Kotak Neo

Kotak Securities' trading app for Indian stocks, F&O, mutual funds and IPOs.

Free plan + paidInvesting and stock trading apps

Updated Nov 7, 2026 · AppBreakup editorial · Web, iOS, Android

Visit Kotak Neo See 4 alternatives

Is Kotak Neo free?

Free plan, plus paid plans

Under-30 plan:: ₹99 one-time, ₹0 delivery brokerage

Checked on Kotak Neo's site Nov 8, 2026

Switch from Kotak Neo to

All 4

Zerodha Kite
Free plan + paid
Angel One
Starting price: Lower of ₹20 or 0.1% per executed equity order
Groww
Free plan + paid

Verified facts: 4 of 4
Alternatives ranked: 4
Approved reviews: 0
Visits sent from here: 0

About Kotak Neo

Kotak Neo is the retail trading platform of Kotak Securities, the broking arm of the Kotak Mahindra group. It covers the usual Indian investing products in one account: equity delivery and intraday, futures and options, commodities, ETFs, mutual funds, IPOs and bonds. It runs as a mobile app and on the web, and active traders can use the Nest trading terminal or connect their own code through free trading APIs. Pricing is split into plans: a free plan with flat per-order brokerage on intraday and F&O trades and a percentage on delivery, a cheaper-delivery plan for traders who use margin trading, and a youth plan for people under 30 with no delivery brokerage after a one-time fee. New accounts get a brokerage-free introductory period. Being part of a large bank appeals to people who want their demat, trading and savings accounts with one group, though the plan structure takes a little more reading than discount brokers with a single flat fee.

Best for: Indian investors and F&O traders who want a bank-backed broker with free APIs..

Kotak Neo pricing (checked Nov 8, 2026)

Each line is quoted from Kotak Neo's own site, with the page it came from.

Plan or term	What it says	Checked	Source
Intraday brokerage	₹10 or 0.05% per order, whichever is lower	Nov 8, 2026	kotaksecurities.com
Trade API charges	₹0 brokerage	Nov 8, 2026	kotaksecurities.com
Under-30 plan	₹99 one-time, ₹0 delivery brokerage	Nov 8, 2026	kotaksecurities.com

What works

Flat ₹10 per order on intraday and F&O trades
Trading APIs at no extra brokerage
Zero delivery brokerage plan for under-30s
Backed by a large banking group

Why people leave

Several plans with different delivery rates to compare
Delivery brokerage on the standard free plan, unlike some rivals
Only covers Indian markets

Kotak Neo vs Zerodha Kite, Angel One and Groww

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	Kotak Neo	Zerodha Kite	Angel One	Groww
Pricing	Free plan + paid	Free plan + paid	Free plan + paid	Free plan + paid
Verified price	₹99 one-time, ₹0 delivery brokerage	—	Lower of ₹20 or 0.1% per executed equity order	—
Free plan	Yes	Yes	Yes	Yes
Open source	No	No	No	No
Self-hostable	No	No	No	No
Platforms	Web, iOS, Android	Web, Android, iOS	Web, Android, iOS	Web, Android, iOS

Top Kotak Neo alternatives

See all 4

1
Zerodha Kite
India's best-known discount broker, with free delivery trades and a clean, fast trading terminal.
68.8
2
Angel One
One of India's largest brokers, with flat per-order pricing, research and advisory built into the app.
64.8
3
Groww
Simpler app aimed at first-time investors, strong on mutual funds and SIPs.
61.8
4
Upstox
Discount broker with flat per-order pricing and a capable charting app for active traders.
59.4

Why people left Kotak Neo

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

No switching stories yet. If you moved away from Kotak Neo, review the app you switched to and tell us why.

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Kotak Neo: common questions

What is Kotak Neo?

Kotak Neo: Kotak Securities' trading app for Indian stocks, F&O, mutual funds and IPOs. Best for indian investors and F&O traders who want a bank-backed broker with free APIs. Available for Web, iOS and Android.

Is Kotak Neo free?

Kotak Neo has a free plan and paid plans.

How much does Kotak Neo cost?

Kotak Neo is free with paid plans. Intraday brokerage: ₹10 or 0.05% per order, whichever is lower; Trade API charges: ₹0 brokerage; Under-30 plan: ₹99 one-time, ₹0 delivery brokerage. Checked on Kotak Neo's own site, November 2026.

Is Kotak Neo open source?

No, Kotak Neo is not open source.

What platforms does Kotak Neo run on?

Kotak Neo is available for Web, iOS and Android.

What are the best alternatives to Kotak Neo?

The highest-ranked Kotak Neo alternatives right now are Zerodha Kite, Angel One and Groww. See the full ranked list for pricing, platforms and verified facts.

Kotak Neo vs Zerodha Kite: what's the difference?

Both Kotak Neo and Zerodha Kite are free with paid plans. Both run on Web, iOS and Android.

See all 4 Kotak Neo alternatives

Kotak Neo facts

4 of 4 verified

Intraday brokerage: ₹10 or 0.05% per order, whichever is lower; Checked Nov 8, 2026kotaksecurities.com(opens source in a new tab); “₹10 or 0.05% intraday brokerage, whichever is lower”
Trade API charges: ₹0 brokerage; Checked Nov 8, 2026kotaksecurities.com(opens source in a new tab); “₹0 brokerage on Trade API”
Under-30 plan: ₹99 one-time, ₹0 delivery brokerage; Checked Nov 8, 2026kotaksecurities.com(opens source in a new tab); “Trade Free Youth ₹99 Only for those under 30”
Owner: Kotak Securities Limited; Checked Nov 8, 2026kotaksecurities.com(opens source in a new tab); “Kotak Neo brand represents the customer facing retail business of Kotak Securities Limited.”