Copilot Money
Apple-first finance app that auto-categorizes spending and adds an assistant that suggests budget changes.
- Verified facts
- 5 of 5
- Alternatives ranked
- 6
- Approved reviews
- 0
- Visits sent from here
- 0
About Copilot Money
Copilot Money is a subscription finance app for iPhone, iPad, Mac and the web that links your accounts and does most of the sorting for you. It connects to more than 16,000 institutions, categorizes transactions automatically, tracks budgets, recurring charges, investments and net worth, and lets you style categories with colors and emoji. It pulls in extra detail where other apps show a single line, such as itemizing Amazon orders and showing the names and notes on Venmo payments, and it supports Apple Card and Apple Savings. A built-in money assistant suggests changes, such as moving budget from one category to another, and asks before acting; you can pick its tone, from encouraging to blunt. Copilot sells one plan with no tiers or add-ons, currently $109 a year as a limited-time price instead of $119. Sharing with a partner is announced but listed as coming later. It was an Apple Design Awards finalist, and design is a large part of its appeal. It suits Apple users who want automatic tracking with little upkeep. The trade-off is platform reach: there is no Android app, so it doesn't work for a household split between phone platforms, and like other bank-synced trackers it shows where money went more than it makes you plan ahead.
Best for: iPhone and Mac users who want automatic, low-effort spending tracking with a polished design.
Pros and cons
What works
- One plan with everything included, no tiers or add-ons
- Connects to 16,000+ institutions
- Itemizes Amazon orders and shows Venmo notes
- Assistant suggests budget changes and asks before acting
Why people leave
- No Android app
- Partner sharing isn't available yet
- No free tier
Top Copilot Money alternatives
See all 6- 1
Monarch Money77.2Similar automatic overview with Android support and partner sharing included today.
- 2
YNAB76.8Plan-first zero-based budgeting instead of automatic tracking, with up to six people per subscription.
- 3
Quicken Simplifi64.8Bank-synced tracking with cash-flow forecasts on web, iOS and Android, at a lower price.
- 4
Lunch Money60.6Web-based budgeting with multi-currency and crypto support, useful for anyone not on Apple devices.
- 5
PocketGuard57.2Focuses on one leftover-to-spend number, with a one-time lifetime option instead of a yearly fee.
Why people left Copilot Money
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Copilot Money: common questions
Is Copilot Money free?
No, Copilot Money is a paid product. Price: $109/year (limited-time, normally $119) (checked on Copilot Money's own site).
Is Copilot Money open source?
No, Copilot Money is not open source.
What platforms does Copilot Money run on?
Copilot Money is available for iOS, macOS and Web.
What are the best alternatives to Copilot Money?
The highest-ranked Copilot Money alternatives right now are Monarch Money, YNAB and Quicken Simplifi. See the full ranked list for pricing, platforms and verified facts.