Puzzle

AI-assisted accounting software for startups and small businesses, with optional full-service bookkeeping.

Verified facts: 4 of 4
Alternatives ranked: 4
Approved reviews: 0
Visits sent from here: 0

About Puzzle

Puzzle is a US accounting product that began as a general ledger for venture-backed startups and now targets small businesses and the accounting firms that serve them. It connects to bank, card and payment tools such as Stripe, Mercury, Ramp, Brex and Gusto, categorises most transactions automatically, and keeps cash and accrual views side by side, with automation for prepaid expenses, fixed assets and revenue. You can run the books yourself or have Puzzle's accounting service or a partner firm do it on the same platform. Puzzle also offers an MCP connection so assistants such as Claude and ChatGPT can query your books. Pricing is a monthly subscription in tiers with a discount for yearly billing and a free trial. It runs in the browser. It is younger than QuickBooks and Xero, with fewer integrations outside the startup tool stack and fewer accountants who know it.

Best for: US startups and small businesses whose finance stack is Stripe, Mercury, Ramp and Gusto.

What works

Automatic categorisation of most transactions
Cash and accrual views together
Optional bookkeeping service on the same platform

Why people leave

US-focused
Fewer integrations outside the startup tool stack
Younger product with a smaller accountant network

Top Puzzle alternatives

See all 4

1
Digits
Another AI-first ledger aimed at startups and small businesses.
66.5
2
QuickBooks Online
The incumbent most US accountants and tools support.
62.6
3
Xero
Mature cloud accounting with a much larger app marketplace.
59.6
4
Zoho Books
Lower-cost books with automation and a free plan.
57.2

Why people left Puzzle

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Puzzle: common questions

Is Puzzle free?

No, Puzzle is a paid product. Starting price: $30/month (Starter) (checked on Puzzle's own site).

Is Puzzle open source?

No, Puzzle is not open source.

What platforms does Puzzle run on?

Puzzle is available for Web.

What are the best alternatives to Puzzle?

The highest-ranked Puzzle alternatives right now are Digits, QuickBooks Online and Xero. See the full ranked list for pricing, platforms and verified facts.

See all 4 Puzzle alternatives

Puzzle facts

4 of 4 verified

Starting price: $30/month (Starter); Checked Oct 25, 2026puzzle.io(opens source in a new tab); “Monthly Yearly · Save 20% Starter Your first books $30 /mo”
Annual discount: 20%; Checked Oct 25, 2026puzzle.io(opens source in a new tab); “Monthly Yearly · Save 20%”
AI assistant access: MCP for Claude and ChatGPT; Checked Oct 25, 2026puzzle.io(opens source in a new tab); “Puzzle MCP is live: Connect your books to Claude and ChatGPT.”
Integrations: Stripe, Mercury, Ramp, Brex, Gusto and more; Checked Oct 25, 2026puzzle.io(opens source in a new tab); “Integrations Stripe, Mercury, Ramp, Brex, Gusto”