EveryDollar
Ramsey's zero-based budgeting app, free for manual budgets, with bank connect and coaching on premium.
- Verified facts
- 5 of 5
- Alternatives ranked
- 7
- Approved reviews
- 0
- Visits sent from here
- 5
About EveryDollar
EveryDollar is the zero-based budgeting app from Ramsey Solutions, the company behind Dave Ramsey's radio show and the "7 Baby Steps" debt plan. Each month you plan where every dollar goes before you spend it, so income minus planned spending equals zero, using unlimited custom categories for giving, saving and spending. The free version, which you can use indefinitely, covers the monthly budget, manual transaction entry, sinking funds and split transactions, on the web and on phones. Premium adds bank connect, which pulls transactions into the budget through Mastercard Connect and Plaid, a debt payoff tracker built around the debt snowball (smallest balance first), personalized recommendations, and one-on-one and group coaching plus weekly live trainings. Premium has a 14-day trial for new users, then costs $79.99 a year or $17.99 a month. A household feature lets two people share one budget with separate logins. It suits people who follow, or are open to, the Ramsey approach to debt and budgeting. The trade-off is that the free version is entirely manual, the monthly premium price is high compared with paying yearly, and the app sits inside the wider Ramsey ecosystem, which promotes its own courses, books and services.
Best for: People following the Ramsey debt snowball who want a simple monthly zero-based plan.
Pros and cons
What works
- Free version can be used indefinitely
- Simple zero-based monthly plan with unlimited categories
- Shared household budget with separate logins
- Premium includes coaching and a debt snowball tracker
Why people leave
- Free version has no bank import; all entry is manual
- $17.99 a month if not paying yearly
- Tied to the Ramsey approach and its other products
Top EveryDollar alternatives
See all 7- 1
YNAB83.8Also zero-based, but budgets only money you have now, with bank import included in the one paid plan.
- 2
Goodbudget75.5Envelope budgeting with a free shared household plan, if you prefer envelopes to monthly lines.
- 3
Hunter Vault74.2Free, offline budgeting with snowball or avalanche debt raids and a game layer for motivation.
- 4
Actual Budget68.2Free and open-source envelope budgeting with bank sync optional, for people who want zero-based without paying.
- 5
Monarch Money64.4Links every account for budgets, net worth and investments, with sharing for a partner.
Why people left EveryDollar
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EveryDollar: common questions
Is EveryDollar free?
EveryDollar has a free plan and paid plans. Free version: Free with no time limit (checked on EveryDollar's own site).
Is EveryDollar open source?
No, EveryDollar is not open source. Open-source alternatives include Actual Budget.
What platforms does EveryDollar run on?
EveryDollar is available for Web, iOS and Android.
What are the best alternatives to EveryDollar?
The highest-ranked EveryDollar alternatives right now are YNAB, Goodbudget and Hunter Vault. See the full ranked list for pricing, platforms and verified facts.