
What is KreditBee?
KreditBee: Indian instant personal loan app offering ₹3,000 to ₹10 lakh loans with fully online approval. Best for salaried or self-employed Indians who need a small personal loan quickly with no paperwork. Available for Web, iOS and Android.
Is KreditBee free?
Yes, KreditBee is free to use.
How much does KreditBee cost?
KreditBee is free to use. Loan amount: ₹3,000 to ₹10 lakh. Checked on KreditBee's own site, November 2026.
Is KreditBee open source?
No, KreditBee is not open source.
What platforms does KreditBee run on?
KreditBee is available for Web, iOS and Android.
What are the best alternatives to KreditBee?
The highest-ranked KreditBee alternatives right now are Moneyview, Navi and LazyPay. See the full ranked list for pricing, platforms and verified facts.
KreditBee vs Moneyview: what's the difference?
Both KreditBee and Moneyview are free to use. Only KreditBee runs on iOS.