Fidelity
Large US brokerage for stocks, funds, retirement accounts and trading, with web, mobile and desktop platforms.
Updated · AppBreakup editorial · Web, iOS, Android, Windows, macOS
Is Fidelity free?
Free plan, plus paid plans
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About Fidelity
Fidelity Investments is one of the largest US brokerages and fund managers. A Fidelity account covers stocks, ETFs, options, mutual funds, bonds and CDs, plus retirement accounts, workplace 401(k) plans, cash management and crypto. Online US stock, ETF and options trades carry no commission, retail brokerage accounts have no minimum or account fee, and Fidelity runs its own index mutual funds with a zero expense ratio. Beginners can buy fractional shares and use the mobile app; active traders get Fidelity Trader+, its desktop and web platform with advanced charts and order types. Phone and chat support is available around the clock, and there are walk-in investor centres across the US. Paid wealth management and financial advisers sit on top for people who want help. It is generally aimed at US residents and suits investors who want one place for retirement savings and taxable investing, with deeper research than app-first brokers, at the cost of a busier interface.
Best for: US investors who want retirement and trading accounts in one place with strong research.
Fidelity pricing (checked Nov 8, 2026)
Each line is quoted from Fidelity's own site, with the page it came from.
| Plan or term | What it says | Checked | Source |
|---|---|---|---|
| Commissions | $0 online US stock, ETF and option trades | Nov 8, 2026 | fidelity.com |
| Account minimum | $0 (retail brokerage) | Nov 8, 2026 | fidelity.com |
| Stock, ETF and option trades | $0 commission online (US) | Nov 8, 2026 | fidelity.com |
| Options contract fee | $0.65 per contract | Nov 8, 2026 | fidelity.com |
| Secondary bond trades | $1.00 per bond online | Nov 8, 2026 | fidelity.com |
| Transaction-fee mutual funds | $49.95 per purchase | Nov 8, 2026 | fidelity.com |
Pros and cons
What works
- No commission on online US stock, ETF and options trades
- Zero-expense-ratio index mutual funds
- 24/7 phone and chat support plus physical investor centres
- Desktop trading platform for active traders
Why people leave
- Website and app are dense and can feel overwhelming
- Mainly for US residents
- Margin rates on small balances are high
Fidelity vs Vanguard, Robinhood and Webull
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
| Attribute | Fidelity | Vanguard | Robinhood | Webull |
|---|---|---|---|---|
| Pricing | Free plan + paid | Free plan + paid | Free plan + paid | Free plan + paid |
| Verified price | — | — | $5/month | — |
| Free plan | Yes | Yes | Yes | Yes |
| Open source | No | No | No | No |
| Self-hostable | No | No | No | No |
| Platforms | Web, iOS, Android, Windows, macOS | Web, iOS, Android | Web, iOS, Android | Web, Windows, macOS, iOS, Android |
Full Fidelity vs Vanguard comparisonFull Fidelity vs Robinhood comparisonFull Fidelity vs Webull comparison
Top Fidelity alternatives
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Fidelity: common questions
What is Fidelity?
Fidelity: Large US brokerage for stocks, funds, retirement accounts and trading, with web, mobile and desktop platforms. Best for US investors who want retirement and trading accounts in one place with strong research. Available for Web, iOS, Android, Windows and macOS.
Is Fidelity free?
Fidelity has a free plan and paid plans.
How much does Fidelity cost?
Fidelity is free with paid plans. Commissions: $0 online US stock, ETF and option trades; Account minimum: $0 (retail brokerage); Stock, ETF and option trades: $0 commission online (US); Options contract fee: $0.65 per contract. Checked on Fidelity's own site, November 2026.
Is Fidelity open source?
No, Fidelity is not open source.
What platforms does Fidelity run on?
Fidelity is available for Web, iOS, Android, Windows and macOS.
What are the best alternatives to Fidelity?
The highest-ranked Fidelity alternatives right now are Vanguard, Robinhood and Webull. See the full ranked list for pricing, platforms and verified facts.
Fidelity vs Vanguard: what's the difference?
Both Fidelity and Vanguard are free with paid plans. Only Fidelity runs on Windows and macOS.