Best personal loan apps
Apps that let you apply for, receive and repay small personal loans entirely on your phone, usually through partner banks and NBFCs.
6 apps, ordered by visits from AppBreakup and how often our research lists each one as an alternative. Open any app to see its alternatives.
All personal loan apps
- KrAlternatives to KreditBee
Indian instant personal loan app offering ₹3,000 to ₹10 lakh loans with fully online approval.
FreeWeb, iOS, Android - Alternatives to Moneyview
Indian finance app for instant personal loans, credit cards, home loans and credit score tracking.
FreeWeb, Android - Alternatives to Prosper
US online lending marketplace for personal loans, home equity lines and a credit card.
PaidWeb - NaAlternatives to Navi
Indian finance app that combines UPI payments, instant cash loans, health insurance and mutual funds.
FreeAndroid, iOS - Alternatives to LendingClub (now Happen Bank)
US online bank, formerly LendingClub, known for personal loans plus checking and savings.
PaidWeb, iOS, Android - Alternatives to Best Egg
US online lender offering fixed-rate unsecured and secured personal loans
PaidWeb, iOS, Android
Our picks by need
Common questions
What are the best personal loan apps?
Based on how often our research lists them as alternatives and visits from AppBreakup, the leading personal loan apps right now are KreditBee, Moneyview, Prosper, Navi and LendingClub (now Happen Bank).
Are there free personal loan apps?
Yes. KreditBee (free), Moneyview (free) and Navi (free) have a free option, out of 3 free or freemium apps we track.
Which personal loan apps are open source?
None of the apps in this category is open source.