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Pine Labs alternatives: 5 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll POS systems

Top picks

Common reasons people leave Pine Labs: no published pricing; terms are negotiated per merchant, and aimed at larger merchants more than small shops. We ranked 5 alternatives by how directly each one replaces Pine Labs, then by reviews, real visits and how recently each app's facts were checked against its own website. BharatPe currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1BharatPe logoBharatPeFree plan + paid—NoAndroid, iOS4 of 464.8
2Petpooja logoPetpoojaPaid—NoWindows, Android, iOS +15 of 559.4
3Paytm for Business logoPaytm for BusinessPaid—NoWeb, Android, iOS5 of 556.8
4Razorpay logoRazorpayPaidCustom pricing above ₹5,00,000 monthly revenueNoWeb, iOS, Android8 of 852.6
5Mswipe logoMswipePaid—NoAndroid, iOS, Web4 of 442.3
  1. BharatPe logo

    1. BharatPeTop pick

    Best for: Small Indian shops that want free UPI QR payments, card machines and quick business loans

    Free plan + paidAndroid, iOS

    64.8

    score / 100

    Why switch from Pine Labs

    Free UPI QR and simple card devices for small merchants who don't need EMI tools.

    Pros

    • Free QR code that accepts payments from any UPI app
    • Combined card, QR and speaker device in BharatPe One
    • Business loans offered through the same merchant app

    Cons

    • Not a website payment gateway; aimed at in-person payments
    • No billing, inventory or restaurant POS software built in
    • Only available to businesses in India
    Visit BharatPe Details and reviews
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is BharatPe a good Pine Labs alternative?

    Verified facts

    4 of 4 verified
    UPI QR
    Free, accepts any UPI app
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)
    Merchants
    17 million+
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)
    All-in-one device
    BharatPe One
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)
    Payment alerts
    Voice speaker
    Checked Nov 8, 2026bharatpe.com(opens source in a new tab)
  2. Petpooja logo

    2. Petpooja

    Best for: Restaurants in India and nearby markets that take many Zomato and Swiggy orders

    PaidWindows, Android, iOS, Web

    59.4

    score / 100

    Why switch from Pine Labs

    Restaurant-focused POS with billing and inventory software, not only a payment terminal.

    Pros

    • Pulls Zomato and Swiggy orders into the same billing screen
    • Runs on Windows, Android and iOS hardware you may already own
    • Wide set of add-ons: KDS, captain app, QR ordering, loyalty
    • Tiers cover single outlets up to large chains with a central kitchen

    Cons

    • No public prices; you have to book a demo for a quote
    • Built around Indian delivery apps and GST, less suited to other markets
    • Many features such as the KDS and loyalty are paid add-ons
    Visit Petpooja Details and reviews
    How this score is calculated
    Editorial fit ×0.369
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Petpooja a good Pine Labs alternative?

    Verified facts

    5 of 5 verified
    Platforms
    iOS, Windows, Android
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Plans
    Basic, Core, Growth, Scale
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Delivery integrations
    Zomato and Swiggy
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Reports
    80+ reports
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
    Owner
    Prayosha Food Services Pvt. Ltd.
    Checked Nov 8, 2026petpooja.com(opens source in a new tab)
  3. Paytm for Business logo

    3. Paytm for Business

    Best for: Indian businesses that want online and in-store payments from one widely recognised provider

    PaidWeb, Android, iOS

    56.8

    score / 100

    Why switch from Pine Labs

    Cheaper card machines and QR for smaller shops, plus a widely used online gateway.

    Pros

    • Covers online gateway, payment links, QR codes and card machines
    • No setup or annual maintenance fee on the payment gateway
    • Plugins for Shopify, WooCommerce, Magento and other platforms

    Cons

    • Card rates vary by category and merchant size, which makes costs harder to predict
    • Only for businesses operating in India
    • Card machine and soundbox hardware are separate products with their own terms
    Visit Paytm for Business Details and reviews
    How this score is calculated
    Editorial fit ×0.360
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Paytm for Business a good Pine Labs alternative?

    Verified facts

    5 of 5 verified
    Setup fee
    None, and no annual maintenance charges
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Payment methods
    100+ including UPI, cards, netbanking, EMI
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Settlement
    T+1, same-day or on-demand
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Plugins
    Shopify, WooCommerce, Magento
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    UPI transaction fee
    0%, free on UPI and RuPay cards
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
  4. Razorpay logo

    4. Razorpay

    Best for: Indian businesses that want a single gateway for UPI, cards and netbanking plus payouts

    PaidWeb, iOS, Android

    52.6

    score / 100

    Why switch from Pine Labs

    Stronger on online payments, payment links and payouts if in-store is secondary.

    Pros

    • Covers UPI, cards, netbanking, EMI and wallets in one integration
    • No setup fee or annual maintenance charge on the standard plan
    • Payment links, subscriptions and payouts live in the same dashboard

    Cons

    • Built for Indian businesses; not a general global processor
    • Standard fee applies even to UPI payments, which carry no bank MDR
    • Account activation needs KYC documents and review before going live
    Visit Razorpay Details and reviews
    How this score is calculated
    Editorial fit ×0.346
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Razorpay a good Pine Labs alternative?

    Verified facts

    8 of 8 verified
    Standard fee
    2% + GST per transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup fee
    None, and no annual maintenance charge
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Payment methods
    Cards, netbanking, UPI and wallets
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Regulation
    RBI-authorised payment aggregator
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Standard pricing
    2% + GST per successful transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup cost
    ₹0 setup and ₹0 maintenance
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Free trial
    0% gateway fee for the first 90 days
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Enterprise plan
    Custom pricing above ₹5,00,000 monthly revenue
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
  5. Mswipe logo

    5. Mswipe

    Best for: Indian retail shops that want card machines and UPI soundboxes at the counter

    PaidAndroid, iOS, Web

    42.3

    score / 100

    Why switch from Pine Labs

    Card machines, Android POS and UPI soundboxes from another long-running Indian provider.

    Pros

    • Wide range of terminals, from soundboxes to Android smart POS
    • Payment links and an online gateway under the same account
    • APIs and SDKs to connect terminals to existing billing software

    Cons

    • No public pricing for devices or transaction fees
    • Not a full POS: inventory and restaurant features need other software
    • Focused on India; other markets have a much smaller presence
    Visit Mswipe Details and reviews
    How this score is calculated
    Editorial fit ×0.312
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Mswipe a good Pine Labs alternative?

    Verified facts

    4 of 4 verified
    Merchants
    Over 6 lakh businesses
    Checked Nov 8, 2026mswipe.com(opens source in a new tab)
    Smart POS
    Wisepos Neo 2 on Android 12
    Checked Nov 8, 2026mswipe.com(opens source in a new tab)
    Licence
    RBI-approved payment aggregator
    Checked Nov 8, 2026mswipe.com(opens source in a new tab)
    Founded
    2011
    Checked Nov 8, 2026mswipe.com(opens source in a new tab)

The best Pine Labs alternative for…

The highest-ranked app in this list for each need.

BharatPe logo

Best Pine Labs alternative for most people

BharatPe

Free UPI QR and simple card devices for small merchants who don't need EMI tools.

BharatPe logo

Best Pine Labs alternative for a free plan you can upgrade

BharatPe

Free UPI QR and simple card devices for small merchants who don't need EMI tools.

Petpooja logo

Best Pine Labs alternative for Windows

Petpooja

Restaurant-focused POS with billing and inventory software, not only a payment terminal.

Paytm for Business logo

Best Pine Labs alternative for iPhone and Android

Paytm for Business

Cheaper card machines and QR for smaller shops, plus a widely used online gateway.

Razorpay logo

Best Pine Labs alternative for working in the browser

Razorpay

Stronger on online payments, payment links and payouts if in-store is secondary.

Pine Labs alternatives: common questions

What is the best alternative to Pine Labs?

BharatPe ranks first right now. Free UPI QR and simple card devices for small merchants who don't need EMI tools. Petpooja and Paytm for Business follow it in our ranking.

Pine Labs vs BharatPe: what's the difference?

Pine Labs is a paid product; BharatPe is free with paid plans. Only Pine Labs runs on Web. Only BharatPe runs on iOS.

Is Pine Labs free?

Pine Labs is a paid product.

Is there a free alternative to Pine Labs?

Yes. BharatPe (free plan + paid) has a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to Pine Labs?

None of the 5 alternatives in this list is open source.

Why do people switch from Pine Labs?

The complaints we hear most: no published pricing; terms are negotiated per merchant; aimed at larger merchants more than small shops; hardware rental adds a recurring cost compared with free QR codes.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Pine Labs, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.